119th Congress · introduced in the Senate · Mar 12, 2025
HELPER Act of 2025
Official title from Congress.gov
Latest action (Mar 12, 2025): Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
View on Congress.govPolicy area: Finance and Financial Sector
Congressional Research Service summary, version: Introduced in Senate (Mar 12, 2025)
Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025
This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.
Includes amendment, cloture, and procedural votes. Each is labeled with its exact question; only a passage question is a vote to pass the bill.
No recorded roll calls on this bill in coverage.
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Introduced in Senate
Actions from Congress.gov, newest first.
LD-2 reports whose issue descriptions explicitly cite this bill (bill type and number validated against Congress.gov records). A citation does not establish the client's position or any contact with a member.
Loading lobbying reportsCoverage: reports for 2025 onward, posted Jan 1, 2025 through Oct 24, 2026.
39 citations; showing the 25 most recently posted.
INTERNATIONAL ASSOCIATION OF FIRE FIGHTERS · lobbying firm or registrant: INTERNATIONAL ASSOCIATION OF FIRE FIGHTERS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 21, 2026 · issue area: Housing
$204,309
Spent on own lobbying
H.R. 2094/S. 978, HELPER Act of 2025 H.R. 6644, 21st Century ROAD to Housing Act Issues related carbon monoxide detectors in hotel rooms and public housing Issues related to th…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
MORTGAGE BANKERS ASSOCIATION · lobbying firm or registrant: MORTGAGE BANKERS ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Housing
$840,000
Spent on own lobbying
…Whole-Home Repairs Act of 2025 H.R. 965Housing Unhoused Disabled Veterans Act HR 2094HELPER Act of 2025 HR 2461Manufactured Housing Tenant's Bill of Rights Act S. 978HELPER Act of 2025 H.R. 7062Build HUBS Act S. 3536Build HUBS Act S. 1203Housing Vouchers Fairness Act S. 127Whole-Home Repairs Act of 2025 S. 1415Housing Unhous…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
PEACE OFFICERS RESEARCH ASSOCIATION OF CALIFORNIA · lobbying firm or registrant: STEPTOE LLP
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Housing
$50,000
Paid to lobbying firm
HELPER Act (H.R. 2094 / S. 978); Housing for Heroes Act (H.R. 7503); Public Service Homeownership Assistance Act (H.R. 10053).
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA · lobbying firm or registrant: AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICAS CREDIT UNIONS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 14, 2026 · issue area: Banking
$1,060,000
Spent on own lobbying
….R. 1799; Amendment 715 to H.R. 3838) Support Home of Your Own Act (H.R. 2064) Support Homes for Every Local Protector, Educator, and Responder Act (H.R. 2094; S. 978) Support CFPB Dual Mandate and Economic Analysis Act (H.R. 2183) Support Transparency in CFPB Cost-Benefit Analysis Act (H.R. 2331) Support CFPB-IG Reform Act…
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL FRATERNAL ORDER OF POLICE · lobbying firm or registrant: NATIONAL FRATERNAL ORDER OF POLICE
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · amended · posted Sep 29, 2026 · issue area: Law Enforcement/Crime/Criminal Justice
$100,000
Spent on own lobbying
…the PSOB Program to ensure that Chief Proffitts family, and any others in a similar situation, would be eligible to apply for the programs benefit; PRIORITY - S. 978 (Moody, R-FL) the Homes for Every Local Protector, Educator, and Responder (HELPER) Act, which would give law enforcement more opportunities to find homes they…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL FRATERNAL ORDER OF POLICE · lobbying firm or registrant: NATIONAL FRATERNAL ORDER OF POLICE
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · amended · posted Sep 29, 2026 · issue area: Law Enforcement/Crime/Criminal Justice
$100,000
Spent on own lobbying
…the PSOB Program to ensure that Chief Proffitts family, and any others in a similar situation, would be eligible to apply for the programs benefit; PRIORITY - S. 978 (Moody, R-FL) the Homes for Every Local Protector, Educator, and Responder (HELPER) Act, which would give law enforcement more opportunities to find homes they…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL FRATERNAL ORDER OF POLICE · lobbying firm or registrant: NATIONAL FRATERNAL ORDER OF POLICE
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · amended · posted Sep 29, 2026 · issue area: Law Enforcement/Crime/Criminal Justice
$100,000
Spent on own lobbying
…the PSOB Program to ensure that Chief Proffitts family, and any others in a similar situation, would be eligible to apply for the programs benefit; PRIORITY - S. 978 (Moody, R-FL) the Homes for Every Local Protector, Educator, and Responder (HELPER) Act, which would give law enforcement more opportunities to find homes they…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL FRATERNAL ORDER OF POLICE · lobbying firm or registrant: NATIONAL FRATERNAL ORDER OF POLICE
2025 Q3 report (Jul 1, 2025 – Sep 30, 2025) · amended · posted Sep 29, 2026 · issue area: Law Enforcement/Crime/Criminal Justice
$100,000
Spent on own lobbying
…the PSOB Program to ensure that Chief Proffitts family, and any others in a similar situation, would be eligible to apply for the programs benefit; PRIORITY - S. 978 (Moody, R-FL) the Homes for Every Local Protector, Educator, and Responder (HELPER) Act, which would give law enforcement more opportunities to find homes they…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL FRATERNAL ORDER OF POLICE · lobbying firm or registrant: NATIONAL FRATERNAL ORDER OF POLICE
2025 Q2 report (Apr 1, 2025 – Jun 30, 2025) · amended · posted Sep 29, 2026 · issue area: Law Enforcement/Crime/Criminal Justice
$100,000
Spent on own lobbying
…the PSOB Program to ensure that Chief Proffitts family, and any others in a similar situation, would be eligible to apply for the programs benefit; PRIORITY - S. 978 (Moody, R-FL) the Homes for Every Local Protector, Educator, and Responder (HELPER) Act, which would give law enforcement more opportunities to find homes they…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL FRATERNAL ORDER OF POLICE · lobbying firm or registrant: NATIONAL FRATERNAL ORDER OF POLICE
2025 Q1 report (Jan 1, 2025 – Mar 31, 2025) · amended · posted Sep 29, 2026 · issue area: Law Enforcement/Crime/Criminal Justice
$100,000
Spent on own lobbying
…the PSOB Program to ensure that Chief Proffitts family, and any others in a similar situation, would be eligible to apply for the programs benefit; PRIORITY - S. 978 (Moody, R-FL) the Homes for Every Local Protector, Educator, and Responder (HELPER) Act, which would give law enforcement more opportunities to find homes they…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
MORTGAGE BANKERS ASSOCIATION · lobbying firm or registrant: MORTGAGE BANKERS ASSOCIATION
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 21, 2026 · issue area: Housing
$1,220,000
Spent on own lobbying
S. 967 Downpayment Toward Equity Act S. 978 HELPER Act of 2025 S. 1635Appraisal Industry Improvement Act S. 3536Build HUBS Act S. 1203Housing Vouchers Fairness Act S. 127Whole-Home Repairs Act of 2025 S.…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
INTERNATIONAL ASSOCIATION OF FIRE FIGHTERS · lobbying firm or registrant: INTERNATIONAL ASSOCIATION OF FIRE FIGHTERS
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Housing
$196,000
Spent on own lobbying
H.R. 2094/S. 978, HELPER Act of 2025 H.R. 6644, 21st Century ROAD to Housing Act Issues related carbon monoxide detectors in hotel rooms and public housing Issues related to th…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
PEACE OFFICERS RESEARCH ASSOCIATION OF CALIFORNIA · lobbying firm or registrant: STEPTOE LLP
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 19, 2026 · issue area: Housing
$50,000
Paid to lobbying firm
HELPER Act (H.R. 2094 / S. 978); Housing for Heroes Act (H.R. 7503).
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA · lobbying firm or registrant: AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICAS CREDIT UNIONS
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 17, 2026 · issue area: Banking
$1,290,000
Spent on own lobbying
….R. 1799; Amendment 715 to H.R. 3838) Support Home of Your Own Act (H.R. 2064) Support Homes for Every Local Protector, Educator, and Responder Act (H.R. 2094; S. 978) Support CFPB Dual Mandate and Economic Analysis Act (H.R. 2183) Support Transparency in CFPB Cost-Benefit Analysis Act (H.R. 2331) Support CFPB-IG Reform Act…
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN AMBULANCE ASSOCIATION · lobbying firm or registrant: AMERICAN AMBULANCE ASSOCIATION
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 10, 2026 · issue area: Labor Issues/Antitrust/Workplace
$350,000
Spent on own lobbying
…benefits. Lobbied on the PARA-EMT Act (H.R. 2220), Apprenticeship Pathways Act of 2025 (S. 235), Homes for Every Local Protector, Educator, and Responder Act (S. 978, H.R. 2094), Pathways to Health Careers Act (H.R. 5370), MEDIC Careers Act (S. 2673, H.R. 9140) and draft Supporting our First Responders Act. Lobbied on the N…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
MORTGAGE BANKERS ASSOCIATION · lobbying firm or registrant: MORTGAGE BANKERS ASSOCIATION
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 21, 2026 · issue area: Housing
$770,000
Spent on own lobbying
…of 2025 H.R. 6644 Housing for the 21st Century Act / 21st Century ROAD to Housing Act H.R. 965 Housing Unhoused Disabled Veterans Act HR 2094HELPER Act of 2025 S. 978HELPER Act of 2025 H.R. 7062 Build HUBS Act S. 1203Housing Vouchers Fairness Act S. 127Whole-Home Repairs Act of 2025 S. 1415Housing Unhoused Disabled Veterans…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
INTERNATIONAL ASSOCIATION OF FIRE FIGHTERS · lobbying firm or registrant: INTERNATIONAL ASSOCIATION OF FIRE FIGHTERS
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Housing
$164,993
Spent on own lobbying
H.R. 2094/S. 978, HELPER Act of 2025 H.R. 6644, 21st Century ROAD to Housing Act Issues related carbon monoxide detectors in hotel rooms and public housing Issues related to th…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
PEACE OFFICERS RESEARCH ASSOCIATION OF CALIFORNIA · lobbying firm or registrant: STEPTOE LLP
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 19, 2026 · issue area: Housing
$50,000
Paid to lobbying firm
HELPER Act (H.R. 2094 / S. 978); Housing for Heroes Act (H.R. 7503).
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA · lobbying firm or registrant: AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICAS CREDIT UNIONS
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 14, 2026 · issue area: Banking
$1,130,000
Spent on own lobbying
….R. 1799; Amendment 715 to H.R. 3838) Support Home of Your Own Act (H.R. 2064) Support Homes for Every Local Protector, Educator, and Responder Act (H.R. 2094; S. 978) Support CFPB Dual Mandate and Economic Analysis Act (H.R. 2183) Support Transparency in CFPB Cost-Benefit Analysis Act (H.R. 2331) Support CFPB-IG Reform Act…
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN AMBULANCE ASSOCIATION · lobbying firm or registrant: AMERICAN AMBULANCE ASSOCIATION
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 13, 2026 · issue area: Labor Issues/Antitrust/Workplace
$350,000
Spent on own lobbying
…benefits. Lobbied on the PARA-EMT Act (H.R. 2220), Apprenticeship Pathways Act of 2025 (S. 235), Homes for Every Local Protector, Educator, and Responder Act (S. 978, H.R. 2094), Pathways to Health Careers Act (H.R. 5370), MEDIC Careers Act (S. 2673) and draft Supporting our First Responders Act. Lobbied on the draft Nation…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
PEACE OFFICERS RESEARCH ASSOCIATION OF CALIFORNIA · lobbying firm or registrant: STEPTOE LLP
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 20, 2026 · issue area: Law Enforcement/Crime/Criminal Justice
$50,000
Paid to lobbying firm
Issues relating to public safety, consent decree transparency, and nationwide standards; HELPER Act (S. 978, H.R. 2094); Honoring Our Fallen Heroes Act (S. 237, H.R. 1269); Law Enforcement Officer and Firefighter Recreation Pass Act (H.R. 183); National Law Enforceme…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
INTERNATIONAL ASSOCIATION OF FIRE FIGHTERS · lobbying firm or registrant: INTERNATIONAL ASSOCIATION OF FIRE FIGHTERS
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 20, 2026 · issue area: Housing
$184,304
Spent on own lobbying
H.R. 2094/S. 978, HELPER Act of 2025 Issues related carbon monoxide detectors in hotel rooms and public housing Issues related to the use of single-exit stairwells in residenti…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN AMBULANCE ASSOCIATION · lobbying firm or registrant: AMERICAN AMBULANCE ASSOCIATION
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 19, 2026 · issue area: Labor Issues/Antitrust/Workplace
$300,000
Spent on own lobbying
…benefits. Lobbied on the PARA-EMT Act (H.R. 2220), Apprenticeship Pathways Act of 2025 (S. 235), Homes for Every Local Protector, Educator, and Responder Act (S. 978, H.R. 2094), Pathways to Health Careers Act (H.R. 5370), draft Supporting our First Responders Act, and the Freedom to Invest in Tomorrow's Workforce Act (S. 7…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA · lobbying firm or registrant: AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICAS CREDIT UNIONS
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 12, 2026 · issue area: Banking
$1,060,000
Spent on own lobbying
….R. 1799; Amendment 715 to H.R. 3838) Support Home of Your Own Act (H.R. 2064) Support Homes for Every Local Protector, Educator, and Responder Act (H.R. 2094; S. 978) Support CFPB Dual Mandate and Economic Analysis Act (H.R. 2183) Support Transparency in CFPB Cost-Benefit Analysis Act (H.R. 2331) Support CFPB-IG Reform Act…
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
PEACE OFFICERS RESEARCH ASSOCIATION OF CALIFORNIA · lobbying firm or registrant: STEPTOE LLP
2025 Q3 report (Jul 1, 2025 – Sep 30, 2025) · posted Oct 20, 2025 · issue area: Law Enforcement/Crime/Criminal Justice
$50,000
Paid to lobbying firm
Issues relating to public safety, consent decree transparency, and nationwide standards; HELPER Act (S. 978, H.R. 2094); Honoring Our Fallen Heroes Act (S. 237, H.R. 1269); Law Enforcement Officer and Firefighter Recreation Pass Act (H.R. 183); National Law Enforceme…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing