119th Congress · introduced in the Senate · Feb 12, 2025
1071 Repeal to Protect Small Business Lending Act
Official title from Congress.gov
Latest action (Feb 12, 2025): Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
View on Congress.govPolicy area: Finance and Financial Sector
Congressional Research Service summary, version: Introduced in Senate (Feb 12, 2025)
1071 Repeal to Protect Small Business Lending Act
This bill repeals the statute that requires financial institutions to collect data regarding applications for women-owned, minority-owned, or small business loans. Currently, financial institutions must collect and report to the Consumer Financial Protection Bureau information on (1) how many applications were received; (2) the disposition of each application; (3) the type of loan; (4) the amount applied for; (5) the amount approved; and (6) each applicant’s census tract, revenue, race, sex, and ethnicity.
Includes amendment, cloture, and procedural votes. Each is labeled with its exact question; only a passage question is a vote to pass the bill.
No recorded roll calls on this bill in coverage.
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Introduced in Senate
Actions from Congress.gov, newest first.
Banking and financial institutions regulation · Consumer credit · Small business
LD-2 reports whose issue descriptions explicitly cite this bill (bill type and number validated against Congress.gov records). A citation does not establish the client's position or any contact with a member.
Loading lobbying reportsCoverage: reports for 2025 onward, posted Jan 1, 2025 through Oct 24, 2026.
77 citations; showing the 25 most recently posted.
GOWEST CREDIT UNION ASSOCIATION · lobbying firm or registrant: GOWEST CREDIT UNION ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Small Business
$60,000
Spent on own lobbying
Issues related to H.R. 976 and S. 557.
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NEW YORK BANKERS ASSOCIATION · lobbying firm or registrant: NEW YORK BANKERS ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Banking
$42,000
Spent on own lobbying
Access to Credit for Rural Economy Act, S.838/HR1822; SAFER Banking Act; S.557/HR 976 (1071 Repeal to Protect Small Business Lending Act); Credit Union Oversight (general); SJ Res. 18 / HJ Res. 59 (to nullify CFPB Overdraft Rule, Rule 107…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN BANKERS ASSOCIATION · lobbying firm or registrant: AMERICAN BANKERS ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Banking
$3,100,000
Spent on own lobbying
…Bank Formation Act S. 875/H.R. 2702, Financial Integrity and Regulation Management (FIRM) Act H.R. 1919/S. 1124, the Anti-CBDC Surveillance State Act H.R. 976/S. 557, the 1071 Repeal to Protect Small Business Lending Act H.R. 2392, the Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025 (STABL…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL AUTOMOBILE DEALERS ASSOCIATION · lobbying firm or registrant: NATIONAL AUTOMOBILE DEALERS ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Financial Institutions/Investments/Securities
$1,844,000
Spent on own lobbying
…r participation, consumer discounts and voluntary protection products Proposals and legislation regarding Section 1071 small business data collection (H.R. 976/S. 557, "1071 Repeal to Protect Small Business Lending Act") Proposals related to telemarketing and advertising Legislative proposals regarding Congressional oversigh…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
EQUIPMENT LEASING AND FINANCE ASSOCIATION · lobbying firm or registrant: TIBER CREEK GROUP
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Financial Institutions/Investments/Securities
$50,000
Paid to lobbying firm
…tation of the Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203); Issues related to H.R. 941 - Small LENDER Act; Issues related to H.R. 976/S. 557 - 1071 Repeal to Protect Small Business Lending Act.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
EQUIPMENT LEASING AND FINANCE ASSOCIATION · lobbying firm or registrant: EQUIPMENT LEASING AND FINANCE ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 16, 2026 · issue area: Financial Institutions/Investments/Securities
$172,000
Spent on own lobbying
…implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act; Issues related to H.R. 941 - the Small Lender Act, Issues related to H.R. 976/S. 557 - 1071 Repeal to Protect Small Business Lending Act; CFPB's Section 1071 rule; S. 2352; CFPB's non-bank supervisory designation proposed rule; Issues related t…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
EQUIPMENT LEASING AND FINANCE ASSOCIATION · lobbying firm or registrant: EQUIPMENT LEASING AND FINANCE ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 16, 2026 · issue area: Small Business
$172,000
Spent on own lobbying
…implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act; Issues related to H.R. 941 - the Small Lender Act, Issues related to H.R. 976/S. 557 - 1071 Repeal to Protect Small Business Lending Act; CFPB's Section 1071 rule; S. 2352; CFPB's non-bank supervisory designation proposed rule; Issues related t…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA · lobbying firm or registrant: AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICAS CREDIT UNIONS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 14, 2026 · issue area: Banking
$1,060,000
Spent on own lobbying
…a member of the NCUA Board Support Credit Union Board Modernization Act (H.R. 975; S. 522) Support 1071 Repeal to Protect Small Business Lending Act (H.R. 976; S. 557) Support Making the CFPB Accountable to Small Businesses Act (H.R. 1606) Support Financial Integrity and Regulation Management Act (S. 875; H.R. 2702; Senate A…
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NEW YORK BANKERS ASSOCIATION · lobbying firm or registrant: NEW YORK BANKERS ASSOCIATION
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · amended · posted Jul 21, 2026 · issue area: Banking
$45,000
Spent on own lobbying
Access to Credit for Rural Economy Act, S.838/HR1822; SAFER Banking Act; S.557/HR 976 (1071 Repeal to Protect Small Business Lending Act); Credit Union Oversight (general); SJ Res. 18 / HJ Res. 59 (to nullify CFPB Overdraft Rule, Rule 107…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
GOWEST CREDIT UNION ASSOCIATION · lobbying firm or registrant: GOWEST CREDIT UNION ASSOCIATION
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 21, 2026 · issue area: Small Business
$80,000
Spent on own lobbying
Issues related to H.R. 976 and S. 557.
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN BANKERS ASSOCIATION · lobbying firm or registrant: AMERICAN BANKERS ASSOCIATION
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Banking
$3,510,000
Spent on own lobbying
…Bank Formation Act S. 875/H.R. 2702, Financial Integrity and Regulation Management (FIRM) Act H.R. 1919/S. 1124, the Anti-CBDC Surveillance State Act H.R. 976/S. 557, the 1071 Repeal to Protect Small Business Lending Act H.R. 2392, the Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025 (STABL…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL AUTOMOBILE DEALERS ASSOCIATION · lobbying firm or registrant: NATIONAL AUTOMOBILE DEALERS ASSOCIATION
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Financial Institutions/Investments/Securities
$1,191,000
Spent on own lobbying
…r participation, consumer discounts and voluntary protection products Proposals and legislation regarding Section 1071 small business data collection (H.R. 976/S. 557, "1071 Repeal to Protect Small Business Lending Act") Proposals related to telemarketing and advertising Legislative proposals regarding Congressional oversigh…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
EQUIPMENT LEASING AND FINANCE ASSOCIATION · lobbying firm or registrant: EQUIPMENT LEASING AND FINANCE ASSOCIATION
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Financial Institutions/Investments/Securities
$195,000
Spent on own lobbying
…implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act; Issues related to H.R. 941 - the Small Lender Act, Issues related to H.R. 976/S. 557 - 1071 Repeal to Protect Small Business Lending Act; CFPB's Section 1071 rule; S. 2352; CFPB's non-bank supervisory designation proposed rule; Issues related t…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
EQUIPMENT LEASING AND FINANCE ASSOCIATION · lobbying firm or registrant: EQUIPMENT LEASING AND FINANCE ASSOCIATION
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Small Business
$195,000
Spent on own lobbying
…implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act; Issues related to H.R. 941 - the Small Lender Act, Issues related to H.R. 976/S. 557 - 1071 Repeal to Protect Small Business Lending Act; CFPB's Section 1071 rule; S. 2352; CFPB's non-bank supervisory designation proposed rule; Issues related t…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
EQUIPMENT LEASING AND FINANCE ASSOCIATION · lobbying firm or registrant: TIBER CREEK GROUP
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 19, 2026 · issue area: Financial Institutions/Investments/Securities
$50,000
Paid to lobbying firm
…tation of the Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203); Issues related to H.R. 941 - Small LENDER Act; Issues related to H.R. 976/S. 557 - 1071 Repeal to Protect Small Business Lending Act.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA · lobbying firm or registrant: AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICAS CREDIT UNIONS
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 17, 2026 · issue area: Banking
$1,290,000
Spent on own lobbying
…a member of the NCUA Board Support Credit Union Board Modernization Act (H.R. 975; S. 522) Support 1071 Repeal to Protect Small Business Lending Act (H.R. 976; S. 557) Support Making the CFPB Accountable to Small Businesses Act (H.R. 1606) Support Financial Integrity and Regulation Management Act (S. 875; H.R. 2702; Senate A…
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
INDEPENDENT COMMUNITY BANKERS OF AMERICA · lobbying firm or registrant: INDEPENDENT COMMUNITY BANKERS OF AMERICA
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 16, 2026 · issue area: Banking
$2,170,000
Spent on own lobbying
…ct H.R. 9331 the Strengthening Transaction Oversight and Preventing (STOP) Payments Fraud Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Deposit…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
GOWEST CREDIT UNION ASSOCIATION · lobbying firm or registrant: GOWEST CREDIT UNION ASSOCIATION
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 21, 2026 · issue area: Small Business
$90,000
Spent on own lobbying
Issues related to H.R. 976 and S. 557.
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN BANKERS ASSOCIATION · lobbying firm or registrant: AMERICAN BANKERS ASSOCIATION
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Banking
$3,140,000
Spent on own lobbying
…Bank Formation Act S. 875/H.R. 2702, Financial Integrity and Regulation Management (FIRM) Act H.R. 1919/S. 1124, the Anti-CBDC Surveillance State Act H.R. 976/S. 557, the 1071 Repeal to Protect Small Business Lending Act H.R. 2392, the Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025 (STABL…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL AUTOMOBILE DEALERS ASSOCIATION · lobbying firm or registrant: NATIONAL AUTOMOBILE DEALERS ASSOCIATION
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Financial Institutions/Investments/Securities
$1,395,000
Spent on own lobbying
…r participation, consumer discounts and voluntary protection products Proposals and legislation regarding Section 1071 small business data collection (H.R. 976/S. 557, "1071 Repeal to Protect Small Business Lending Act") Proposals related to telemarketing and advertising Legislative proposals regarding Congressional oversigh…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NEW YORK BANKERS ASSOCIATION · lobbying firm or registrant: NEW YORK BANKERS ASSOCIATION
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Banking
$53,000
Spent on own lobbying
Access to Credit for Rural Economy Act, S.838/HR1822; SAFER Banking Act; S.557/HR 976 (1071 Repeal to Protect Small Business Lending Act); Credit Union Oversight (general); SJ Res. 18 / HJ Res. 59 (to nullify CFPB Overdraft Rule, Rule 107…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
EQUIPMENT LEASING AND FINANCE ASSOCIATION · lobbying firm or registrant: TIBER CREEK GROUP
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 18, 2026 · issue area: Financial Institutions/Investments/Securities
$50,000
Paid to lobbying firm
…tation of the Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203); Issues related to H.R. 941 - Small LENDER Act; Issues related to H.R. 976/S. 557 - 1071 Repeal to Protect Small Business Lending Act.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
INDEPENDENT COMMUNITY BANKERS OF AMERICA · lobbying firm or registrant: INDEPENDENT COMMUNITY BANKERS OF AMERICA
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 17, 2026 · issue area: Banking
$890,000
Spent on own lobbying
…7 Main Street Depositor Protection Act H.R. 8088 Growing Deposit Insurance for the Future Act S. 113 The Promoting New Bank Formation Act S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1467 Homebuyers Privacy Protection Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit f…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
EQUIPMENT LEASING AND FINANCE ASSOCIATION · lobbying firm or registrant: EQUIPMENT LEASING AND FINANCE ASSOCIATION
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 15, 2026 · issue area: Financial Institutions/Investments/Securities
$50,000
Spent on own lobbying
…implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act; Issues related to H.R. 941 - the Small Lender Act, Issues related to H.R. 976/S. 557 - 1071 Repeal to Protect Small Business Lending Act; CFPB's Section 1071 rule; S. 2352; CFPB's non-bank supervisory designation proposed rule; Issues related t…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
EQUIPMENT LEASING AND FINANCE ASSOCIATION · lobbying firm or registrant: EQUIPMENT LEASING AND FINANCE ASSOCIATION
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 15, 2026 · issue area: Small Business
$50,000
Spent on own lobbying
…implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act; Issues related to H.R. 941 - the Small Lender Act, Issues related to H.R. 976/S. 557 - 1071 Repeal to Protect Small Business Lending Act; CFPB's Section 1071 rule; S. 2352; CFPB's non-bank supervisory designation proposed rule; Issues related t…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing