119th Congress · introduced in the Senate · Jan 29, 2025
DLARA
Official title from Congress.gov
Latest action (Mar 4, 2025): Placed on Senate Legislative Calendar under General Orders. Calendar No. 22.
View on Congress.govPolicy area: Commerce
Congressional Research Service summary, version: Reported to Senate (Mar 4, 2025)
Disaster Loan Accountability and Reform Act or the DLARA
This bill modifies the Small Business Administration (SBA) disaster loan program and requires external review of, and reporting on, the program.
First, the bill requires the SBA to report monthly on the operation of the disaster loan program. (Currently, the SBA must report only during the applicable period for a major disaster.) The report must estimate the date on which available funding for such loans will reach 10% of the most recent appropriation and the date on which the funds will be depleted.
Second, the President's annual budget must include separate statements regarding the appropriations request for SBA disaster loans and COVID-19 Economic Injury Disaster Loans (EIDL), including explanations for any difference between the amount requested and the 10-year average cost for such loans.
Third, for a period of four years, the SBA must notify Congress when the unobligated balance of amounts available for disaster loans is less than 10% of the 10-year average annual cost provided in the most recent Presidential budget. At such point, the SBA may limit disaster loans to collateralized amounts.
Finally, the bill requires additional oversight of the disaster loan program, including
Show the full summary (3 more paragraphs)Includes amendment, cloture, and procedural votes. Each is labeled with its exact question; only a passage question is a vote to pass the bill.
No recorded roll calls on this bill in coverage.
Placed on Senate Legislative Calendar under General Orders. Calendar No. 22.
Committee on Small Business and Entrepreneurship. Reported by Senator Ernst with an amendment in the nature of a substitute. Without written report.
Committee on Small Business and Entrepreneurship. Reported by Senator Ernst with an amendment in the nature of a substitute. Without written report.
Committee on Small Business and Entrepreneurship. Ordered to be reported with an amendment in the nature of a substitute favorably.
Read twice and referred to the Committee on Small Business and Entrepreneurship.
Introduced in Senate
Actions from Congress.gov, newest first.
Congressional oversight · Disaster relief and insurance · Government information and archives · Government lending and loan guarantees · Government studies and investigations · Small business
LD-2 reports whose issue descriptions explicitly cite this bill (bill type and number validated against Congress.gov records). A citation does not establish the client's position or any contact with a member.
Loading lobbying reportsCoverage: reports for 2025 onward, posted Jan 1, 2025 through Oct 24, 2026.
5 citations.
CHAMBER OF COMMERCE OF THE U.S.A. · lobbying firm or registrant: CHAMBER OF COMMERCE OF THE U.S.A.
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · amended · posted Jul 14, 2026 · issue area: Small Business
$19,750,000
Spent on own lobbying
…k Act of 2025 H.R. 1163/S. 495, Prove It Act of 2025 H.R. 3383, Incentivizing New Ventures and Economic Strength Through Capital Formation (INVEST) Act of 2025 S. 300, Disaster Loan Accountability and Reform Act (DLARA) S. 3971, Small Business Innovation and Economic Security Act Various issues relating to reauthorization of…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
CHAMBER OF COMMERCE OF THE U.S.A. · lobbying firm or registrant: CHAMBER OF COMMERCE OF THE U.S.A.
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 20, 2026 · issue area: Small Business
$17,960,000
Spent on own lobbying
…ct H.R. 4776, Standardizing Permitting and Expediting Economic Development (SPEED) Act H.R. 5371, Continuing Appropriations and Extensions for Fiscal Year 2026 S. 300, Disaster Loan Accountability and Reform Act (DLARA) S. 1261, American Franchise Act Various issues relating to the implementation of the Small Business Admini…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
CHAMBER OF COMMERCE OF THE U.S.A. · lobbying firm or registrant: CHAMBER OF COMMERCE OF THE U.S.A.
2025 Q3 report (Jul 1, 2025 – Sep 30, 2025) · posted Oct 20, 2025 · issue area: Small Business
$13,650,000
Spent on own lobbying
…of 2025 H.R. 1163/S. 495, Prove It Act of 2025 H.R. 1199/S. 695, Small Business Investment Act of 2025 H.R. 2528/S. 1847, Association Health Plans Act of 2025 S. 300, Disaster Loan Accountability and Reform Act (DLARA) Various issues relating to the implementation of the Small Business Administration 7(a) loan program; oppo…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
CHAMBER OF COMMERCE OF THE U.S.A. · lobbying firm or registrant: CHAMBER OF COMMERCE OF THE U.S.A.
2025 Q2 report (Apr 1, 2025 – Jun 30, 2025) · posted Jul 21, 2025 · issue area: Small Business
$19,340,000
Spent on own lobbying
…t of 2025 H.R. 1634, Think DIFFERENTLY About Disability Employment Act H.R. 1642, Connecting Small Businesses with Career and Technical Education Graduates Act S. 300, Disaster Loan Accountability and Reform Act (DLARA) Various issues relating to the implementation of the Small Business Administration 7(a) loan program; Payc…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
CHAMBER OF COMMERCE OF THE U.S.A. · lobbying firm or registrant: CHAMBER OF COMMERCE OF THE U.S.A.
2025 Q1 report (Jan 1, 2025 – Mar 31, 2025) · posted Apr 21, 2025 · issue area: Small Business
$19,340,000
Spent on own lobbying
…6, Protect Small Businesses from Excessive Paperwork Act of 2025 H.R. 1163/S. 495, Prove It Act of 2025 H.R. 1199/S. 695, Small Business Investment Act of 2025 S. 300, Disaster Loan Accountability and Reform Act (DLARA) S. 371, SBA Disaster Transparency Act Nomination of Kelly Loeffler to be Administrator of the U.S. Small B…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing