119th Congress · introduced in the Senate · Jan 16, 2025
Disaster Housing Reform for American Families Act
Official title from Congress.gov
Latest action (Jan 16, 2025): Read twice and referred to the Committee on Homeland Security and Governmental Affairs.
View on Congress.govPolicy area: Emergency Management
Congressional Research Service summary, version: Introduced in Senate (Jan 16, 2025)
Disaster Housing Reform for American Families Act
This bill requires the Federal Emergency Management Agency (FEMA) to establish a five-year pilot program under the Individuals and Households Program (IHP) through which FEMA contracts to provide factory-built housing to serve disaster survivors until the disaster declaration terminates and then be utilized for affordable housing. It also authorizes FEMA to provide IHP grants for closing costs associated with obtaining certain mortgages.
Specifically, FEMA must enter into a contract with a producer or seller of manufactured or modular homes to construct such housing as a type of temporary housing assistance under IHP. The bill requires the housing to meet specified criteria, including that it must be available within 90 days (unless extended to 120 days) after the disaster declaration, have no more than four units, and provide a minimum level of protection from natural hazards. The housing must conform to various specified standards, but the bill authorizes the Department of Housing and Urban Development to waive any such requirement for construction under the pilot program.
Also, the bill requires FEMA to establish guidelines for transferring the housing to an affordable housing program after the termination of the relevant disaster declaration. However, the bill also authorizes it to become permanent housing after the declaration terminates.
In addition, the bill authorizes FEMA to provide IHP grants to disaster-impacted individuals or households purchasing residential property for closing costs associated with obtaining a mortgage from a federal program providing affordable financing options.
Includes amendment, cloture, and procedural votes. Each is labeled with its exact question; only a passage question is a vote to pass the bill.
No recorded roll calls on this bill in coverage.
Read twice and referred to the Committee on Homeland Security and Governmental Affairs.
Introduced in Senate
Actions from Congress.gov, newest first.
LD-2 reports whose issue descriptions explicitly cite this bill (bill type and number validated against Congress.gov records). A citation does not establish the client's position or any contact with a member.
Loading lobbying reportsCoverage: reports for 2025 onward, posted Jan 1, 2025 through Oct 24, 2026.
14 citations.
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES · lobbying firm or registrant: NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 21, 2026 · issue area: Disaster Planning/Emergencies
$520,000
Spent on own lobbying
…ntation of building codes, and for other purposes. H.R.582 - To establish a community protection and wildfire resilience grant program, and for other purposes. S.120 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to establish a pilot program for the construction of temporary disaster a…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
REINSURANCE ASSN OF AMERICA · lobbying firm or registrant: REINSURANCE ASSN OF AMERICA
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 16, 2026 · issue area: Homeland Security
$430,000
Spent on own lobbying
…r Security Act of 2026 H.R. ___ - To amend the National Flood Insurance Act of 1968 to prohibit flood insurance coverage for severe repetitive loss properties. S. 120 - Disaster Housing Reform for American Families Act S. 824 - NFIP Extension Act of 2025 S. 1015 - A bill to extend the National Flood Insurance Program through…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
REINSURANCE ASSN OF AMERICA · lobbying firm or registrant: REINSURANCE ASSN OF AMERICA
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · amended · posted Jul 23, 2026 · issue area: Homeland Security
$370,000
Spent on own lobbying
…nd for other purposes. H.R. ___ - To amend the National Flood Insurance Act of 1968 to prohibit flood insurance coverage for severe repetitive loss properties. S. 120 - Disaster Housing Reform for American Families Act S. 824 - NFIP Extension Act of 2025 S. 1015 - A bill to extend the National Flood Insurance Program through…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES · lobbying firm or registrant: NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Disaster Planning/Emergencies
$540,000
Spent on own lobbying
…ntation of building codes, and for other purposes. H.R.582 - To establish a community protection and wildfire resilience grant program, and for other purposes. S.120 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to establish a pilot program for the construction of temporary disaster a…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
REINSURANCE ASSN OF AMERICA · lobbying firm or registrant: REINSURANCE ASSN OF AMERICA
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Homeland Security
$520,000
Spent on own lobbying
…nd for other purposes. H.R. ___ - To amend the National Flood Insurance Act of 1968 to prohibit flood insurance coverage for severe repetitive loss properties. S. 120 - Disaster Housing Reform for American Families Act S. 824 - NFIP Extension Act of 2025 S. 1015 - A bill to extend the National Flood Insurance Program through…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES · lobbying firm or registrant: NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Disaster Planning/Emergencies
$506,440
Spent on own lobbying
…ntation of building codes, and for other purposes. H.R.582 - To establish a community protection and wildfire resilience grant program, and for other purposes. S.120 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to establish a pilot program for the construction of temporary disaster a…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
REINSURANCE ASSN OF AMERICA · lobbying firm or registrant: REINSURANCE ASSN OF AMERICA
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 19, 2026 · issue area: Homeland Security
$390,000
Spent on own lobbying
…ce Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. S. 120 - Disaster Housing Reform for American Families Act S. 320 - National Earthquake Hazards Reduction Program Reauthorization Act S. 824 - NFIP Extension Act of 2…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES · lobbying firm or registrant: NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 16, 2026 · issue area: Disaster Planning/Emergencies
$465,758
Spent on own lobbying
…ntation of building codes, and for other purposes. H.R.582 - To establish a community protection and wildfire resilience grant program, and for other purposes. S.120 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to establish a pilot program for the construction of temporary disaster a…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES · lobbying firm or registrant: NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES
2025 Q3 report (Jul 1, 2025 – Sep 30, 2025) · posted Oct 21, 2025 · issue area: Disaster Planning/Emergencies
$442,147
Spent on own lobbying
…ntation of building codes, and for other purposes. H.R.582 - To establish a community protection and wildfire resilience grant program, and for other purposes. S.120 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to establish a pilot program for the construction of temporary disaster a…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
REINSURANCE ASSN OF AMERICA · lobbying firm or registrant: REINSURANCE ASSN OF AMERICA
2025 Q3 report (Jul 1, 2025 – Sep 30, 2025) · posted Oct 16, 2025 · issue area: Homeland Security
$440,000
Spent on own lobbying
…Widespread Information Management for the Welfare of Infrastructure and Government Act H.R. ___ - National Flood Insurance Program reauthorization legislation S. 120 - Disaster Housing Reform for American Families Act S. 824 - NFIP Extension Act of 2025 S. 1015 - A bill to extend the National Flood Insurance Program through…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES · lobbying firm or registrant: NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES
2025 Q2 report (Apr 1, 2025 – Jun 30, 2025) · posted Jul 21, 2025 · issue area: Disaster Planning/Emergencies
$435,663
Spent on own lobbying
…ntation of building codes, and for other purposes. H.R.582 - To establish a community protection and wildfire resilience grant program, and for other purposes. S.120 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to establish a pilot program for the construction of temporary disaster a…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
REINSURANCE ASSN OF AMERICA · lobbying firm or registrant: REINSURANCE ASSN OF AMERICA
2025 Q2 report (Apr 1, 2025 – Jun 30, 2025) · posted Jul 18, 2025 · issue area: Homeland Security
$440,000
Spent on own lobbying
…to reauthorize the National Flood Insurance Program H.R. 2568 - To require an earthquake resilience risk assessment, and for other purposes H.R. ___ - FEMA Act S.120 - Disaster Housing Reform for American Families Act S.824 - NFIP Extension Act of 2025 S. 1015 - A bill to extend the National Flood Insurance Program through…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES · lobbying firm or registrant: NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES
2025 Q1 report (Jan 1, 2025 – Mar 31, 2025) · posted Apr 21, 2025 · issue area: Disaster Planning/Emergencies
$424,512
Spent on own lobbying
…ntation of building codes, and for other purposes. H.R.582 - To establish a community protection and wildfire resilience grant program, and for other purposes. S.120 - A bill to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to establish a pilot program for the construction of temporary disaster a…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
REINSURANCE ASSN OF AMERICA · lobbying firm or registrant: REINSURANCE ASSN OF AMERICA
2025 Q1 report (Jan 1, 2025 – Mar 31, 2025) · posted Apr 17, 2025 · issue area: Homeland Security
$370,000
Spent on own lobbying
…surance Act of 1968 to reauthorize the National Flood Insurance Program H.R. 2568 - To require an earthquake resilience risk assessment, and for other purposes S.120 - Disaster Housing Reform for American Families Act S.824 - NFIP Extension Act of 2025 S. 1015 - A bill to extend the National Flood Insurance Program through…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing