119th Congress · introduced in the Senate · Apr 30, 2025
Repeatedly Flooded Communities Preparation Act
Official title from Congress.gov
Latest action (May 1, 2025): Committee on Banking, Housing, and Urban Affairs. Hearings held.
View on Congress.govPolicy area: Finance and Financial Sector
Congressional Research Service summary, version: Introduced in Senate (Apr 30, 2025)
Repeatedly Flooded Communities Preparation Act
This bill establishes requirements for a community that participates in the National Flood Insurance Program and has been repeatedly flooded.
Specifically, a community that has been repeatedly flooded, as specified by the bill, must (1) assess the continuing risks to community areas repeatedly damaged by floods; and (2) develop and implement a publicly available, community-specific plan for mitigating continuing flood risks to such areas.
The Federal Emergency Management Agency (FEMA) must, upon request, provide a community with appropriate data to assist in preparation of the required plan.
In making decisions with respect to awarding flood risk mitigation grants, FEMA may consider the extent to which a community has complied with these requirements and is working to remedy problems with repeatedly flooded areas.
A community that does not comply with these requirements may be subject to sanctions, including suspension from the program.
Includes amendment, cloture, and procedural votes. Each is labeled with its exact question; only a passage question is a vote to pass the bill.
No recorded roll calls on this bill in coverage.
Committee on Banking, Housing, and Urban Affairs. Hearings held.
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Introduced in Senate
Actions from Congress.gov, newest first.
Administrative law and regulatory procedures · Congressional oversight · Department of Homeland Security · Disaster relief and insurance · Emergency planning and evacuation · Federal Emergency Management Agency (FEMA) · Floods and storm protection · Government information and archives
LD-2 reports whose issue descriptions explicitly cite this bill (bill type and number validated against Congress.gov records). A citation does not establish the client's position or any contact with a member.
Loading lobbying reportsCoverage: reports for 2025 onward, posted Jan 1, 2025 through Oct 23, 2026.
22 citations.
AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION · lobbying firm or registrant: AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA
2025 Q3 report (Jul 1, 2025 – Sep 30, 2025) · amended · posted Oct 23, 2026 · issue area: Disaster Planning/Emergencies
$1,410,000
Spent on own lobbying
…re Mitigation H.R. 3922 Wildfire Mitigation H.R. 3923 Wildfire Mitigation H.R. 3924 Wildfire Mitigation S. 1429 Wildfire Mitigation S. 1462 Wildfire Mitigation S. 1545 Disaster Insurance S. 1981 Wildfire Mitigation S. 2038 Wildfire Mitigation S. 2039 Wildfire Mitigation S. 2033 Wildfire Mitigation H.R. 4239 Weather and Disast…
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION · lobbying firm or registrant: AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Disaster Planning/Emergencies
$1,600,000
Spent on own lobbying
…re Mitigation H.R. 3922 Wildfire Mitigation H.R. 3923 Wildfire Mitigation H.R. 3924 Wildfire Mitigation S. 1429 Wildfire Mitigation S. 1462 Wildfire Mitigation S. 1545 Disaster Insurance S. 1981 Wildfire Mitigation S. 2038 Wildfire Mitigation S. 2039 Wildfire Mitigation S. 2033 Wildfire Mitigation H.R. 4239 Weather and Disast…
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
MORTGAGE BANKERS ASSOCIATION · lobbying firm or registrant: MORTGAGE BANKERS ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$840,000
Spent on own lobbying
NFIP Automatic Extension Act of 2025 NFIP Premium Transparency Act H.R. 5577NFIP Extension Act of 2026 S. 1015A bill to extend NFIP through Dec. 31, 2026 S. 1545Repeatedly Flooded Communities Protection Act S. 1564Floodplain Enhancement and Recovery Act S. 2052Flood Insurance Transparency Act of 2025 S. 2054Flood Insura…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
REINSURANCE ASSN OF AMERICA · lobbying firm or registrant: REINSURANCE ASSN OF AMERICA
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 16, 2026 · issue area: Homeland Security
$430,000
Spent on own lobbying
…extend the National Flood Insurance Program through December 31, 2026. S. 1337 - Cybersecurity Information Sharing Extension Act S. 1462 - Fix Our Forests Act S. 1545 - Repeatedly Flooded Communities Preparation Act S. 2053 - A bill to ensure that Write Your Own companies can sell private flood insurance products that compet…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA · lobbying firm or registrant: INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 16, 2026 · issue area: Insurance
$210,000
Spent on own lobbying
…authorization (generally); HR.2123/S.824 - NFIP Extension Act of 2025; HR.643 - Federal Insurance Office Elimination Act; FHFA Property Insurance Requirements; S.1545 - Repeatedly Flooded Communities Preparation Act; HR.3437/S.1544 - Insurance Data Protection Act; HR.4494/S.2313 - The Flood Insurance Relief Act; HR.4735/S.24…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
REINSURANCE ASSN OF AMERICA · lobbying firm or registrant: REINSURANCE ASSN OF AMERICA
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · amended · posted Jul 23, 2026 · issue area: Homeland Security
$370,000
Spent on own lobbying
…extend the National Flood Insurance Program through December 31, 2026. S. 1337 - Cybersecurity Information Sharing Extension Act S. 1462 - Fix Our Forests Act S. 1545 - Repeatedly Flooded Communities Preparation Act S. 2053 - A bill to ensure that Write Your Own companies can sell private flood insurance products that compet…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION · lobbying firm or registrant: AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 22, 2026 · issue area: Disaster Planning/Emergencies
$2,140,000
Spent on own lobbying
…re Mitigation H.R. 3922 Wildfire Mitigation H.R. 3923 Wildfire Mitigation H.R. 3924 Wildfire Mitigation S. 1429 Wildfire Mitigation S. 1462 Wildfire Mitigation S. 1545 Disaster Insurance S. 1981 Wildfire Mitigation S. 2038 Wildfire Mitigation S. 2039 Wildfire Mitigation S. 2033 Wildfire Mitigation H.R. 4239 Weather and Disast…
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
MORTGAGE BANKERS ASSOCIATION · lobbying firm or registrant: MORTGAGE BANKERS ASSOCIATION
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 21, 2026 · issue area: Insurance
$1,220,000
Spent on own lobbying
…nsion Act of 2026 H.R. 7128 TRIA Program Reauthorization Act of 2025 H.R. 3437 Insurance Data Protection Act S. 1015A bill to extend NFIP through Dec. 31, 2026 S. 1545Repeatedly Flooded Communities Protection Act S. 1564Floodplain Enhancement and Recovery Act S. 2052Flood Insurance Transparency Act of 2025 S. 2054Flood Insura…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA · lobbying firm or registrant: INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Insurance
$280,000
Spent on own lobbying
…authorization (generally); HR.2123/S.824 - NFIP Extension Act of 2025; HR.643 - Federal Insurance Office Elimination Act; FHFA Property Insurance Requirements; S.1545 - Repeatedly Flooded Communities Preparation Act; HR.3437/S.1544 - Insurance Data Protection Act; HR.4494/S.2313 - The Flood Insurance Relief Act; HR.4735/S.24…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
MORTGAGE BANKERS ASSOCIATION · lobbying firm or registrant: MORTGAGE BANKERS ASSOCIATION
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 21, 2026 · issue area: Taxation/Internal Revenue Code
$770,000
Spent on own lobbying
HR 6560 NFIP Automatic Extension Act of 2025 H.R. 5577NFIP Extension Act of 2026 S. 1015A bill to extend NFIP through Dec. 31, 2026 S. 1545Repeatedly Flooded Communities Protection Act S. 1564Floodplain Enhancement and Recovery Act S. 2052Flood Insurance Transparency Act of 2025 S. 2054Flood Insura…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
MORTGAGE BANKERS ASSOCIATION · lobbying firm or registrant: MORTGAGE BANKERS ASSOCIATION
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 21, 2026 · issue area: Insurance
$770,000
Spent on own lobbying
…Extension Act of 2026 HR 7128 TRIA Program Reauthorization Act of 2025 S. 1015A bill to extend NFIP through Dec. 31, 2026 S. 1544Insurance Data Protection Act S. 1545Repeatedly Flooded Communities Protection Act S. 1564Floodplain Enhancement and Recovery Act S. 2052Flood Insurance Transparency Act of 2025 S. 2054Flood Insura…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
REINSURANCE ASSN OF AMERICA · lobbying firm or registrant: REINSURANCE ASSN OF AMERICA
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Homeland Security
$520,000
Spent on own lobbying
…extend the National Flood Insurance Program through December 31, 2026. S. 1337 - Cybersecurity Information Sharing Extension Act S. 1462 - Fix Our Forests Act S. 1545 - Repeatedly Flooded Communities Preparation Act S. 2053 - A bill to ensure that Write Your Own companies can sell private flood insurance products that compet…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION · lobbying firm or registrant: AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Disaster Planning/Emergencies
$1,440,000
Spent on own lobbying
…re Mitigation H.R. 3922 Wildfire Mitigation H.R. 3923 Wildfire Mitigation H.R. 3924 Wildfire Mitigation S. 1429 Wildfire Mitigation S. 1462 Wildfire Mitigation S. 1545 Disaster Insurance S. 1981 Wildfire Mitigation S. 2038 Wildfire Mitigation S. 2039 Wildfire Mitigation S. 2033 Wildfire Mitigation H.R. 4239 Weather and Disast…
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA · lobbying firm or registrant: INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 14, 2026 · issue area: Insurance
$180,000
Spent on own lobbying
…authorization (generally); HR.2123/S.824 - NFIP Extension Act of 2025; HR.643 - Federal Insurance Office Elimination Act; FHFA Property Insurance Requirements; S.1545 - Repeatedly Flooded Communities Preparation Act; HR.3437/S.1544 - Insurance Data Protection Act; HR.4494/S.2313 - The Flood Insurance Relief Act; HR.4735/S.24…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION · lobbying firm or registrant: AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 20, 2026 · issue area: Disaster Planning/Emergencies
$1,400,000
Spent on own lobbying
…re Mitigation H.R. 3922 Wildfire Mitigation H.R. 3923 Wildfire Mitigation H.R. 3924 Wildfire Mitigation S. 1429 Wildfire Mitigation S. 1462 Wildfire Mitigation S. 1545 Disaster Insurance S. 1981 Wildfire Mitigation S. 2038 Wildfire Mitigation S. 2039 Wildfire Mitigation S. 2033 Wildfire Mitigation H.R. 4239 Weather and Disast…
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
REINSURANCE ASSN OF AMERICA · lobbying firm or registrant: REINSURANCE ASSN OF AMERICA
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 19, 2026 · issue area: Homeland Security
$390,000
Spent on own lobbying
…ational Volcano Early Warning and Monitoring System Reauthorization Act S. 1337 - Cybersecurity Information Sharing Extension Act S. 1462 - Fix Our Forests Act S. 1545 - Repeatedly Flooded Communities Preparation Act S. 1626 - National Landslide Preparedness Act Reauthorization Act S. 2053 - A bill to ensure that Write Your O…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA · lobbying firm or registrant: INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 14, 2026 · issue area: Insurance
$130,000
Spent on own lobbying
…authorization (generally); HR.2123/S.824 - NFIP Extension Act of 2025; HR.643 - Federal Insurance Office Elimination Act; FHFA Property Insurance Requirements; S.1545 - Repeatedly Flooded Communities Preparation Act; HR.3437/S.1544 - Insurance Data Protection Act; HR.4494/S.2313 - The Flood Insurance Relief Act; HR.4735/S.24…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA · lobbying firm or registrant: INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA
2025 Q3 report (Jul 1, 2025 – Sep 30, 2025) · posted Oct 20, 2025 · issue area: Insurance
$190,000
Spent on own lobbying
…authorization (generally); HR.2123/S.824 - NFIP Extension Act of 2025; HR.643 - Federal Insurance Office Elimination Act; FHFA Property Insurance Requirements; S.1545 - Repeatedly Flooded Communities Preparation Act; HR.3437/S.1544 - Insurance Data Protection Act; HR.4494/S.2313 - The Flood Insurance Relief Act; HR.4735/S.24…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
REINSURANCE ASSN OF AMERICA · lobbying firm or registrant: REINSURANCE ASSN OF AMERICA
2025 Q3 report (Jul 1, 2025 – Sep 30, 2025) · posted Oct 16, 2025 · issue area: Homeland Security
$440,000
Spent on own lobbying
…Act S. 824 - NFIP Extension Act of 2025 S. 1015 - A bill to extend the National Flood Insurance Program through December 31, 2026 S. 1462 - Fix Our Forests Act S. 1545 - Repeatedly Flooded Communities Preparation Act S. ___ - Cybersecurity Information Sharing Extension Act Disaster mitigation legislation Federal property insu…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION · lobbying firm or registrant: AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA
2025 Q2 report (Apr 1, 2025 – Jun 30, 2025) · posted Jul 22, 2025 · issue area: Disaster Planning/Emergencies
$1,740,000
Spent on own lobbying
…re Mitigation H.R. 3922 Wildfire Mitigation H.R. 3923 Wildfire Mitigation H.R. 3924 Wildfire Mitigation S. 1429 Wildfire Mitigation S. 1462 Wildfire Mitigation S. 1545 Disaster Insurance S. 1981 Wildfire Mitigation S. 2038 Wildfire Mitigation S. 2039 Wildfire Mitigation S. 2033 Wildfire Mitigation
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
REINSURANCE ASSN OF AMERICA · lobbying firm or registrant: REINSURANCE ASSN OF AMERICA
2025 Q2 report (Apr 1, 2025 – Jun 30, 2025) · posted Jul 18, 2025 · issue area: Homeland Security
$440,000
Spent on own lobbying
…Act S.824 - NFIP Extension Act of 2025 S. 1015 - A bill to extend the National Flood Insurance Program through December 31, 2026 S. 1462 - Fix Our Forests Act S. 1545 - Repeatedly Flooded Communities Preparation Act Disaster mitigation legislation Federal property insurance or reinsurance program legislation Incorporating Na…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA · lobbying firm or registrant: INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA
2025 Q2 report (Apr 1, 2025 – Jun 30, 2025) · posted Jul 17, 2025 · issue area: Insurance
$320,000
Spent on own lobbying
…authorization (generally); HR.2123/S.824 - NFIP Extension Act of 2025; HR.643 - Federal Insurance Office Elimination Act; FHFA Property Insurance Requirements; S.1545 - Repeatedly Flooded Communities Preparation Act; HR.3437/S.1544 - Insurance Data Protection Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing