119th Congress · introduced in the Senate · Apr 30, 2025
Housing Affordability Act
Official title from Congress.gov
Latest action (Apr 30, 2025): Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
View on Congress.govPolicy area: Finance and Financial Sector
Congressional Research Service summary, version: Introduced in Senate (Apr 30, 2025)
Housing Affordability Act
This bill increases the Federal Housing Administration’s (FHA's) multifamily housing loan limits for mortgage insurance and requires the use of a more specific inflation index for these limits.
Specifically, the bill increases the loan limits to qualify for FHA mortgage insurance for rental housing, cooperative housing, rehabilitation and neighborhood conservation housing, housing for moderate income and displaced families, housing for elderly persons, and condominiums, and it requires these limits to be indexed to the Price Deflator Index of Multifamily Residential Units Under Construction released by the Bureau of the Census. Currently, these limits are indexed to the Consumer Price Index for All Urban Consumers.
Includes amendment, cloture, and procedural votes. Each is labeled with its exact question; only a passage question is a vote to pass the bill.
No recorded roll calls on this bill in coverage.
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Introduced in Senate
Actions from Congress.gov, newest first.
LD-2 reports whose issue descriptions explicitly cite this bill (bill type and number validated against Congress.gov records). A citation does not establish the client's position or any contact with a member.
Loading lobbying reportsCoverage: reports for 2025 onward, posted Jan 1, 2025 through Oct 24, 2026.
28 citations; showing the 25 most recently posted.
NATIONAL ASSOCIATION OF REALTORS · lobbying firm or registrant: NATIONAL ASSOCIATION OF REALTORS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Housing
$27,400,000
Spent on own lobbying
…Heal Act H.R. 7282 Freeing Residential Affordable Markets from Excess Regulation (FRAMER) Act H.R. 7402 Unlocking Homeownership Act H.R. 7185 Home Savings Act S. 1527 Housing Affordability Act H.R. 5601 Faith in Housing Act H.R. 3526/S. 2867 Uplifting First Time Homebuyers Act of 2025 H.R. 5878 FHA Reinstatement Advance Paym…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
MORTGAGE BANKERS ASSOCIATION · lobbying firm or registrant: MORTGAGE BANKERS ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Housing
$840,000
Spent on own lobbying
…form Act H.R. 6047Sharri Briley and Eric Edmundson Veterans Benefits Expansion Act of 2025 H.R. 6132Housing Affordability Act HR 2362VA Home Loan Awareness Act S. 1527Housing Affordability Act S. 1667Homeless Children and Youth Act S. 1695HUD-USDA-VA Interagency Coordination Act S. 1880CDFI Bond Guarantee Program Improvement…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL APARTMENT ASSOCIATION · lobbying firm or registrant: NATIONAL APARTMENT ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Housing
$750,000
Spent on own lobbying
…- The Choice in Affordable Housing Act; S.948 - The HOME Investment Partnerships Reauthorization and Improvement Act; S.2361 - Accelerating Home Building Act; S.1527 - Housing Affordability Act; H.R. 6644 - Housing for the 21st Century Act; EPA Refrigerants, Lead-based Paint; Energy Star; fraud in rental housing; S.1303 Bui…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
COMMERCIAL REAL ESTATE FINANCE COUNCIL · lobbying firm or registrant: TIBER CREEK GROUP
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 19, 2026 · issue area: Housing
$50,000
Paid to lobbying firm
Issues related to H.R. 6337/S. 2651 - ROAD to Housing Act of 2025; Issues related to H.R. 6132/S. 1527 - Housing Affordability Act; Issues related to H.R. 6644 - 21st Century ROAD to Housing Act.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
UP FOR GROWTH ACTION INC · lobbying firm or registrant: UP FOR GROWTH ACTION, INC.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 1, 2026 · issue area: Housing
$50,000
Spent on own lobbying
…R.6644, Housing for the 21st Century Act H.R.7062, S.3636, Build HUBS Act H.R.9311, Build Housing Affordability Act H.R.9662 (118th), S.5078 (118th), Homes Act S. 1527, S. 2651 213, Housing Affordability Act; S. 1695, S. 2651 80, HUD-USDA-V A Interagency Coordination Act; S. 2361, S. 2651 210, Accelerating Home Building Act o…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
MORTGAGE BANKERS ASSOCIATION · lobbying firm or registrant: MORTGAGE BANKERS ASSOCIATION
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 21, 2026 · issue area: Housing
$1,220,000
Spent on own lobbying
…it Act S. 4020Housing Supply and Affordability Act S. 4265Freedom to Build Act S. 1260Rural Housing Service Reform Act S. 138VA Home Loan Awareness Act of 2025 S. 1527Housing Affordability Act S. 1667Homeless Children and Youth Act S. 1695HUD-USDA-VA Interagency Coordination Act S. 1880CDFI Bond Guarantee Program Improvement…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL MULTIFAMILY HOUSING COUNCIL INC · lobbying firm or registrant: NATIONAL MULTIFAMILY HOUSING COUNCIL, INC.
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Housing
$2,330,000
Spent on own lobbying
…c Welfare Investment (PWI) Cap, related to Low Income Housing Tax Credit and other community development activities. Housing Affordability Act, all provisions (S. 1527 / H.R. 6132). Families First Housing Act, all provisions (H.R. 6962). Accelerating Home Building Act of 2025, all provisions (S. 2361). Housing Supply Framewor…
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF REALTORS · lobbying firm or registrant: NATIONAL ASSOCIATION OF REALTORS
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Housing
$14,580,000
Spent on own lobbying
…Heal Act H.R. 7282 Freeing Residential Affordable Markets from Excess Regulation (FRAMER) Act H.R. 7402 Unlocking Homeownership Act H.R. 7185 Home Savings Act S. 1527 Housing Affordability Act H.R. 5601 Faith in Housing Act Rental Housing Issues S.470/H.R. 1078 - Respect State Housing Laws Act VA Housing Issues H.R. 1815 - V…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL APARTMENT ASSOCIATION · lobbying firm or registrant: NATIONAL APARTMENT ASSOCIATION
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Housing
$750,000
Spent on own lobbying
…- The Choice in Affordable Housing Act; S.948 - The HOME Investment Partnerships Reauthorization and Improvement Act; S.2361 - Accelerating Home Building Act; S.1527 - Housing Affordability Act; H.R. 6644 - Housing for the 21st Century Act; EPA Refrigerants, Lead-based Paint; Energy Star; fraud in rental housing; S.1303 Bui…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
COMMERCIAL REAL ESTATE FINANCE COUNCIL · lobbying firm or registrant: TIBER CREEK GROUP
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 18, 2026 · issue area: Housing
$50,000
Paid to lobbying firm
Issues related to H.R. 6337/S. 2651 - ROAD to Housing Act of 2025; Issues related to H.R. 6132/S. 1527 - Housing Affordability Act; Issues related to H.R. 6644 - 21st Century ROAD to Housing Act.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
UP FOR GROWTH ACTION INC · lobbying firm or registrant: UP FOR GROWTH ACTION, INC.
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 16, 2026 · issue area: Housing
$40,000
Spent on own lobbying
…Credit Growth and Opportunity Act of 2025; S. 948, HOME Investment Partnerships Reauthorization and Improvement Act of 2025; H.R.5798, HOME Reform Act of 2025 S. 1527, S. 2651 213, Housing Affordability Act; H.R.6644, Housing for the 21st Century Act S. 2414, Housing Supply Expansion Act of 2025; H.R.2840 | S.1299, Housing S…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
MORTGAGE BANKERS ASSOCIATION · lobbying firm or registrant: MORTGAGE BANKERS ASSOCIATION
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 21, 2026 · issue area: Housing
$770,000
Spent on own lobbying
…ing Affordability Act S. __VA Partial Claims Technical Corrections legislation S. 1260Rural Housing Service Reform Act S. 138VA Home Loan Awareness Act of 2025 S. 1527Housing Affordability Act S. 1667Homeless Children and Youth Act S. 1695HUD-USDA-VA Interagency Coordination Act S. 1880CDFI Bond Guarantee Program Improvement…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF REALTORS · lobbying firm or registrant: NATIONAL ASSOCIATION OF REALTORS
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Housing
$15,460,000
Spent on own lobbying
…Heal Act H.R. 7282 Freeing Residential Affordable Markets from Excess Regulation (FRAMER) Act H.R. 7402 Unlocking Homeownership Act H.R. 7185 Home Savings Act S. 1527 Housing Affordability Act H.R. 5601 Faith in Housing Act Rental Housing Issues S.470/H.R. 1078 - Respect State Housing Laws Act VA Housing Issues H.R. 1815 - V…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
UP FOR GROWTH ACTION INC · lobbying firm or registrant: UP FOR GROWTH ACTION, INC.
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Housing
$40,000
Spent on own lobbying
…Credit Growth and Opportunity Act of 2025; S. 948, HOME Investment Partnerships Reauthorization and Improvement Act of 2025; H.R.5798, HOME Reform Act of 2025 S. 1527, S. 2651 213, Housing Affordability Act; H.R.6644, Housing for the 21st Century Act S. 2414, Housing Supply Expansion Act of 2025; H.R.2840 | S.1299, Housing S…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL MULTIFAMILY HOUSING COUNCIL INC · lobbying firm or registrant: NATIONAL MULTIFAMILY HOUSING COUNCIL, INC.
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Housing
$2,650,000
Spent on own lobbying
…c Welfare Investment (PWI) Cap, related to Low Income Housing Tax Credit and other community development activities. Housing Affordability Act, all provisions (S. 1527 / H.R. 6132). Families First Housing Act, all provisions (H.R. 6962). Accelerating Home Building Act of 2025, all provisions (S. 2361). Renewing Opportunity in…
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
COMMERCIAL REAL ESTATE FINANCE COUNCIL · lobbying firm or registrant: TIBER CREEK GROUP
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 19, 2026 · issue area: Housing
$50,000
Paid to lobbying firm
Issues related to H.R. 6337/S. 2651 - ROAD to Housing Act of 2025; Issues related to H.R. 6132/S. 1527 - Housing Affordability Act; Issues related to H.R. 6644 - 21st Century ROAD to Housing Act.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL APARTMENT ASSOCIATION · lobbying firm or registrant: NATIONAL APARTMENT ASSOCIATION
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 17, 2026 · issue area: Housing
$740,000
Spent on own lobbying
…- The Choice in Affordable Housing Act; S.948 - The HOME Investment Partnerships Reauthorization and Improvement Act; S.2361 - Accelerating Home Building Act; S.1527 - Housing Affordability Act; H.R. 6644 - Housing for the 21st Century Act; DOE Appliance Energy Efficiency Standards & Energy Codes Standards; DOL Davis-Bacon,…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
COMMERCIAL REAL ESTATE FINANCE COUNCIL · lobbying firm or registrant: COMMERCIAL REAL ESTATE FINANCE COUNCIL
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 20, 2026 · issue area: Banking
$420,000
Spent on own lobbying
…vices regulation and issues, HMDA, Section 1071 Basel Endgame bank capital proposals, and SEC Rule 192. ROAD to Housing Act of 2025; Housing Affordability Act (S.1527); GSE Reform H.R.6644 - Housing for the 21st Century Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
COMMERCIAL REAL ESTATE FINANCE COUNCIL · lobbying firm or registrant: TIBER CREEK GROUP
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 20, 2026 · issue area: Housing
$50,000
Paid to lobbying firm
Issues related to S. 2651 - ROAD to Housing Act of 2025; Issues related to H.R. 6132/S. 1527 - Housing Affordability Act; Issues related to H.R. 6644 - Housing for the 21st Century Act.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL APARTMENT ASSOCIATION · lobbying firm or registrant: NATIONAL APARTMENT ASSOCIATION
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 20, 2026 · issue area: Housing
$700,000
Spent on own lobbying
…- The Choice in Affordable Housing Act; S.948 - The HOME Investment Partnerships Reauthorization and Improvement Act; S.2361 - Accelerating Home Building Act; S.1527 - Housing Affordability Act; H.R.6644 - Housing for the 21st Century Act; DOE Appliance Energy Efficiency Standards & Energy Codes Standards; DHS CIRCIA; DOL D…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL MULTIFAMILY HOUSING COUNCIL INC · lobbying firm or registrant: NATIONAL MULTIFAMILY HOUSING COUNCIL, INC.
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 16, 2026 · issue area: Housing
$1,560,000
Spent on own lobbying
…oses, all provisions. H.R. 6644, Housing for the 21st Century Act, a bill to increase the supply of housing in America, and for other purposes, all provisions. S. 1527, Housing Affordability Act, to modify the multifamily loan limits under title II of the National Housing Act, and for other purposes, all provisions. S. 2361,…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
UP FOR GROWTH ACTION INC · lobbying firm or registrant: UP FOR GROWTH ACTION, INC.
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 15, 2026 · issue area: Housing
$50,000
Spent on own lobbying
…Credit Growth and Opportunity Act of 2025; S. 948, HOME Investment Partnerships Reauthorization and Improvement Act of 2025; H.R.5798, HOME Reform Act of 2025 S. 1527, S. 2651 213, Housing Affordability Act; H.R.6644, Housing for the 21st Century Act S. 2414, Housing Supply Expansion Act of 2025; H.R.2840 | S.1299, Housing S…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
COMMERCIAL REAL ESTATE FINANCE COUNCIL · lobbying firm or registrant: COMMERCIAL REAL ESTATE FINANCE COUNCIL
2025 Q3 report (Jul 1, 2025 – Sep 30, 2025) · posted Oct 20, 2025 · issue area: Banking
$420,000
Spent on own lobbying
…vices regulation and issues, HMDA, Section 1071 Basel Endgame bank capital proposals, and SEC Rule 192. ROAD to Housing Act of 2025; Housing Affordability Act (S.1527); GSE Reform
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
UP FOR GROWTH ACTION INC · lobbying firm or registrant: UP FOR GROWTH ACTION, INC.
2025 Q3 report (Jul 1, 2025 – Sep 30, 2025) · posted Oct 20, 2025 · issue area: Housing
$80,000
Spent on own lobbying
…using Service Reform Act of 2025; S. 127, S. 2651 204, the Whole-Home Repairs Act of 2025; S. 1459, the Historic Tax Credit Growth and Opportunity Act of 2025; S. 1527, S. 2651 213, the Housing Affordability Act; S. 1695, S. 2651 801, the HUD-USDA-VA Interagency Coordination Act; S. 2361, S. 2651 210, the Accelerating Home Bu…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL MULTIFAMILY HOUSING COUNCIL INC · lobbying firm or registrant: NATIONAL MULTIFAMILY HOUSING COUNCIL, INC.
2025 Q3 report (Jul 1, 2025 – Sep 30, 2025) · posted Oct 20, 2025 · issue area: Housing
$1,810,000
Spent on own lobbying
…ith in Housing Act, to preempt State and local laws that prevent the construction of affordable housing on faith lands, and for other purposes, all provisions. S. 1527, Housing Affordability Act, to modify the multifamily loan limits under title II of the National Housing Act, and for other purposes, all provisions. S. 2361,…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing