119th Congress · introduced in the Senate · Mar 3, 2026
Bankruptcy Threshold Adjustment Act of 2026
Official title from Congress.gov
Latest action (Aug 10, 2026): Held at the desk.
View on Congress.govPolicy area: Finance and Financial Sector
Congressional Research Service summary, version: Passed Senate (Aug 3, 2026)
Bankruptcy Threshold Adjustment Act of 2026
This bill restores changes that expired in 2024 applicable to debt limits for Subchapter V (small business reorganization) and Chapter 13 (the wage earner's plan) bankruptcies.
Specifically, the bill increases the debt limit under Subchapter V from approximately $3.4 million to $7.5 million and increases the cumulative debt limit under Chapter 13 from approximately $2.1 million to $2.75 million.
The bill also applies both secured and unsecured debt towards the Chapter 13 limit. (Currently, separate limits apply to secured and unsecured debt under Chapter 13 bankruptcy.)
Includes amendment, cloture, and procedural votes. Each is labeled with its exact question; only a passage question is a vote to pass the bill.
No recorded roll calls on this bill in coverage.
Held at the desk.
Received in the House.
Message on Senate action sent to the House.
Passed Senate without amendment by Unanimous Consent. (consideration: CR S4412; text: CR S4412)
Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.
Read the second time. Placed on Senate Legislative Calendar under General Orders. Calendar No. 347.
Introduced in the Senate. Read the first time. Placed on Senate Legislative Calendar under Read the First Time.
Introduced in Senate
Actions from Congress.gov, newest first.
Bankruptcy · Debt collection · Small business
LD-2 reports whose issue descriptions explicitly cite this bill (bill type and number validated against Congress.gov records). A citation does not establish the client's position or any contact with a member.
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1 citation.
THE SECURED FINANCE NETWORK (SFNET) · lobbying firm or registrant: GOLDSTEIN POLICY SOLUTIONS LLC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Bankruptcy
$10,000
Paid to lobbying firm
H.R.7730/S.3977 - Bankruptcy Threshold Adjustment Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing