119th Congress · introduced in the House · Dec 3, 2025
Emergency Savings Enhancement Act of 2025
Official title from Congress.gov
Latest action (Dec 3, 2025): Referred to the Committee on Education and Workforce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
View on Congress.govPolicy area: Taxation
Congressional Research Service summary, version: Introduced in House (Dec 3, 2025)
Emergency Savings Enhancement Act of 2025
This bill expands eligibility and increases the maximum contribution limit for pension-linked emergency savings accounts (PLESAs).
As background, PLESAs are savings accounts that are established and maintained in connection with a defined contribution retirement plan, such as a 401(k). Contributions to such accounts are subject to federal income tax, and withdrawals are allowed for any reason.
The bill expands eligibility for PLESAs by eliminating the exclusion of highly compensated employees. Thus, under the bill, individuals who meet the age, service, and other eligibility requirements of the plan, regardless of compensation, are eligible to participate in such a plan.
The bill also increases the maximum limit on the portion of a PLESA balance attributable to participant contributions to $5,000 (from $2,600 in 2026). This limit continues to be adjusted for inflation.
Includes amendment, cloture, and procedural votes. Each is labeled with its exact question; only a passage question is a vote to pass the bill.
No recorded roll calls on this bill in coverage.
Referred to the Committee on Education and Workforce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Referred to the Committee on Education and Workforce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Introduced in House
Introduced in House
Actions from Congress.gov, newest first.
Bank accounts, deposits, capital · Employee benefits and pensions · Income tax deferral
LD-2 reports whose issue descriptions explicitly cite this bill (bill type and number validated against Congress.gov records). A citation does not establish the client's position or any contact with a member.
Loading lobbying reportsCoverage: reports for 2025 onward, posted Jan 1, 2025 through Oct 24, 2026.
4 citations.
T. ROWE PRICE GROUP, INC. · lobbying firm or registrant: T. ROWE PRICE GROUP, INC.
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 16, 2026 · issue area: Financial Institutions/Investments/Securities
$30,000
Spent on own lobbying
…EST) Act of 2025 (H.R. 3383) Retirement Fairness for Charities and Educational Institutions Act (H.R. 1013 / S. 424) Emergency Savings Enhancement Act of 2025 (H.R. 6417 / S. 3333) The CLARITY Act (Digital Asset Market Clarity Act of 2025 (H.R. 3633)) Expanding Regulated Investment Company (RIC) eligibility to include 33 Act fu…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
T. ROWE PRICE GROUP, INC. · lobbying firm or registrant: T. ROWE PRICE GROUP, INC.
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 16, 2026 · issue area: Retirement
$30,000
Spent on own lobbying
…EST) Act of 2025 (H.R. 3383) Retirement Fairness for Charities and Educational Institutions Act (H.R. 1013 / S. 424) Emergency Savings Enhancement Act of 2025 (H.R. 6417 / S. 3333) The CLARITY Act (Digital Asset Market Clarity Act of 2025 (H.R. 3633)) Expanding Regulated Investment Company (RIC) eligibility to include 33 Act fu…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
T. ROWE PRICE GROUP, INC. · lobbying firm or registrant: T. ROWE PRICE GROUP, INC.
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 17, 2026 · issue area: Financial Institutions/Investments/Securities
$40,000
Spent on own lobbying
…Institutions Act of 2025 H.R. 3383 - Increasing Investor Opportunities Act [INVEST Act] H.R. 6084 - ERISA Litigation Reform Act S. 1831 - AutoReenrollActof2025 H.R.6417 and S.3333 Emergency Savings Enhancement Act of 2025 Private assets in DC plans Retirement income options Trump accounts
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
T. ROWE PRICE GROUP, INC. · lobbying firm or registrant: T. ROWE PRICE GROUP, INC.
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 17, 2026 · issue area: Retirement
$40,000
Spent on own lobbying
…Institutions Act of 2025 H.R. 3383 - Increasing Investor Opportunities Act [INVEST Act] H.R. 6084 - ERISA Litigation Reform Act S. 1831 - AutoReenrollActof2025 H.R.6417 and S.3333 Emergency Savings Enhancement Act of 2025 Private assets in DC plans Retirement income options Trump accounts
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing