119th Congress · introduced in the House · Oct 17, 2025
504 Program Risk Oversight Act
Official title from Congress.gov
Latest action (Jan 26, 2026): Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
View on Congress.govPolicy area: Commerce
Congressional Research Service summary, version: Reported to House (Dec 12, 2025)
504 Program Risk Oversight Act
This bill requires the Small Business Administration (SBA) to annually conduct a risk analysis of all loans guaranteed under the 504 loan program.
The 504 loan program provides long-term, fixed-rate financing to qualifying small businesses for major fixed assets, such as land, buildings, equipment, and machinery.
The SBA must annually report the results of the risk analysis for each preceding fiscal year, including the steps taken by the SBA to mitigate the risks identified in the analysis.
Includes amendment, cloture, and procedural votes. Each is labeled with its exact question; only a passage question is a vote to pass the bill.
No recorded roll calls on this bill in coverage.
Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
Motion to reconsider laid on the table Agreed to without objection.
On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H933)
Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H933)
DEBATE - The House proceeded with forty minutes of debate on H.R. 5788.
Considered under suspension of the rules. (consideration: CR H932-934)
Mr. Williams (TX) moved to suspend the rules and pass the bill.
Placed on the Union Calendar, Calendar No. 352.
Reported by the Committee on Small Business. H. Rept. 119-404.
Reported by the Committee on Small Business. H. Rept. 119-404.
Ordered to be Reported by the Yeas and Nays: 27 - 0.
Committee Consideration and Mark-up Session Held
Referred to the House Committee on Small Business.
Introduced in House
Introduced in House
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LD-2 reports whose issue descriptions explicitly cite this bill (bill type and number validated against Congress.gov records). A citation does not establish the client's position or any contact with a member.
Loading lobbying reportsCoverage: reports for 2025 onward, posted Jan 1, 2025 through Oct 23, 2026.
4 citations.
NATIONAL ASSOCIATION OF DEVELOPMENT COMPANIES · lobbying firm or registrant: NATIONAL ASSOCIATION OF DEVELOPMENT COMPANIES
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 2, 2026 · issue area: Small Business
$54,000
Spent on own lobbying
Main Street Parity Act (H.R. 5763) 504 Program Risk Oversight Act (H.R. 5788) Made in America Manufacturing Finance Act (S. 1555/H.R. 3174) SBA 504 Loan Program (Small Business Investment Act of 1958) 504 Modernization and Small Manufac…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF DEVELOPMENT COMPANIES · lobbying firm or registrant: NATIONAL ASSOCIATION OF DEVELOPMENT COMPANIES
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 14, 2026 · issue area: Small Business
$51,000
Spent on own lobbying
Main Street Parity Act (H.R. 5763) 504 Program Risk Oversight Act (H.R. 5788) Made in America Manufacturing Finance Act (S. 1555/H.R. 3174) SBA 504 Loan Program (Small Business Investment Act of 1958) 504 Modernization and Small Manufac…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF DEVELOPMENT COMPANIES · lobbying firm or registrant: NATIONAL ASSOCIATION OF DEVELOPMENT COMPANIES
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 17, 2026 · issue area: Small Business
$51,000
Spent on own lobbying
Main Street Parity Act (H.R. 5763) 504 Program Risk Oversight Act (H.R. 5788) Made in America Manufacturing Finance Act (S. 1555/H.R. 3174) SBA 504 Loan Program (Small Business Investment Act of 1958) 504 Modernization and Small Manufac…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF DEVELOPMENT COMPANIES · lobbying firm or registrant: NATIONAL ASSOCIATION OF DEVELOPMENT COMPANIES
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 21, 2026 · issue area: Small Business
$38,000
Spent on own lobbying
Main Street Parity Act (H.R. 5763) 504 Program Risk Oversight Act (H.R. 5788) Made in America Manufacturing Finance Act (S. 1555/H.R. 3174) SBA 504 Loan Program (Small Business Investment Act of 1958) 504 Modernization and Small Manufac…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing