119th Congress · introduced in the House · Feb 26, 2026
Bankruptcy Threshold Adjustment Act
Official title from Congress.gov
Latest action (Oct 14, 2026): Message on Senate action sent to the House.
View on Congress.govPolicy area: Finance and Financial Sector
Congressional Research Service summary, version: Introduced in House (Feb 26, 2026)
Bankruptcy Threshold Adjustment Act of 2026
This bill restores changes that expired in 2024 applicable to debt limits for Subchapter V (small business reorganization) and Chapter 13 (the wage earner's plan) bankruptcies.
Specifically, the bill increases the debt limit under Subchapter V from approximately $3.4 million to $7.5 million and increases the cumulative debt limit under Chapter 13 from approximately $2.1 million to $2.75 million.
The bill also applies both secured and unsecured debt towards the Chapter 13 limit. (Currently, separate limits apply to secured and unsecured debt under Chapter 13 bankruptcy.)
Includes amendment, cloture, and procedural votes. Each is labeled with its exact question; only a passage question is a vote to pass the bill.
No recorded roll calls on this bill in coverage.
Message on Senate action sent to the House.
Passed Senate without amendment by Unanimous Consent. (consideration: CR S5123)
Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent. (consideration: CR S5123)
Received in the Senate, read twice.
Motion to reconsider laid on the table Agreed to without objection.
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H5939-5940)
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.
DEBATE - The House proceeded with forty minutes of debate on H.R. 7730.
Considered under suspension of the rules. (consideration: CR H5939-5941)
Mr. Cline moved to suspend the rules and pass the bill, as amended.
Placed on the Union Calendar, Calendar No. 684.
Reported (Amended) by the Committee on Judiciary. H. Rept. 119-783.
Reported (Amended) by the Committee on Judiciary. H. Rept. 119-783.
Ordered to be Reported (Amended) by Voice Vote.
Committee Consideration and Mark-up Session Held
Referred to the House Committee on the Judiciary.
Introduced in House
Bankruptcy · Debt collection · Small business
LD-2 reports whose issue descriptions explicitly cite this bill (bill type and number validated against Congress.gov records). A citation does not establish the client's position or any contact with a member.
Loading lobbying reportsIntroduced in House
Actions from Congress.gov, newest first.
Coverage: reports for 2025 onward, posted Jan 1, 2025 through Oct 23, 2026.
9 citations.
THE SECURED FINANCE NETWORK (SFNET) · lobbying firm or registrant: GOLDSTEIN POLICY SOLUTIONS LLC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Bankruptcy
$10,000
Paid to lobbying firm
H.R.7730/S.3977 - Bankruptcy Threshold Adjustment Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
INTERNATIONAL COUNCIL OF SHOPPING CENTERS · lobbying firm or registrant: INTERNATIONAL COUNCIL OF SHOPPING CENTERS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 19, 2026 · issue area: Bankruptcy
$420,000
Spent on own lobbying
HR 7730/ S3977 - Bankruptcy Threshold Adjustment Act
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF BANKRUPTCY TRUSTEES · lobbying firm or registrant: AQUIA GROUP, LLC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 19, 2026 · issue area: Bankruptcy
$20,000
Paid to lobbying firm
Bankruptcy Administration Improvement Act - S 3424, HR 3867; Bankruptcy Threshold Adjustment Act - HR 7730, S 3977
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
INTERNATIONAL COUNCIL OF SHOPPING CENTERS · lobbying firm or registrant: CAPITOL COUNSEL LLC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 17, 2026 · issue area: Bankruptcy
$40,000
Paid to lobbying firm
Bankruptcy Threshold Adjustment Act of 2026 (H.R.7730).
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
INTERNATIONAL COUNCIL OF SHOPPING CENTERS · lobbying firm or registrant: INTERNATIONAL COUNCIL OF SHOPPING CENTERS
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Bankruptcy
$460,000
Spent on own lobbying
HR 7730/ S3977 - Bankruptcy Threshold Adjustment Act
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF BANKRUPTCY TRUSTEES · lobbying firm or registrant: AQUIA GROUP, LLC
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Bankruptcy
$20,000
Paid to lobbying firm
Bankruptcy Administration Improvement Act - S 3424, HR 3867; Bankruptcy Threshold Adjustment Act - HR 7730, S 3977
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
INTERNATIONAL COUNCIL OF SHOPPING CENTERS · lobbying firm or registrant: CAPITOL COUNSEL LLC
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Bankruptcy
$40,000
Paid to lobbying firm
Bankruptcy Threshold Adjustment Act of 2026 (H.R.7730).
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF BANKRUPTCY TRUSTEES · lobbying firm or registrant: AQUIA GROUP, LLC
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Bankruptcy
$20,000
Paid to lobbying firm
Bankruptcy Administration Improvement Act - S 3424, HR 3867; Bankruptcy Threshold Adjustment Act - HR 7730, S 3977
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
INTERNATIONAL COUNCIL OF SHOPPING CENTERS · lobbying firm or registrant: INTERNATIONAL COUNCIL OF SHOPPING CENTERS
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 16, 2026 · issue area: Bankruptcy
$370,000
Spent on own lobbying
HR 7730/ S3977 - Bankruptcy Threshold Adjustment Act
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing