119th Congress · introduced in the Senate · Apr 27, 2026
Terrorism Risk Insurance Program Reauthorization Act of 2026
Official title from Congress.gov
Latest action (Oct 5, 2026): Held at the desk.
View on Congress.govPolicy area: Finance and Financial Sector
Congressional Research Service summary, version: Passed Senate (Sep 28, 2026)
Terrorism Risk Insurance Program Reauthorization Act of 2026
This bill reauthorizes the Terrorism Risk Insurance Program through 2034. The program covers a portion of the losses incurred by private insurers for property and casualty insurance coverage for terrorism risk.
Includes amendment, cloture, and procedural votes. Each is labeled with its exact question; only a passage question is a vote to pass the bill.
No recorded roll calls on this bill in coverage.
Held at the desk.
Received in the House.
Message on Senate action sent to the House.
Passed Senate without amendment by Unanimous Consent. (consideration: CR S5122-5123; text: CR S5123)
Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent. (consideration: CR S5122-5123; text: CR S5123)
Placed on Senate Legislative Calendar under General Orders. Calendar No. 672.
Committee on Banking, Housing, and Urban Affairs. Reported by Senator Scott SC, without amendment. Without written report.
Committee on Banking, Housing, and Urban Affairs. Reported by Senator Scott SC, without amendment. Without written report.
Committee on Banking, Housing, and Urban Affairs. Ordered to be reported without amendment favorably.
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Introduced in Senate
Actions from Congress.gov, newest first.
Life, casualty, property insurance · Terrorism
LD-2 reports whose issue descriptions explicitly cite this bill (bill type and number validated against Congress.gov records). A citation does not establish the client's position or any contact with a member.
Loading lobbying reportsCoverage: reports for 2025 onward, posted Jan 1, 2025 through Oct 23, 2026.
69 citations; showing the 25 most recently posted.
AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION · lobbying firm or registrant: EMERGENT STRATEGIES
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 21, 2026 · issue area: Insurance
$50,000
Paid to lobbying firm
Issues related to Business Interruption insurance; Issues related to property casualty insurance; H.R. 7128 (the TRIA Program Reauthorization Act of 2026); S. 4395 (the TRIA Program Reauthorization Act of 2026)
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES · lobbying firm or registrant: NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 21, 2026 · issue area: Insurance
$520,000
Spent on own lobbying
…n crop insurance, and for other purposes. H.R.8218 - Fair Compensation for Truck Crash Victims Act H.R.8843 - Federal Accountability for Felony Obstruction Act S.4395/H.R 7128 - Terrorism Risk Insurance Program Reauthorization Act of 2026 S.4651 - Increasing Insurance Access for Specialty Crops Act H.R.9916 - Lowering CAR In…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION · lobbying firm or registrant: AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$1,600,000
Spent on own lobbying
…urance S. 3843 Federal Crop Insurance S. 4215 Federal Crop Insurance H.R. 8218 Liability Insurance H.R. 8800 Terrorism Risk Insurance H.R. 9056 Flood Insurance S. 4395 Terrorism Risk Insurance S. 4502 Crop Insurance S. 4651 Crop Insurance H.R. 9511 Flood Insurance H.R. 9804 Flood Insurance H.R. 10339 Terrorism Risk Insurance
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
INTERNATIONAL FRANCHISE ASSOCIATION · lobbying firm or registrant: INTERNATIONAL FRANCHISE ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$450,000
Spent on own lobbying
H.R. 7128/S. 4395, TRIA Program Reauthorization Act of 2026.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
SENTRY INSURANCE COMPANY · lobbying firm or registrant: ARNOLD & PORTER KAYE SCHOLER LLP
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$60,000
Paid to lobbying firm
…ated to insurance industry, including within the One Big Beautiful Bill Act (P.L. 119-21) and the Terrorism Risk Insurance Act (TRIA) reauthorization (H.R.7128/S.4395).
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
CHUBB INA HOLDINGS INC. · lobbying firm or registrant: CHUBB INA HOLDINGS INC.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$410,000
Spent on own lobbying
Various issues related to the Federal Insurance Office (FIO). Issues related to the extension of the Terrorism Risk Insurance Program. S. 4395 - Terrorism Risk Insurance Program Reauthorization Act of 2026 H.R. 7128 - TRIA Program Reauthorization Act of 2026 Issues related to international capital sta…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL MULTIFAMILY HOUSING COUNCIL INC · lobbying firm or registrant: NATIONAL MULTIFAMILY HOUSING COUNCIL, INC.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$1,670,000
Spent on own lobbying
…ing and extension. H.R. 7128, TRIA Program Reauthorization Act of 2026, to extend the Terrorism Risk Insurance Program, and for other purposes, all provisions. S. 4395, Terrorism Risk Insurance Program Reauthorization Act of 2026, a bill to reauthorize the Terrorism Risk Insurance Act of 2002, and for other purposes, all prov…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
ASSOCIATION OF AMERICAN RAILROADS · lobbying firm or registrant: ASSOCIATION OF AMERICAN RAILROADS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Homeland Security
$1,495,000
Spent on own lobbying
S.4395 - Terrison Risk Insurance Program Reauthorization Act of 2026 bill in its entirety; H.R.7128 - TRIA Program Reauthorization Act of 2026 bill in its entirety.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN BANKERS ASSOCIATION · lobbying firm or registrant: AMERICAN BANKERS ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$3,100,000
Spent on own lobbying
…a Protection Act Terrorism Risk Insurance Act Reauthorization H.R. 5577, the NFIP Extension Act of 2026 Legislation to expand access to Health Savings Accounts S. 4395 / H.R. 7128, Terrorism Risk Insurance Program Reauthorization Act of 2026 H.R. 10072, the Hardworking Seniors Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
COMMERCIAL REAL ESTATE FINANCE COUNCIL · lobbying firm or registrant: COMMERCIAL REAL ESTATE FINANCE COUNCIL
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$350,000
Spent on own lobbying
Issues relating to natural catastrophe insurance, flood insurance, Terrorism Risk Insurance Act reauthorization S. 4395 - Terrorism Risk Insurance Program Reauthorization Act of 2026 HR 7128 - TRIA Program Reauthorization Act of 2026
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
TENASKA, INC. · lobbying firm or registrant: KLEIN/JOHNSON GROUP
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Energy/Nuclear
$60,000
Paid to lobbying firm
…Public Law 117-58), provisions affecting electricity and natural gas; H.R. 4776, Standing Permitting and Expediting Economic Development (SPEED) Act; H.R. 7128/S. 4395, Terrorism Risk Insurance Act reauthorization; EPA Greenhouse Gas Reporting Program; Potential Senate permitting reform legislation.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN INTERNATIONAL GROUP, INC. · lobbying firm or registrant: AMERICAN INTERNATIONAL GROUP, INC.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$240,000
Spent on own lobbying
S. 4395: Terrorism Risk Insurance Program Reauthorization Act of 2026 H.R. 7128: TRIA Program Reauthorization Act of 2026 No Bill Number: Issues related to general ins…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION · lobbying firm or registrant: 1607 STRATEGIES, LLC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$40,000
Paid to lobbying firm
…rs and state insurance regulators. Issues related to the Terrorism Risk Insurance Program. H.R. 7128, TRIA Program Reauthorization Act of 2026, all provisions. S. 4395, Terrorism Risk Insurance Program Reauthorization Act of 2026, all provisions.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
LLOYD'S OF LONDON · lobbying firm or registrant: HOWARD LAW & POLICY GROUP PLLC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$90,000
Paid to lobbying firm
Issues related to the Terrorism Risk Insurance Act and its reauthorization (H.R. 7128, S. 4395); issues related to the National Flood Insurance Program; issues related to the implementation and reform of the Dodd-Frank Act; issues related to maritime ins…
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
CALIFORNIA ASSOCIATION OF REALTORS · lobbying firm or registrant: CALIFORNIA ASSOCIATION OF REALTORS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$40,805
Spent on own lobbying
…ould incentivize and facilitate property mitigation and hardening efforts through tax incentives and grants to combat the rising costs of insurance. H.R.7128 & S. 4395 - TRIA Program Reauthorization Act of 2026; The legislation would reauthorize the Terrorism Risk Insurance program for seven years. C.A.R. discussed increased…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
MORTGAGE BANKERS ASSOCIATION · lobbying firm or registrant: MORTGAGE BANKERS ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$840,000
Spent on own lobbying
…ill to reauthorize the NFIP S. 824NFIP Extension Act of 2025 S. 4784National Defense Authorization Act FY2027 H.R. 7128TRIA Program Reauthorization Act of 2025 S. 4395Terrorism Risk Insurance Program Reauthorization Act H.R. 3437Insurance Data Protection Act S. 1544Insurance Data Protection Act S. 2349INSURE Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
CHAMBER OF COMMERCE OF THE U.S.A. · lobbying firm or registrant: CHAMBER OF COMMERCE OF THE U.S.A.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Financial Institutions/Investments/Securities
$16,480,000
Spent on own lobbying
…ies into Targets (PROTECT USA) Act of 2026 S. 2419, Business of Insurance Regulatory Reform Act of 2025 S. 3772, Export-Import Bank Reauthorization Act of 2026 S. 4395, Terrorism Risk Insurance Program Reauthorization Act of 2026 S. 4784, National Defense Authorization Act for Fiscal Year 2027, including provisions relating t…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
COMMERCIAL REAL ESTATE DEVELOPMENT ASSOCIATION (F.K.A. NAIOP) · lobbying firm or registrant: COMMERCIAL REAL ESTATE DEVELOPMENT ASSOCIATION (F.K.A. NAIOP)
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$334,667
Spent on own lobbying
Lobbied for support for S. 4395, the Terrorism Risk Insurance Program Reauthorization Act of 2026.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
ZURICH AMERICAN INSURANCE COMPANY · lobbying firm or registrant: ZURICH AMERICAN INSURANCE COMPANY
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$550,000
Spent on own lobbying
…es and regulations. Monitoring of Administrations AI Action Plan. Monitoring of the Artificial Intelligence Risk Evaluation Act of 2025. Discussions related to S.4395 - Terrorism Risk Insurance Program Reauthorization Act of 2026. General discussions related to the H.R. 8800 - National Defense Authorization Act for Fiscal Ye…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
HARTFORD FINANCIAL SERVICES GROUP · lobbying firm or registrant: FIERCE GOVERNMENT RELATIONS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$50,000
Paid to lobbying firm
S.4395 - Terrorism Risk Insurance Program Reauthorization Act of 2026; H.R.6500 - Continuing Appropriations and Extensions Act, 2027; Flood insurance.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
MARSH & MCLENNAN COMPANIES, INC. · lobbying firm or registrant: MARSH & MCLENNAN COMPANIES, INC.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$521,000
Spent on own lobbying
…thorization of the National Flood Insurance Program, H.R. 5577, Community Based Catastrophe Insurance, H.R. 9056, Terrorism Risk Insurance Program, H.R. 7128 & S. 4395
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL COLLEGIATE ATHLETIC ASSOCIATION · lobbying firm or registrant: NATIONAL COLLEGIATE ATHLETIC ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Sports/Athletics
$290,000
Spent on own lobbying
…etes from Concussions Act of 2025; Section 8601 of S.1071, National Defense Authorization Act for Fiscal Year 2026; S.4668, Protect College Sports Act of 2026; S.4395, Terrorism Risk Insurance Program Reauthorization Act of 2026. Issues related to online piracy of sporting events; issues related to name, image, and likeness,…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES · lobbying firm or registrant: THORN RUN PARTNERS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$20,000
Paid to lobbying firm
…Program (NFIP). Issues related to the FHFA / GSE change in allowable insurance coverage. General issues impacting the property and casualty insurance industry. S.4395 - Terrorism Risk Insurance Program Reauthorization Act of 2026.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES · lobbying firm or registrant: CROSSROADS STRATEGIES, LLC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 19, 2026 · issue area: Insurance
$30,000
Paid to lobbying firm
…and Right to Repair. Inflation Reduction Act of 2022 (P.L.117-169) implementation. Infrastructure Investment and Jobs Act (P.L.117-58) implementation. HR.7128/S.4395, TRIA Program Reauthorization Act of 2026.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
MARRIOTT INTERNATIONAL INC · lobbying firm or registrant: MARRIOTT INTERNATIONAL, INC.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 19, 2026 · issue area: Insurance
$350,000
Spent on own lobbying
Engagement on terrorism risk insurance reauthorization, Terrorism Risk Insurance Program Reauthorization Act of 2026 (S. 4395)/TRIA Program Reauthorization Act of 2026 (H.R. 7128).
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing