119th Congress · introduced in the Senate · Feb 20, 2025
Fair Credit for American Hostages Act of 2025
Official title from Congress.gov
Latest action (Feb 20, 2025): Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
View on Congress.govPolicy area: Finance and Financial Sector
Congressional Research Service summary, version: Introduced in Senate (Feb 20, 2025)
Fair Credit for American Hostages Act of 2025
This bill prohibits a consumer reporting agency from including adverse credit information on a consumer's credit report from an event that occurred during a time when that consumer was held hostage or wrongfully detained abroad.
Includes amendment, cloture, and procedural votes. Each is labeled with its exact question; only a passage question is a vote to pass the bill.
No recorded roll calls on this bill in coverage.
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Introduced in Senate
Actions from Congress.gov, newest first.
Consumer affairs · Consumer credit · Detention of persons · Right of privacy
LD-2 reports whose issue descriptions explicitly cite this bill (bill type and number validated against Congress.gov records). A citation does not establish the client's position or any contact with a member.
Loading lobbying reportsCoverage: reports for 2025 onward, posted Jan 1, 2025 through Oct 24, 2026.
5 citations.
TRANS UNION LLC · lobbying firm or registrant: TRANS UNION LLC
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Banking
$670,000
Spent on own lobbying
S. 656 - Fair Credit for American Hostages Act: Provisions pertaining to freezing consumer credit reports of American Hostages. Public Law No: 119-36 - Homebuyers Pri…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
TRANS UNION LLC · lobbying firm or registrant: TRANS UNION LLC
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 20, 2026 · issue area: Banking
$740,000
Spent on own lobbying
…Members of Congress, immediate family members of Members of Congress, and congressional staff: Issues pertaining to data access and use for elected officials. S. 656 - Fair Credit for American Hostages Act: Provisions pertaining to freezing consumer credit reports of American Hostages. Public Law No: 119-36 - Homebuyers Pri…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
TRANS UNION LLC · lobbying firm or registrant: TRANS UNION LLC
2025 Q3 report (Jul 1, 2025 – Sep 30, 2025) · posted Oct 20, 2025 · issue area: Banking
$430,000
Spent on own lobbying
…Members of Congress, immediate family members of Members of Congress, and congressional staff: Issues pertaining to data access and use for elected officials. S. 656 - Fair Credit for American Hostages Act: Provisions pertaining to freezing consumer credit reports of American Hostages. Public Law No: 119-36 - Homebuyers Pri…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
TRANS UNION LLC · lobbying firm or registrant: TRANS UNION LLC
2025 Q2 report (Apr 1, 2025 – Jun 30, 2025) · posted Jul 21, 2025 · issue area: Banking
$600,000
Spent on own lobbying
…sumer Reporting Agencies Concerning Medical Information (Regulation V)": Provisions pertaining to Consumer Financial Protection Bureau Medical Debt Rulemaking. S. 656 - Fair Credit for American Hostages Act: Provisions pertaining to freezing consumer credit reports of American Hostages. H.R. 2808, S. 1467 - Homebuyers Privac…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
TRANS UNION LLC · lobbying firm or registrant: TRANS UNION LLC
2025 Q1 report (Jan 1, 2025 – Mar 31, 2025) · posted Apr 21, 2025 · issue area: Banking
$560,000
Spent on own lobbying
…o Consumer Financial Protection Bureau Medical Debt Rulemaking. S. 619 - Credit Freeze for Kids Act: Provisions pertaining to freezing consumer credit reports. S. 656 - Fair Credit for American Hostages Act: Provisions pertaining to freezing consumer credit reports of American Hostages. H.R. 2808, S. 1467 - Homebuyers Privac…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing