119th Congress · introduced in the Senate · Apr 29, 2025
Claiming Age Clarity Act
Official title from Congress.gov
Latest action (Apr 29, 2025): Read twice and referred to the Committee on Finance.
View on Congress.govPolicy area: Social Welfare
Congressional Research Service summary, version: Introduced in Senate (Apr 29, 2025)
Claiming Age Clarity Act
This bill changes certain terms that are used by the Social Security Administration (SSA) to describe the ages at which a worker may claim Social Security retirement benefits.
First, the SSA must use minimum monthly benefit age instead of early eligibility age. This refers to the earliest age (62 under current law) at which a worker may claim benefits. (Currently, the benefit amount of a worker who claims benefits early is reduced to account for the longer period during which the worker is expected to receive benefits.)
Second, the SSA must use standard monthly benefit age instead of full retirement age and normal retirement age. These terms refer to the age at which a worker may claim benefits without a reduction in the benefit amount. (Currently, this age ranges from 65 to 67, depending on the worker's year of birth.)
Finally, the SSA must use the term maximum monthly benefit age for any reference to age 70 as the maximum age at which a worker may receive delayed retirement credits. The SSA may not use the term delayed retirement credit. These terms refer to the mechanism that increases the benefit amount of a worker who delays claiming benefits after reaching the full retirement age. (Currently, a worker receives a credit for each month between the full retirement age and age 70 that the worker delays claiming benefits. Each credit increases the benefit amount that the worker will receive after claiming benefits by a specified percentage.)
Includes amendment, cloture, and procedural votes. Each is labeled with its exact question; only a passage question is a vote to pass the bill.
No recorded roll calls on this bill in coverage.
Read twice and referred to the Committee on Finance.
Introduced in Senate
Actions from Congress.gov, newest first.
Administrative law and regulatory procedures · Aging · Social Security Administration · Social security and elderly assistance
LD-2 reports whose issue descriptions explicitly cite this bill (bill type and number validated against Congress.gov records). A citation does not establish the client's position or any contact with a member.
Loading lobbying reportsCoverage: reports for 2025 onward, posted Jan 1, 2025 through Oct 24, 2026.
6 citations.
AMAC ACTION, INC. · lobbying firm or registrant: SCHOENING STRATEGIES, LLC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Retirement
$40,000
Paid to lobbying firm
Support social security improvements and efforts to avert insolvency; Claiming Age Certainty Act - H.R. 5284/S. 1504.
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL TAXPAYERS UNION · lobbying firm or registrant: NATIONAL TAXPAYERS UNION
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 21, 2026 · issue area: Retirement
$30,000
Spent on own lobbying
S.1504Claiming Age Clarity Act - Social Security HR 2988Protecting Prudent Investment of Retirement Savings Act Rulemaking - Inclusion of Alts in 401(k) plan investme…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AARP · lobbying firm or registrant: AARP
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Retirement
$3,830,000
Spent on own lobbying
…t. S.988 /H.R. 2023, the Women's Retirement Protection Act. H.R.6084, the ERISA Litigation Reform Act. S.1234/HR 2540, the SSI Savings Penalty Elimination Act. S.1504/HR 5284, the Claiming Age Clarity Act. S. 1666/HR 5345, the Improving Social Securitys Service to Victims of Identity Theft Act. H.R. 5348, the Social Security…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL TAXPAYERS UNION · lobbying firm or registrant: NATIONAL TAXPAYERS UNION
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 21, 2026 · issue area: Retirement
$30,000
Spent on own lobbying
S.1504Claiming Age Clarity Act Alternative Investments in 401(k) Accounts
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AARP · lobbying firm or registrant: AARP
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 20, 2026 · issue area: Retirement
$5,300,000
Spent on own lobbying
…237, the Repairing Social Security After Trump and DOGE Act of 2025. HR 5893, the Guaranteed Uninterrupted Access to Retiree Disbursements (GUARD) Act of 2025. S. 1504/HR 5284, Claiming Age Clarity Act of 2025. S. 1666/HR 5345, Improving Social Securitys Service to Victims of Identity Theft Act of 2025. HR 5348, Social Securi…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AARP · lobbying firm or registrant: AARP
2025 Q3 report (Jul 1, 2025 – Sep 30, 2025) · posted Oct 17, 2025 · issue area: Retirement
$3,810,000
Spent on own lobbying
S. 1234/H.R. 2540, the SSI Savings Penalty Elimination Act of 2025. S. 1504/H.R. 5284, the Claiming Age Clarity Act of 2025. S. 1666/H.R. 5345, the Improving Social Securitys Service to Victims of Identity Theft Act of 2025. H.R. 5348,…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing