119th Congress · introduced in the House · Oct 14, 2025
Main Street Parity Act
Official title from Congress.gov
Latest action (Jan 26, 2026): Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
View on Congress.govPolicy area: Commerce
Congressional Research Service summary, version: Reported to House (Dec 12, 2025)
Main Street Parity Act
This bill lessens the financing requirements for certain Small Business Administration loans to small businesses for plant acquisition, construction, conversion, or expansion, including the acquisition of land. Specifically, the bill reduces the amount of equity a borrower must provide by 5% of the total cost for loans for limited or single-purpose properties.
Includes amendment, cloture, and procedural votes. Each is labeled with its exact question; only a passage question is a vote to pass the bill.
House · Jan 20, 2026 · Roll call 32 · Passed
Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
Motion to reconsider laid on the table Agreed to without objection.
On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 383 - 8 (Roll no. 32). (text: CR H930) Roll call details
Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 383 - 8 (Roll no. 32). (text: CR H930) Roll call details
Considered as unfinished business. (consideration: CR H939-940)
At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
DEBATE - The House proceeded with forty minutes of debate on H.R. 5763.
Considered under suspension of the rules. (consideration: CR H930-931)
Mr. Williams (TX) moved to suspend the rules and pass the bill.
Placed on the Union Calendar, Calendar No. 354.
Reported by the Committee on Small Business. H. Rept. 119-406.
Reported by the Committee on Small Business. H. Rept. 119-406.
Ordered to be Reported by the Yeas and Nays: 27 - 0.
Committee Consideration and Mark-up Session Held
Building construction · Economic development · Government lending and loan guarantees · Small business
LD-2 reports whose issue descriptions explicitly cite this bill (bill type and number validated against Congress.gov records). A citation does not establish the client's position or any contact with a member.
Loading lobbying reportsReferred to the House Committee on Small Business.
Introduced in House
Introduced in House
Actions from Congress.gov, newest first.
Coverage: reports for 2025 onward, posted Jan 1, 2025 through Oct 23, 2026.
6 citations.
LIVE OAK BANK · lobbying firm or registrant: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 14, 2026 · issue area: Small Business
$190,000
Spent on own lobbying
…SBA Memorandum of Understanding update - Issues related to E-Tran and technology at SBA - Issues related to SBA loan limit increase for 7(a) and 504 programs - H.R. 5763, Main Street Parity Act - S. 305/H.R. 915, Small Business Technological Act - Issues related to SBA OCRM enforcement transparency
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF DEVELOPMENT COMPANIES · lobbying firm or registrant: NATIONAL ASSOCIATION OF DEVELOPMENT COMPANIES
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 2, 2026 · issue area: Small Business
$54,000
Spent on own lobbying
Main Street Parity Act (H.R. 5763) 504 Program Risk Oversight Act (H.R. 5788) Made in America Manufacturing Finance Act (S. 1555/H.R. 3174) SBA 504 Loan Program (Small Business Investment Act o…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF DEVELOPMENT COMPANIES · lobbying firm or registrant: NATIONAL ASSOCIATION OF DEVELOPMENT COMPANIES
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 14, 2026 · issue area: Small Business
$51,000
Spent on own lobbying
Main Street Parity Act (H.R. 5763) 504 Program Risk Oversight Act (H.R. 5788) Made in America Manufacturing Finance Act (S. 1555/H.R. 3174) SBA 504 Loan Program (Small Business Investment Act o…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
SMALL BUSINESS & ENTREPRENEURSHIP COUNCIL (SBE COUNCIL) · lobbying firm or registrant: SMALL BUSINESS & ENTREPRENEURSHIP COUNCIL (SBE COUNCIL)
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 19, 2026 · issue area: Small Business
$35,000
Spent on own lobbying
…Housed-passed bill. Small Entrepreneurs Empowerment and Development Act (SEED Act), H.R. 4171: Support U.S. House passage of the bill. Main Street Parity Act, H.R. 5763: Supported U.S. House passage of the bill. Tax Policy Indexing Capital Gains Tax Liability to Inflation: Support legislative or administrative action to make t…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF DEVELOPMENT COMPANIES · lobbying firm or registrant: NATIONAL ASSOCIATION OF DEVELOPMENT COMPANIES
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 17, 2026 · issue area: Small Business
$51,000
Spent on own lobbying
Main Street Parity Act (H.R. 5763) 504 Program Risk Oversight Act (H.R. 5788) Made in America Manufacturing Finance Act (S. 1555/H.R. 3174) SBA 504 Loan Program (Small Business Investment Act o…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF DEVELOPMENT COMPANIES · lobbying firm or registrant: NATIONAL ASSOCIATION OF DEVELOPMENT COMPANIES
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 21, 2026 · issue area: Small Business
$38,000
Spent on own lobbying
Main Street Parity Act (H.R. 5763) 504 Program Risk Oversight Act (H.R. 5788) Made in America Manufacturing Finance Act (S. 1555/H.R. 3174) SBA 504 Loan Program (Small Business Investment Act o…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing