119th Congress · introduced in the Senate · Jul 17, 2025
Payment Choice Act of 2025
Official title from Congress.gov
Latest action (Jul 17, 2025): Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
View on Congress.govPolicy area: Finance and Financial Sector
No official summary has been published for this bill.
Includes amendment, cloture, and procedural votes. Each is labeled with its exact question; only a passage question is a vote to pass the bill.
No recorded roll calls on this bill in coverage.
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Introduced in Senate
Actions from Congress.gov, newest first.
LD-2 reports whose issue descriptions explicitly cite this bill (bill type and number validated against Congress.gov records). A citation does not establish the client's position or any contact with a member.
Loading lobbying reportsCoverage: reports for 2025 onward, posted Jan 1, 2025 through Oct 23, 2026.
131 citations; showing the 25 most recently posted.
NCR ATLEOS · lobbying firm or registrant: TROUTMAN STRATEGIES
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Financial Institutions/Investments/Securities
$20,000
Paid to lobbying firm
…f 2025; H.R. 1138, Payment Choice Act of 2025, the Clarity Act involving issues related to digital asset kiosks; and S. 3798 - Safe Access to Cash Act of 2026; S.2326 - Payment Choice Act of 2025.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL PAWNBROKERS ASSOCIATION · lobbying firm or registrant: CAPCITY ADVOCATES, LLC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Financial Institutions/Investments/Securities
$70,000
Paid to lobbying firm
…gulation Management Act. H.R. 2702, The Financial Integrity and Regulation Management Act. S. 2781,The Protecting Consumers from Unreasonable Credit Rates Act. S. 2326, The Payment Choice Act of 2025. H.R. 1138, The Payment Choice Act of 2025. S. 3793, The Predatory Lending Elimination Act.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
READY CREDIT · lobbying firm or registrant: TIBER CREEK GROUP
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Financial Institutions/Investments/Securities
$50,000
Paid to lobbying firm
Issues related to H.R. 1138/S. 2326 - Payment Choice Act of 2025.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ARMORED CAR ASSOCIATION · lobbying firm or registrant: ULMAN PUBLIC POLICY & FEDERAL RELATIONS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 19, 2026 · issue area: Banking
Amount not reported
Support for H.R. 1138, the Payment Choice Act of 2025 (H.R. 1138/S.2326) Support for H.R. 3074, the Common Cents Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. View filing
NCR ATLEOS · lobbying firm or registrant: NCR ATLEOS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 6, 2026 · issue area: Financial Institutions/Investments/Securities
$80,000
Spent on own lobbying
Regulatory issues related to self-service banking technology. H.R. 1138 and S.2326, The Payment Choice Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
SESAMI CORPORATION · lobbying firm or registrant: JTI MARKETING & COMMUNICATIONS, INC. DBA JTI, INC.
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Aug 12, 2026 · issue area: Banking
Amount not reported
…price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Hou…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. View filing
ROCHESTER ARMORED CAR CO., INC. · lobbying firm or registrant: JTI MARKETING & COMMUNICATIONS, INC. DBA JTI, INC.
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Aug 12, 2026 · issue area: Banking
Amount not reported
…price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Hou…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. View filing
CENNOX, INC. · lobbying firm or registrant: JTI MARKETING & COMMUNICATIONS, INC. DBA JTI, INC.
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Aug 12, 2026 · issue area: Banking
Amount not reported
…price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Hou…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. View filing
CRANE PAYMENT INNOVATIONS · lobbying firm or registrant: JTI MARKETING & COMMUNICATIONS, INC. DBA JTI, INC.
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Aug 12, 2026 · issue area: Banking
Amount not reported
…price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Hou…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. View filing
WESTERN UNION · lobbying firm or registrant: JTI MARKETING & COMMUNICATIONS, INC. DBA JTI, INC.
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Aug 12, 2026 · issue area: Banking
Amount not reported
…price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Hou…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. View filing
NCR ATLEOS · lobbying firm or registrant: JTI MARKETING & COMMUNICATIONS, INC. DBA JTI, INC.
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Aug 12, 2026 · issue area: Banking
$10,000
Paid to lobbying firm
…price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Hou…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
CONTROLTEK · lobbying firm or registrant: JTI MARKETING & COMMUNICATIONS, INC. DBA JTI, INC.
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Aug 12, 2026 · issue area: Banking
$5,000
Paid to lobbying firm
…price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Hou…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
DIEBOLD NIXDORF · lobbying firm or registrant: JTI MARKETING & COMMUNICATIONS, INC. DBA JTI, INC.
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Aug 12, 2026 · issue area: Banking
$10,000
Paid to lobbying firm
…price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Hou…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
FIFTH THIRD BANK · lobbying firm or registrant: JTI MARKETING & COMMUNICATIONS, INC. DBA JTI, INC.
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Aug 12, 2026 · issue area: Banking
$10,000
Paid to lobbying firm
…price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Hou…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
LOWERS RISK GROUP · lobbying firm or registrant: JTI MARKETING & COMMUNICATIONS, INC. DBA JTI, INC.
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Aug 12, 2026 · issue area: Banking
Amount not reported
…price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Hou…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. View filing
G+D CURRENCY TECHOLOGY AMERICA, INC. · lobbying firm or registrant: JTI MARKETING & COMMUNICATIONS, INC. DBA JTI, INC.
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Aug 12, 2026 · issue area: Banking
$10,000
Paid to lobbying firm
…price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Hou…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
BRINKS, INC. · lobbying firm or registrant: JTI MARKETING & COMMUNICATIONS, INC. DBA JTI, INC.
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Aug 12, 2026 · issue area: Banking
$10,000
Paid to lobbying firm
…price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Hou…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
LOOMIS ARMORED US · lobbying firm or registrant: JTI MARKETING & COMMUNICATIONS, INC. DBA JTI, INC.
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Aug 12, 2026 · issue area: Banking
$10,000
Paid to lobbying firm
…price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Hou…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NCR ATLEOS · lobbying firm or registrant: TROUTMAN STRATEGIES
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Financial Institutions/Investments/Securities
$20,000
Paid to lobbying firm
…f 2025; H.R. 1138, Payment Choice Act of 2025, the Clarity Act involving issues related to digital asset kiosks; and S. 3798 - Safe Access to Cash Act of 2026; S.2326 - Payment Choice Act of 2025.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ARMORED CAR ASSOCIATION · lobbying firm or registrant: ULMAN PUBLIC POLICY & FEDERAL RELATIONS
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Banking
Amount not reported
Support for H.R. 1138, the Payment Choice Act of 2025 (H.R. 1138/S.2326) Support for H.R. 3074, the Common Cents Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. View filing
NATIONAL AUTOMATED MERCHANDISING ASSOCIATION · lobbying firm or registrant: PORTER GROUP, LLC
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Small Business
$20,000
Paid to lobbying firm
H.R. 1138/S. 2326: Payment Choice Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
READY CREDIT · lobbying firm or registrant: TIBER CREEK GROUP
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 19, 2026 · issue area: Financial Institutions/Investments/Securities
$20,000
Paid to lobbying firm
Issues related to H.R. 1138/S. 2326 - Payment Choice Act of 2025.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL PAWNBROKERS ASSOCIATION · lobbying firm or registrant: CAPCITY ADVOCATES, LLC
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 16, 2026 · issue area: Financial Institutions/Investments/Securities
$70,000
Paid to lobbying firm
…gulation Management Act. H.R. 2702, The Financial Integrity and Regulation Management Act. S. 2781,The Protecting Consumers from Unreasonable Credit Rates Act. S. 2326, The Payment Choice Act of 2025. H.R. 1138, The Payment Choice Act of 2025. S. 3793, The Predatory Lending Elimination Act.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NCR ATLEOS · lobbying firm or registrant: NCR ATLEOS
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 13, 2026 · issue area: Financial Institutions/Investments/Securities
$110,000
Spent on own lobbying
Regulatory issues related to self-service banking technology. H.R. 1138 and S.2326, The Payment Choice Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
SESAMI CORPORATION · lobbying firm or registrant: JTI MARKETING & COMMUNICATIONS, INC. DBA JTI, INC.
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 26, 2026 · issue area: Banking
Amount not reported
…price than those using other payment methods. The bill allows for exceptions, such as a business providing a fee-free device to convert cash to a prepaid card. S. 2326 - Payment Choice Act of 2025 1119th Congress (2025-2026) - Introduced in Senate 07/17/2025 Sponsor: Sen. Cramer, Kevin [R-ND] Committees: Senate - Banking, Hou…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. View filing