119th Congress · introduced in the House · Oct 24, 2025
HELP FEDs Act
Official title from Congress.gov
Latest action (Oct 24, 2025): Referred to the House Committee on Education and Workforce.
View on Congress.govPolicy area: Education
Congressional Research Service summary, version: Introduced in House (Oct 24, 2025)
Halting Education Loan Payments during Federal Employment Disruptions Act or the HELP FEDs Act
This bill waives late fees, penalties, and other adverse actions for federal employees who miss student loan payments during a lapse in appropriations (i.e., government shutdown).
The bill applies to education loans made, insured, or guaranteed under the Higher Education Act of 1965, including loans held by the Department of Education (ED) or contracted loan servicers.
Under the bill, a federal employee who misses a student loan payment that is due during a period of involuntary disruption of pay (i.e., the employee did not receive scheduled wages due to a lapse in appropriations) may not be assessed a late fee or penalty or be subject to other adverse actions. The bill also prohibits federal employees from incurring additional interest on such loans during an involuntary disruption of pay.
In addition, the bill requires ED to coordinate with credit reporting agencies and loan servicers to ensure that no adverse information related to delayed or missed student loan payments of a federal employee during an involuntary disruption of pay is furnished to any consumer reporting agency.
The bill applies retroactively to any involuntary disruption of pay occurring on or after October 1, 2025.
Includes amendment, cloture, and procedural votes. Each is labeled with its exact question; only a passage question is a vote to pass the bill.
No recorded roll calls on this bill in coverage.
Referred to the House Committee on Education and Workforce.
Introduced in House
Introduced in House
Actions from Congress.gov, newest first.
LD-2 reports whose issue descriptions explicitly cite this bill (bill type and number validated against Congress.gov records). A citation does not establish the client's position or any contact with a member.
Loading lobbying reportsCoverage: reports for 2025 onward, posted Jan 1, 2025 through Oct 24, 2026.
4 citations.
NATIONAL TREASURY EMPLOYEES UNION · lobbying firm or registrant: NATIONAL TREASURY EMPLOYEES UNION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 19, 2026 · issue area: Government Issues
$310,000
Spent on own lobbying
…S. 2977, FAST Justice Act H.R. 5750, EQUALS Act of 2025 H.R. 5771, Reliable Social Security Service for Seniors Act H.R. 5810, Federal Supervisor Education Act H.R. 5816, HELP FEDs Act H.R. 5843, Shutdown Student Loans for Feds Act S. 3070, Shutdown Student Loans for Feds Act H.R. 5908, Non-Essential Workers Transparency Act S.…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL TREASURY EMPLOYEES UNION · lobbying firm or registrant: NATIONAL TREASURY EMPLOYEES UNION
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Government Issues
$340,000
Spent on own lobbying
…S. 2977, FAST Justice Act H.R. 5750, EQUALS Act of 2025 H.R. 5771, Reliable Social Security Service for Seniors Act H.R. 5810, Federal Supervisor Education Act H.R. 5816, HELP FEDs Act H.R. 5843, Shutdown Student Loans for Feds Act S. 3070, Shutdown Student Loans for Feds Act H.R. 5908, Non-Essential Workers Transparency Act S.…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL TREASURY EMPLOYEES UNION · lobbying firm or registrant: NATIONAL TREASURY EMPLOYEES UNION
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 13, 2026 · issue area: Government Issues
$310,000
Spent on own lobbying
…S. 2977, FAST Justice Act H.R. 5750, EQUALS Act of 2025 H.R. 5771, Reliable Social Security Service for Seniors Act H.R. 5810, Federal Supervisor Education Act H.R. 5816, HELP FEDs Act H.R. 5843, Shutdown Student Loans for Feds Act S. 3070, Shutdown Student Loans for Feds Act H.R. 5908, Non-Essential Workers Transparency Act S.…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL TREASURY EMPLOYEES UNION · lobbying firm or registrant: NATIONAL TREASURY EMPLOYEES UNION
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 20, 2026 · issue area: Government Issues
$350,000
Spent on own lobbying
…S. 2977, FAST Justice Act H.R. 5750, EQUALS Act of 2025 H.R. 5771, Reliable Social Security Service for Seniors Act H.R. 5810, Federal Supervisor Education Act H.R. 5816, HELP FEDs Act H.R. 5843, Shutdown Student Loans for Feds Act S. 3070, Shutdown Student Loans for Feds Act H.R. 5908, Non-Essential Workers Transparency Act S.…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing