119th Congress · introduced in the House · Feb 4, 2025
1071 Repeal to Protect Small Business Lending Act
Official title from Congress.gov
Latest action (May 6, 2025): Placed on the Union Calendar, Calendar No. 65.
View on Congress.govPolicy area: Finance and Financial Sector
Congressional Research Service summary, version: Introduced in House (Feb 4, 2025)
1071 Repeal to Protect Small Business Lending Act
This bill repeals the statute that requires financial institutions to collect data regarding applications for women-owned, minority-owned, or small business loans. Currently, financial institutions must collect and report to the Consumer Financial Protection Bureau information on (1) how many applications were received; (2) the disposition of each application; (3) the type of loan; (4) the amount applied for; (5) the amount approved; and (6) each applicant’s census tract, revenue, race, sex, and ethnicity.
Includes amendment, cloture, and procedural votes. Each is labeled with its exact question; only a passage question is a vote to pass the bill.
No recorded roll calls on this bill in coverage.
Placed on the Union Calendar, Calendar No. 65.
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-91.
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-91.
Ordered to be Reported (Amended) by the Yeas and Nays: 27 - 22.
Committee Consideration and Mark-up Session Held
Referred to the House Committee on Financial Services.
Introduced in House
Introduced in House
Actions from Congress.gov, newest first.
Banking and financial institutions regulation · Consumer credit · Small business
LD-2 reports whose issue descriptions explicitly cite this bill (bill type and number validated against Congress.gov records). A citation does not establish the client's position or any contact with a member.
Loading lobbying reportsCoverage: reports for 2025 onward, posted Jan 1, 2025 through Oct 23, 2026.
96 citations; showing the 25 most recently posted.
GOWEST CREDIT UNION ASSOCIATION · lobbying firm or registrant: GOWEST CREDIT UNION ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Small Business
$60,000
Spent on own lobbying
Issues related to H.R. 976 and S. 557.
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NEW YORK BANKERS ASSOCIATION · lobbying firm or registrant: NEW YORK BANKERS ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Banking
$42,000
Spent on own lobbying
Access to Credit for Rural Economy Act, S.838/HR1822; SAFER Banking Act; S.557/HR 976 (1071 Repeal to Protect Small Business Lending Act); Credit Union Oversight (general); SJ Res. 18 / HJ Res. 59 (to nullify CFPB Overdraft Rule, Rule 1071). Hom…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN BANKERS ASSOCIATION · lobbying firm or registrant: AMERICAN BANKERS ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Banking
$3,100,000
Spent on own lobbying
…oting New Bank Formation Act S. 875/H.R. 2702, Financial Integrity and Regulation Management (FIRM) Act H.R. 1919/S. 1124, the Anti-CBDC Surveillance State Act H.R. 976/S. 557, the 1071 Repeal to Protect Small Business Lending Act H.R. 2392, the Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL AUTOMOBILE DEALERS ASSOCIATION · lobbying firm or registrant: NATIONAL AUTOMOBILE DEALERS ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Financial Institutions/Investments/Securities
$1,844,000
Spent on own lobbying
…ing dealer participation, consumer discounts and voluntary protection products Proposals and legislation regarding Section 1071 small business data collection (H.R. 976/S. 557, "1071 Repeal to Protect Small Business Lending Act") Proposals related to telemarketing and advertising Legislative proposals regarding Congressional o…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
EQUIPMENT LEASING AND FINANCE ASSOCIATION · lobbying firm or registrant: TIBER CREEK GROUP
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Financial Institutions/Investments/Securities
$50,000
Paid to lobbying firm
…implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203); Issues related to H.R. 941 - Small LENDER Act; Issues related to H.R. 976/S. 557 - 1071 Repeal to Protect Small Business Lending Act.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN ADVERTISING FEDERATION · lobbying firm or registrant: AMERICAN ADVERTISING FEDERATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 19, 2026 · issue area: Computer Industry
$15,000
Spent on own lobbying
…ut are not limited to S. 836, the Children and Teens Online Privacy Protection Act (Sen. Markey); S. 962, Protecting Children Over Profits Act (Sen. Lankford); H.R. 976, 1071 Repeal to Protect Small Business Lending Act (Rep. Williams); S. 516, Stopping Harmful Image Exploitation and Limiting Distribution Act (Sen. Klobuchar);…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
EQUIPMENT LEASING AND FINANCE ASSOCIATION · lobbying firm or registrant: EQUIPMENT LEASING AND FINANCE ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 16, 2026 · issue area: Financial Institutions/Investments/Securities
$172,000
Spent on own lobbying
…ed to the implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act; Issues related to H.R. 941 - the Small Lender Act, Issues related to H.R. 976/S. 557 - 1071 Repeal to Protect Small Business Lending Act; CFPB's Section 1071 rule; S. 2352; CFPB's non-bank supervisory designation proposed rule; Issues re…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
EQUIPMENT LEASING AND FINANCE ASSOCIATION · lobbying firm or registrant: EQUIPMENT LEASING AND FINANCE ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 16, 2026 · issue area: Small Business
$172,000
Spent on own lobbying
…ed to the implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act; Issues related to H.R. 941 - the Small Lender Act, Issues related to H.R. 976/S. 557 - 1071 Repeal to Protect Small Business Lending Act; CFPB's Section 1071 rule; S. 2352; CFPB's non-bank supervisory designation proposed rule; Issues re…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA · lobbying firm or registrant: AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICAS CREDIT UNIONS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 14, 2026 · issue area: Banking
$1,060,000
Spent on own lobbying
…Crews as a member of the NCUA Board Support Credit Union Board Modernization Act (H.R. 975; S. 522) Support 1071 Repeal to Protect Small Business Lending Act (H.R. 976; S. 557) Support Making the CFPB Accountable to Small Businesses Act (H.R. 1606) Support Financial Integrity and Regulation Management Act (S. 875; H.R. 2702;…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NEW YORK BANKERS ASSOCIATION · lobbying firm or registrant: NEW YORK BANKERS ASSOCIATION
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · amended · posted Jul 21, 2026 · issue area: Banking
$45,000
Spent on own lobbying
Access to Credit for Rural Economy Act, S.838/HR1822; SAFER Banking Act; S.557/HR 976 (1071 Repeal to Protect Small Business Lending Act); Credit Union Oversight (general); SJ Res. 18 / HJ Res. 59 (to nullify CFPB Overdraft Rule, Rule 1071). Hom…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
GOWEST CREDIT UNION ASSOCIATION · lobbying firm or registrant: GOWEST CREDIT UNION ASSOCIATION
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 21, 2026 · issue area: Small Business
$80,000
Spent on own lobbying
Issues related to H.R. 976 and S. 557.
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN BANKERS ASSOCIATION · lobbying firm or registrant: AMERICAN BANKERS ASSOCIATION
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Banking
$3,510,000
Spent on own lobbying
…oting New Bank Formation Act S. 875/H.R. 2702, Financial Integrity and Regulation Management (FIRM) Act H.R. 1919/S. 1124, the Anti-CBDC Surveillance State Act H.R. 976/S. 557, the 1071 Repeal to Protect Small Business Lending Act H.R. 2392, the Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL AUTOMOBILE DEALERS ASSOCIATION · lobbying firm or registrant: NATIONAL AUTOMOBILE DEALERS ASSOCIATION
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Financial Institutions/Investments/Securities
$1,191,000
Spent on own lobbying
…ing dealer participation, consumer discounts and voluntary protection products Proposals and legislation regarding Section 1071 small business data collection (H.R. 976/S. 557, "1071 Repeal to Protect Small Business Lending Act") Proposals related to telemarketing and advertising Legislative proposals regarding Congressional o…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
EQUIPMENT LEASING AND FINANCE ASSOCIATION · lobbying firm or registrant: EQUIPMENT LEASING AND FINANCE ASSOCIATION
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Financial Institutions/Investments/Securities
$195,000
Spent on own lobbying
…ed to the implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act; Issues related to H.R. 941 - the Small Lender Act, Issues related to H.R. 976/S. 557 - 1071 Repeal to Protect Small Business Lending Act; CFPB's Section 1071 rule; S. 2352; CFPB's non-bank supervisory designation proposed rule; Issues re…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
EQUIPMENT LEASING AND FINANCE ASSOCIATION · lobbying firm or registrant: EQUIPMENT LEASING AND FINANCE ASSOCIATION
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Small Business
$195,000
Spent on own lobbying
…ed to the implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act; Issues related to H.R. 941 - the Small Lender Act, Issues related to H.R. 976/S. 557 - 1071 Repeal to Protect Small Business Lending Act; CFPB's Section 1071 rule; S. 2352; CFPB's non-bank supervisory designation proposed rule; Issues re…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
EQUIPMENT LEASING AND FINANCE ASSOCIATION · lobbying firm or registrant: TIBER CREEK GROUP
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 19, 2026 · issue area: Financial Institutions/Investments/Securities
$50,000
Paid to lobbying firm
…implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203); Issues related to H.R. 941 - Small LENDER Act; Issues related to H.R. 976/S. 557 - 1071 Repeal to Protect Small Business Lending Act.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
THE SECURED FINANCE NETWORK (SFNET) · lobbying firm or registrant: GOLDSTEIN POLICY SOLUTIONS LLC
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 18, 2026 · issue area: Banking
$10,000
Paid to lobbying firm
Discussed Basel III Endgame rulemaking and its impact on secured finance industry Commercial lending disclosures (no bill)Monitored H.R.976 - repeal of 1071 of Dodd-Frank Act Issues related to SBA direct lending
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA · lobbying firm or registrant: AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICAS CREDIT UNIONS
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 17, 2026 · issue area: Banking
$1,290,000
Spent on own lobbying
…Crews as a member of the NCUA Board Support Credit Union Board Modernization Act (H.R. 975; S. 522) Support 1071 Repeal to Protect Small Business Lending Act (H.R. 976; S. 557) Support Making the CFPB Accountable to Small Businesses Act (H.R. 1606) Support Financial Integrity and Regulation Management Act (S. 875; H.R. 2702;…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
INDEPENDENT COMMUNITY BANKERS OF AMERICA · lobbying firm or registrant: INDEPENDENT COMMUNITY BANKERS OF AMERICA
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 16, 2026 · issue area: Banking
$2,170,000
Spent on own lobbying
H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 2152 The AI PLAN Act H.R. 2978 The GUA…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN ADVERTISING FEDERATION · lobbying firm or registrant: AMERICAN ADVERTISING FEDERATION
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jun 30, 2026 · issue area: Computer Industry
$15,000
Spent on own lobbying
…ut are not limited to S. 836, the Children and Teens Online Privacy Protection Act (Sen. Markey); S. 962, Protecting Children Over Profits Act (Sen. Lankford); H.R. 976, 1071 Repeal to Protect Small Business Lending Act (Rep. Williams); S. 516, Stopping Harmful Image Exploitation and Limiting Distribution Act (Sen. Klobuchar);…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
GOWEST CREDIT UNION ASSOCIATION · lobbying firm or registrant: GOWEST CREDIT UNION ASSOCIATION
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 21, 2026 · issue area: Small Business
$90,000
Spent on own lobbying
Issues related to H.R. 976 and S. 557.
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
MORTGAGE BANKERS ASSOCIATION · lobbying firm or registrant: MORTGAGE BANKERS ASSOCIATION
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 21, 2026 · issue area: Banking
$770,000
Spent on own lobbying
H.R. 1777 SECURE Remote Online Notarization Act H.R. 3230 Financial Institution Regulatory Tailoring Enhancement Act H.R. 3682 FSOC Improvement Act H.R. 976 1071 Repeal to Protect Small Business Act S. 1439Federal Home Loan Banks' Mission Activities Act Basel III and bank capital issues H.R. 941/1806 Small Lenders…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN BANKERS ASSOCIATION · lobbying firm or registrant: AMERICAN BANKERS ASSOCIATION
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Banking
$3,140,000
Spent on own lobbying
…oting New Bank Formation Act S. 875/H.R. 2702, Financial Integrity and Regulation Management (FIRM) Act H.R. 1919/S. 1124, the Anti-CBDC Surveillance State Act H.R. 976/S. 557, the 1071 Repeal to Protect Small Business Lending Act H.R. 2392, the Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL AUTOMOBILE DEALERS ASSOCIATION · lobbying firm or registrant: NATIONAL AUTOMOBILE DEALERS ASSOCIATION
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Financial Institutions/Investments/Securities
$1,395,000
Spent on own lobbying
…ing dealer participation, consumer discounts and voluntary protection products Proposals and legislation regarding Section 1071 small business data collection (H.R. 976/S. 557, "1071 Repeal to Protect Small Business Lending Act") Proposals related to telemarketing and advertising Legislative proposals regarding Congressional o…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NEW YORK BANKERS ASSOCIATION · lobbying firm or registrant: NEW YORK BANKERS ASSOCIATION
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Banking
$53,000
Spent on own lobbying
Access to Credit for Rural Economy Act, S.838/HR1822; SAFER Banking Act; S.557/HR 976 (1071 Repeal to Protect Small Business Lending Act); Credit Union Oversight (general); SJ Res. 18 / HJ Res. 59 (to nullify CFPB Overdraft Rule, Rule 1071). Hom…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing