119th Congress · introduced in the Senate · Apr 30, 2025
Common Cents Act
Official title from Congress.gov
Latest action (Aug 10, 2026): Held at the desk.
View on Congress.govPolicy area: Finance and Financial Sector
Congressional Research Service summary, version: Passed Senate (Aug 7, 2026)
Common Cents Act
This bill ends the production of the penny for general circulation, requires rounding to an amount divisible by five for the payment or transfer of cash, and allows the nickel to be composed of different material.
The Department of the Treasury must stop producing the penny, except to meet collector needs. The penny shall continue to be legal tender.
Any person selling goods or services in a cash transaction, entering into other transfers of cash, or paying cash wages to an employee must round the payment up or down in accordance with the bill.
The bill also allows Treasury to discontinue the minting for circulation of any coin if Treasury follows procedures as outlined by the bill, including providing notice and a briefing to Congress.
The Federal Reserve Board must periodically report on a strategic plan for the acceptance of penny orders and deposits at commercial coin terminals that provide services under agreements with Federal Reserve banks.
Show the full summary (1 more paragraphs)Includes amendment, cloture, and procedural votes. Each is labeled with its exact question; only a passage question is a vote to pass the bill.
No recorded roll calls on this bill in coverage.
Held at the desk.
Received in the House.
Message on Senate action sent to the House.
Passed Senate with an amendment by Unanimous Consent. (text of amendment in the nature of a substitute: CR S4586-4588)
Passed/agreed to in Senate: Passed Senate with an amendment by Unanimous Consent.
Measure laid before Senate by unanimous consent. (consideration: CR S4551)
Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.
Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Introduced in Senate
Actions from Congress.gov, newest first.
Consumer affairs · Currency · Monetary policy
LD-2 reports whose issue descriptions explicitly cite this bill (bill type and number validated against Congress.gov records). A citation does not establish the client's position or any contact with a member.
Loading lobbying reportsCoverage: reports for 2025 onward, posted Jan 1, 2025 through Oct 23, 2026.
84 citations; showing the 25 most recently posted.
AMERICAN BEVERAGE LICENSEES · lobbying firm or registrant: AMERICAN BEVERAGE LICENSEES
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 21, 2026 · issue area: Minting/Money/Gold Standard
Amount not reported
Common Cents Act (H.R. 3074; S. 1525)
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. View filing
MCDONALD'S CORPORATION · lobbying firm or registrant: MCDONALD'S CORPORATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 21, 2026 · issue area: Minting/Money/Gold Standard
$540,000
Spent on own lobbying
Issues related to the penny, including the Common Cents Act (S. 1525/H.R. 3074).
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL AUTOMATIC MERCHANDISING ASSOCIATION · lobbying firm or registrant: NATIONAL AUTOMATIC MERCHANDISING ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 21, 2026 · issue area: Minting/Money/Gold Standard
$20,000
Spent on own lobbying
Coin Metal Modification Authorization and Cost Savings Act (H.R.1278), MINT Act (H.R. 4459), Common Cents Act (H.R. 3074/S. 1525): Bill language provides the Mint authority to change the metal composition of coins. Payment Choice Act (H.R. 1138): cash acceptance mandate.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
FOOD MARKETPLACE INC · lobbying firm or registrant: FOOD MARKETPLACE INC.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Minting/Money/Gold Standard
$150,000
Spent on own lobbying
…s related to retail payments market, swipe fee reform Regulation II - debit routing and debit regulated rate Issues related to penny/coin circulation H.R. 3074/S. 1525/H.R. 10167 - Common Cents Act Issues related to Dodd Frank section 1033/open banking Issues related to stablecoins/cryptocurrency S. 3623/H.R. 7035 - Credit Ca…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
HOME DEPOT · lobbying firm or registrant: THE HOME DEPOT
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Banking
$690,000
Spent on own lobbying
H.R.3074/S.1525 Common Cents Act; Monitored draft legislation related to credit card security and competition; monitored draft legislation related to online marketplace paymen…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
KROGER CO · lobbying firm or registrant: THE KROGER CO.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Budget/Appropriations
$360,000
Spent on own lobbying
H.R. 3074/S. 1525/H.R. 10167 - Common Cents Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
STARBUCKS CORPORATION · lobbying firm or registrant: MEHLMAN CONSULTING, INC.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Banking
$80,000
Paid to lobbying firm
S.1525, the Common Cents Act.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL RESTAURANT ASSOCIATION · lobbying firm or registrant: MEHLMAN CONSULTING, INC.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Banking
$80,000
Paid to lobbying firm
Issues related to coin circulation. H.R. 10167 & 3074/S. 1525 - Common Cents Act.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN HOTEL & LODGING ASSOCIATION · lobbying firm or registrant: AMERICAN HOTEL & LODGING ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Small Business
$1,036,000
Spent on own lobbying
Issues related to small business loan programs. Common Cents Act - H.R. 3074/S. 1525.
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN BANKERS ASSOCIATION · lobbying firm or registrant: AMERICAN BANKERS ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Minting/Money/Gold Standard
$3,100,000
Spent on own lobbying
H.R.3074 / H.R. 10167 / S. 1525, Common Cents Act Coin circulation issues
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
PILOT TRAVEL CENTERS LLC · lobbying firm or registrant: PILOT TRAVEL CENTERS LLC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Banking
$160,000
Spent on own lobbying
H.R. 7035/S.3623 - Credit Card Competition Act of 2026 H.R. 3074/S. 1525 - Common Cents Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
LOWE'S COMPANIES INC. · lobbying firm or registrant: LOWE'S COMPANIES INC.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Financial Institutions/Investments/Securities
$590,000
Spent on own lobbying
H.R. 7035/S.3623 Credit Card Competition Act of 2026 H.R. 3074/S.1525 Common Cents Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
ENERGY MARKETERS OF AMERICA · lobbying firm or registrant: ENERGY MARKETERS OF AMERICA
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Banking
$130,000
Spent on own lobbying
Issues related to credit/debit interchange swipe fees, Penny shortage - The Common Cents Act of 2025 (H.R. 3074 / S. 1525)
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
TARGET CORPORATION · lobbying firm or registrant: TARGET CORPORATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Financial Institutions/Investments/Securities
$320,000
Spent on own lobbying
Policy proposals related to payments. H.R. 7035/S. 3623, Credit Card Competition Act of 2026. H.R. 10167/S. 1525, Common Cents Act. H.R. 8413, SECURE Data Act. H.R. 8398, Guidelines for Use, Access, and Responsible Disclosure of Financial Data Act.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
RACETRAC, INC. · lobbying firm or registrant: ATLAS CROSSING LLC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Financial Institutions/Investments/Securities
$50,000
Paid to lobbying firm
Issues related to payment markets and credit card swipe fees. H.R.3074/S.1525: Common Cents Act. Issues related to the penny shortage. S.3623/H.R.7035: Credit Card Competition Act of 2026.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF CONVENIENCE STORES · lobbying firm or registrant: ATLAS CROSSING LLC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Financial Institutions/Investments/Securities
$110,000
Paid to lobbying firm
Issues related to interchange fees and creating competition in payment markets. H.R.7035/S.3623: Credit Card Competition Act of 2026. H.R.3074/S.1525: Common Cents Act. Issues related to the penny shortage. Issues related to open banking and rewards.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
WALMART INC · lobbying firm or registrant: MEHLMAN CONSULTING, INC.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Banking
$90,000
Paid to lobbying firm
Discussions on payment acceptance. Discussions in support of the Credit Card Competition Act. H.R. 3074./S. 1525 - Common Cents Act.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
RETAIL INDUSTRY LEADERS ASSOCIATION (RILA) · lobbying firm or registrant: MEHLMAN CONSULTING, INC.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Banking
$50,000
Paid to lobbying firm
Credit Card payment policy. Issues related to coin circulation. H.R. 10167 & H.R. 3074/S. 1525 - Common Cents Act.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
7 ELEVEN, INC. · lobbying firm or registrant: ACG ADVOCACY
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Financial Institutions/Investments/Securities
$60,000
Paid to lobbying firm
Credit card swipe fees. Monetary policy issues. H.R.3074/S.1525: Common Cents Act.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
7-ELEVEN INC · lobbying firm or registrant: 7-ELEVEN, INC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 19, 2026 · issue area: Small Business
$300,000
Spent on own lobbying
Monitor small business and franchising. Monitor credit card swipe fees. Penny shortage issues - S.1525/H.R.3074 - Common Cents Act.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
7-ELEVEN INC · lobbying firm or registrant: 7-ELEVEN, INC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 19, 2026 · issue area: Financial Institutions/Investments/Securities
$300,000
Spent on own lobbying
Issues related to swipe fees/interchange fees Credit card swipe fees. Monetary policy issues. H.R.3074/S.1525: Common Cents Act.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
7 ELEVEN, INC. · lobbying firm or registrant: LGL ADVISORS LLC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 19, 2026 · issue area: Small Business
$50,000
Paid to lobbying firm
Monitor credit card swipe fees. Penny shortage issues - S.1525/H.R.3074 - Common Cents Act.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL AUTOMATED MERCHANDISING ASSOCIATION · lobbying firm or registrant: PORTER GROUP, LLC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 19, 2026 · issue area: Minting/Money/Gold Standard
$20,000
Paid to lobbying firm
H.R. 3074/S. 1525: Common Cents Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
C&S WHOLESALE GROCERS INC. · lobbying firm or registrant: GREENBERG TRAURIG, LLP
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 19, 2026 · issue area: Food Industry (safety, labeling, etc.)
$50,000
Paid to lobbying firm
Issues affecting the retail and wholesale distribution of food. Issues affecting the wholesale distribution of food to military commissaries. Common Cents Act (S. 1525, H.R. 3074, H.R. 10167).
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
WAKEFERN FOOD CORP. · lobbying firm or registrant: WAKEFERN FOOD CORP.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 16, 2026 · issue area: Financial Institutions/Investments/Securities
Amount not reported
Credit Card Competition Act (H.R. 7035, S. 3623) Common Cents Act (H.R. 3074, S. 1525, H.R. 10167) *Note: Several versions of the Common Cents Act were under consideration)
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. View filing