119th Congress · introduced in the House · Jan 16, 2026
TRIA Program Reauthorization Act of 2026
Official title from Congress.gov
Latest action (Jul 13, 2026): Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
View on Congress.govPolicy area: Finance and Financial Sector
Congressional Research Service summary, version: Reported to House (Mar 19, 2026)
TRIA Program Reauthorization Act of 2026
This bill reauthorizes the Terrorism Risk Insurance Program through 2034. The program covers a portion of the losses incurred by private insurers for property and casualty insurance coverage for terrorism risk.
The bill also increases the amount of property and casualty insurance losses required for certification under the program beginning in 2029 and provides statutory authority for Department of the Treasury public notification requirements regarding the determination process for whether an act qualifies as an act of terrorism under this program.
Includes amendment, cloture, and procedural votes. Each is labeled with its exact question; only a passage question is a vote to pass the bill.
House · Jun 29, 2026 · Roll call 229 · Passed
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Motion to reconsider laid on the table Agreed to without objection.
On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 373 - 15 (Roll no. 229). (text: CR H4273-4274) Roll call details
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 373 - 15 (Roll no. 229). (text: CR H4273-4274) Roll call details
Considered as unfinished business. (consideration: CR H4302-4303)
At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
DEBATE - The House proceeded with forty minutes of debate on H.R. 7128.
Considered under suspension of the rules. (consideration: CR H4273-4279)
Mr. Flood moved to suspend the rules and pass the bill, as amended.
Placed on the Union Calendar, Calendar No. 482.
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-561.
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-561.
Ordered to be Reported (Amended) by the Yeas and Nays: 51 - 2.
Committee Consideration and Mark-up Session Held
Disaster relief and insurance · Insurance industry and regulation · Life, casualty, property insurance · State and local government operations · Terrorism
LD-2 reports whose issue descriptions explicitly cite this bill (bill type and number validated against Congress.gov records). A citation does not establish the client's position or any contact with a member.
Loading lobbying reportsReferred to the House Committee on Financial Services.
Introduced in House
Introduced in House
Actions from Congress.gov, newest first.
Coverage: reports for 2025 onward, posted Jan 1, 2025 through Oct 23, 2026.
121 citations; showing the 25 most recently posted.
AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION · lobbying firm or registrant: EMERGENT STRATEGIES
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 21, 2026 · issue area: Insurance
$50,000
Paid to lobbying firm
Issues related to Business Interruption insurance; Issues related to property casualty insurance; H.R. 7128 (the TRIA Program Reauthorization Act of 2026); S. 4395 (the TRIA Program Reauthorization Act of 2026)
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES · lobbying firm or registrant: NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 21, 2026 · issue area: Insurance
$520,000
Spent on own lobbying
…insurance, and for other purposes. H.R.8218 - Fair Compensation for Truck Crash Victims Act H.R.8843 - Federal Accountability for Felony Obstruction Act S.4395/H.R 7128 - Terrorism Risk Insurance Program Reauthorization Act of 2026 S.4651 - Increasing Insurance Access for Specialty Crops Act H.R.9916 - Lowering CAR Insurance A…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION · lobbying firm or registrant: AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Financial Institutions/Investments/Securities
$1,600,000
Spent on own lobbying
…specific bill number: SEC Cyber Incident Reporting H.R. 257 Climate Related Disclosures H.R. 3354 Financial Treatment of Insurers H.R. 3402 Proxy Advisor Firms H.R. 7128 Terrorism Risk Insurance S. 3711 Financial Institutions/Investments/Securities H.R. 8398 Financial Institutions S. 5158 Financial and Insurance Institutions
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
INTERNATIONAL FRANCHISE ASSOCIATION · lobbying firm or registrant: INTERNATIONAL FRANCHISE ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$450,000
Spent on own lobbying
H.R. 7128/S. 4395, TRIA Program Reauthorization Act of 2026.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS · lobbying firm or registrant: CGCN GROUP, LLC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Financial Institutions/Investments/Securities
$50,000
Paid to lobbying firm
H.R. 7128 Terrorism Risk Insurance
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
LIBERTY MUTUAL GROUP · lobbying firm or registrant: LIBERTY MUTUAL GROUP
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Financial Institutions/Investments/Securities
$770,000
Spent on own lobbying
…f 2025, H.R. 550. -Insure Cybersecurity Act of 2025, S. 256. -Issues regarding reformation of the Federal Insurance Office. -HR 9557, Ounce of Prevention Act. -HR 7128, TRIA Program Reauthorization Act of 2026.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
SENTRY INSURANCE COMPANY · lobbying firm or registrant: ARNOLD & PORTER KAYE SCHOLER LLP
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$60,000
Paid to lobbying firm
…ssues related to insurance industry, including within the One Big Beautiful Bill Act (P.L. 119-21) and the Terrorism Risk Insurance Act (TRIA) reauthorization (H.R.7128/S.4395).
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF REALTORS · lobbying firm or registrant: NATIONAL ASSOCIATION OF REALTORS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$27,400,000
Spent on own lobbying
…e House of Representatives and Senate urging the extension of the National Flood Insurance Program. Communications with the House of Representatives supporting H.R. 7128/S. 439 TRIA Program Reauthorization Act to extend the Terrorism Risk Insurance Program. Communications with the House of Representatives regarding association…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
CHUBB INA HOLDINGS INC. · lobbying firm or registrant: CHUBB INA HOLDINGS INC.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$410,000
Spent on own lobbying
…e Office (FIO). Issues related to the extension of the Terrorism Risk Insurance Program. S. 4395 - Terrorism Risk Insurance Program Reauthorization Act of 2026 H.R. 7128 - TRIA Program Reauthorization Act of 2026 Issues related to international capital standards and covered agreements. Issues related to/impacting cyber insuranc…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
SHEET METAL & AIR CONDITIONING CONTRACTORS NAT'L ASSN · lobbying firm or registrant: SHEET METAL & AIR CONDITIONING CONTRACTORS NAT'L ASSN
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Disaster Planning/Emergencies
Amount not reported
Support and endorse an extension of The Terrorism Risk Insurance Act of 2026 - H.R. 7128
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. View filing
NATIONAL MULTIFAMILY HOUSING COUNCIL INC · lobbying firm or registrant: NATIONAL MULTIFAMILY HOUSING COUNCIL, INC.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$1,670,000
Spent on own lobbying
Insurance Affordability and Availability, impacts on housing costs. National Flood Insurance Program (NFIP), impact on housing and extension. H.R. 7128, TRIA Program Reauthorization Act of 2026, to extend the Terrorism Risk Insurance Program, and for other purposes, all provisions. S. 4395, Terrorism Risk Insu…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
ASSOCIATION OF AMERICAN RAILROADS · lobbying firm or registrant: ASSOCIATION OF AMERICAN RAILROADS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Homeland Security
$1,495,000
Spent on own lobbying
S.4395 - Terrison Risk Insurance Program Reauthorization Act of 2026 bill in its entirety; H.R.7128 - TRIA Program Reauthorization Act of 2026 bill in its entirety.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN BANKERS ASSOCIATION · lobbying firm or registrant: AMERICAN BANKERS ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$3,100,000
Spent on own lobbying
…on Act Terrorism Risk Insurance Act Reauthorization H.R. 5577, the NFIP Extension Act of 2026 Legislation to expand access to Health Savings Accounts S. 4395 / H.R. 7128, Terrorism Risk Insurance Program Reauthorization Act of 2026 H.R. 10072, the Hardworking Seniors Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
COMMERCIAL REAL ESTATE FINANCE COUNCIL · lobbying firm or registrant: COMMERCIAL REAL ESTATE FINANCE COUNCIL
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$350,000
Spent on own lobbying
…ral catastrophe insurance, flood insurance, Terrorism Risk Insurance Act reauthorization S. 4395 - Terrorism Risk Insurance Program Reauthorization Act of 2026 HR 7128 - TRIA Program Reauthorization Act of 2026
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
TENASKA, INC. · lobbying firm or registrant: KLEIN/JOHNSON GROUP
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Energy/Nuclear
$60,000
Paid to lobbying firm
…Jobs Act (Public Law 117-58), provisions affecting electricity and natural gas; H.R. 4776, Standing Permitting and Expediting Economic Development (SPEED) Act; H.R. 7128/S. 4395, Terrorism Risk Insurance Act reauthorization; EPA Greenhouse Gas Reporting Program; Potential Senate permitting reform legislation.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
TRAVELERS COMPANIES, INC. AND SUBSIDIARIES · lobbying firm or registrant: 1607 STRATEGIES, LLC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$40,000
Paid to lobbying firm
Issues related to the property and casualty insurance industry. Issues related to the Terrorism Risk Insurance Program. H.R. 7128, TRIA Program Reauthorization Act of 2026, all provisions.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN INTERNATIONAL GROUP, INC. · lobbying firm or registrant: AMERICAN INTERNATIONAL GROUP, INC.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$240,000
Spent on own lobbying
S. 4395: Terrorism Risk Insurance Program Reauthorization Act of 2026 H.R. 7128: TRIA Program Reauthorization Act of 2026 No Bill Number: Issues related to general insurance legislative issues No Bill Number: Issues related to litigation r…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION · lobbying firm or registrant: 1607 STRATEGIES, LLC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$40,000
Paid to lobbying firm
…es regarding environmental policies and their consideration by insurers and state insurance regulators. Issues related to the Terrorism Risk Insurance Program. H.R. 7128, TRIA Program Reauthorization Act of 2026, all provisions. S. 4395, Terrorism Risk Insurance Program Reauthorization Act of 2026, all provisions.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
LLOYD'S OF LONDON · lobbying firm or registrant: HOWARD LAW & POLICY GROUP PLLC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$90,000
Paid to lobbying firm
Issues related to the Terrorism Risk Insurance Act and its reauthorization (H.R. 7128, S. 4395); issues related to the National Flood Insurance Program; issues related to the implementation and reform of the Dodd-Frank Act; issues related to mar…
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
CALIFORNIA ASSOCIATION OF REALTORS · lobbying firm or registrant: CALIFORNIA ASSOCIATION OF REALTORS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$40,805
Spent on own lobbying
…The bill would incentivize and facilitate property mitigation and hardening efforts through tax incentives and grants to combat the rising costs of insurance. H.R.7128 & S. 4395 - TRIA Program Reauthorization Act of 2026; The legislation would reauthorize the Terrorism Risk Insurance program for seven years. C.A.R. discussed…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
MORTGAGE BANKERS ASSOCIATION · lobbying firm or registrant: MORTGAGE BANKERS ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$840,000
Spent on own lobbying
…e Act S. 2931NFIP Extension Act of 2025 S. 2946A bill to reauthorize the NFIP S. 824NFIP Extension Act of 2025 S. 4784National Defense Authorization Act FY2027 H.R. 7128TRIA Program Reauthorization Act of 2025 S. 4395Terrorism Risk Insurance Program Reauthorization Act H.R. 3437Insurance Data Protection Act S. 1544Insurance Dat…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
CHAMBER OF COMMERCE OF THE U.S.A. · lobbying firm or registrant: CHAMBER OF COMMERCE OF THE U.S.A.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Financial Institutions/Investments/Securities
$16,480,000
Spent on own lobbying
…nk Regulatory Tailoring Act H.R. 7085, To repeal certain disclosure requirements related to conflict minerals H.R. 7127, Restoring Secondary Market Trading Act H.R. 7128, Terrorism Risk Insurance Act of 2026 H.R. 8286, Protecting Americans' Retirement Savings From Politics Act H.R. 8338, Safeguarding Americans Fairly Earned Ret…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
ZURICH AMERICAN INSURANCE COMPANY · lobbying firm or registrant: ZURICH AMERICAN INSURANCE COMPANY
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$550,000
Spent on own lobbying
…) developments. General Discussions related to H.R. 1285/S. 570, Water Infrastructure Subcontractor and Taxpayer Protection Act of 2025. Discussions related to H.R.7128 - TRIA Program Reauthorization Act of 2026 Monitoring of Administrations AI Action Plan and National AI Legislative Framework. Monitor P.L. 119-21, One Big Bea…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
MARSH & MCLENNAN COMPANIES, INC. · lobbying firm or registrant: MARSH & MCLENNAN COMPANIES, INC.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$521,000
Spent on own lobbying
Reauthorization of the National Flood Insurance Program, H.R. 5577, Community Based Catastrophe Insurance, H.R. 9056, Terrorism Risk Insurance Program, H.R. 7128 & S. 4395
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL COLLEGIATE ATHLETIC ASSOCIATION · lobbying firm or registrant: NATIONAL COLLEGIATE ATHLETIC ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Sports/Athletics
$290,000
Spent on own lobbying
…m Act; HR.2688, Protecting Student Athletes Economic Freedom Act of 2025; HR.9568/S.3378, HUSTLE Act; HR.3624, Improving Mental Health Access for Students Act; HR.7128, TRIA Program Reauthorization Act of 2026; S.663, DEFENSE Act; S.2932, Student Athlete Fairness and Enforcement Act; S.2889, Protecting Student Athletes from C…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing