119th Congress · introduced in the House · May 1, 2025
Made in America Manufacturing Finance Act
Official title from Congress.gov
Latest action (May 13, 2026): Committee on Small Business and Entrepreneurship. Hearings held.
View on Congress.govPolicy area: Commerce
Congressional Research Service summary, version: Reported to House (Aug 15, 2025)
Made in America Manufacturing Finance Act
This bill increases the maximum loan amounts available to small manufacturers under the Small Business Administration's 7(a) and 504 loan programs.
In particular, the bill generally doubles the maximum loan amount for small manufacturers under the 7(a) program and the bill increases the maximum loan amount for small manufacturers under the 504 program from $5.5 million to $10 million.
Generally, 7(a) loans provide short- and long-term working capital which can be used for expenses such as operational needs. 504 loans provide financing for major fixed assets such as new facilities.
Includes amendment, cloture, and procedural votes. Each is labeled with its exact question; only a passage question is a vote to pass the bill.
No recorded roll calls on this bill in coverage.
Committee on Small Business and Entrepreneurship. Hearings held.
Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 283.
Senate vitiated previous action of 12/02/2025 by Unanimous Consent.
Received in the Senate and Read twice and referred to the Committee on Finance.
Motion to reconsider laid on the table Agreed to without objection.
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4912)
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4912)
DEBATE - The House proceeded with forty minutes of debate on H.R. 3174.
Considered under suspension of the rules. (consideration: CR H4912-4913)
Mr. Williams (TX) moved to suspend the rules and pass the bill, as amended.
Placed on the Union Calendar, Calendar No. 182.
Reported (Amended) by the Committee on Small Business. H. Rept. 119-224.
Reported (Amended) by the Committee on Small Business. H. Rept. 119-224.
Ordered to be Reported (Amended) by Voice Vote.
Committee Consideration and Mark-up Session Held
Referred to the House Committee on Small Business.
Introduced in House
Government lending and loan guarantees · Manufacturing · Small business
LD-2 reports whose issue descriptions explicitly cite this bill (bill type and number validated against Congress.gov records). A citation does not establish the client's position or any contact with a member.
Loading lobbying reportsIntroduced in House
Actions from Congress.gov, newest first.
Coverage: reports for 2025 onward, posted Jan 1, 2025 through Oct 24, 2026.
46 citations; showing the 25 most recently posted.
HARVEST COMMERCIAL HOLDINGS · lobbying firm or registrant: ATRIO CONSULTING GROUP, LLC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Small Business
$30,000
Paid to lobbying firm
Issues related to the Small Business Administration's (SBA) 504 Loan Program, including Certified Development Companies (CDCs) (S. 1555/H.R. 3174, Made in America Manufacturing Finance Act).
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
PATHWARD, N.A. · lobbying firm or registrant: PATHWARD, N.A.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Banking
$160,000
Spent on own lobbying
…on Act (draft legislation). Earned Wage Access (EWA) products. Durbin Amendment threshold. Cryptocurrency market structure. S. 3849, Community Bank Relief Act. H.R. 3174/S. 1555, Made in America Manufacturing Finance Act of 2025. H.R. 1631/S. 3798, Safe Access to Cash Act. Community Reinvestment Act regulations/CRA modernizatio…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
HARVEST SMALL BUSINESS FINANCE, LLC · lobbying firm or registrant: ATRIO CONSULTING GROUP, LLC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Small Business
$30,000
Paid to lobbying firm
Issues related to the Small Business Administration's (SBA) 7(a) Loan Program (H.R. 2987, CEASE Act of 2025; S. 1555/H.R.3174, Made in America Manufacturing Finance Act).
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF GOVERNMENT GUARANTEED LENDERS INC · lobbying firm or registrant: NATIONAL ASSOCIATION OF GOVERNMENT GUARANTEED LENDERS, INC.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 14, 2026 · issue area: Budget/Appropriations
$180,000
Spent on own lobbying
…appropriations, authorization level, including regulatory and other Agency policy changes; H.R. 2987, Capping Excessive Awarding of SBLC Entrants (CEASE) Act; H.R. 3174, Made in America Manufacturing Finance Act; S. 1555, Made in America Manufacturing Finance Act of 2025; S. 901, Loans In Our Neighborhoods (LIONs) Act of 2025;…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF GOVERNMENT GUARANTEED LENDERS INC · lobbying firm or registrant: NATIONAL ASSOCIATION OF GOVERNMENT GUARANTEED LENDERS, INC.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 14, 2026 · issue area: Small Business
$180,000
Spent on own lobbying
…appropriations, authorization level, including regulatory and other Agency policy changes; H.R. 2987, Capping Excessive Awarding of SBLC Entrants (CEASE) Act; H.R. 3174, Made in America Manufacturing Finance Act; S. 1555, Made in America Manufacturing Finance Act of 2025; S. 901, Loans In Our Neighborhoods (LIONs) Act of 2025;…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF GOVERNMENT GUARANTEED LENDERS INC · lobbying firm or registrant: NATIONAL ASSOCIATION OF GOVERNMENT GUARANTEED LENDERS, INC.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 14, 2026 · issue area: Banking
$180,000
Spent on own lobbying
…appropriations, authorization level, including regulatory and other Agency policy changes; H.R. 2987, Capping Excessive Awarding of SBLC Entrants (CEASE) Act; H.R. 3174, Made in America Manufacturing Finance Act; S. 1555, Made in America Manufacturing Finance Act of 2025; S. 901, Loans In Our Neighborhoods (LIONs) Act of 2025;…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
LIVE OAK BANK · lobbying firm or registrant: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 14, 2026 · issue area: Small Business
$190,000
Spent on own lobbying
- S. 1555 and H.R. 3174, Made in America Manufacturing Finance Act of 2025 - Issues related to SBAs Standard Operating Procedures SOP technical changes - Issues related to USDA/SBA Me…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF DEVELOPMENT COMPANIES · lobbying firm or registrant: NATIONAL ASSOCIATION OF DEVELOPMENT COMPANIES
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 2, 2026 · issue area: Small Business
$54,000
Spent on own lobbying
Main Street Parity Act (H.R. 5763) 504 Program Risk Oversight Act (H.R. 5788) Made in America Manufacturing Finance Act (S. 1555/H.R. 3174) SBA 504 Loan Program (Small Business Investment Act of 1958) 504 Modernization and Small Manufacturer Enhancement Act of 2025 (S. 2662) 504 Modernization and…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
HARVEST SMALL BUSINESS FINANCE, LLC · lobbying firm or registrant: ATRIO CONSULTING GROUP, LLC
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Small Business
$30,000
Paid to lobbying firm
…o the Small Business Administration's (SBA) 7(a) and 504 Loan Programs, including Certified Development Companies (CDCs) (H.R. 2987, CEASE Act of 2025; S. 1555/H.R.3174, Made in America Manufacturing Finance Act).
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
PATHWARD, N.A. · lobbying firm or registrant: PATHWARD, N.A.
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Banking
$160,000
Spent on own lobbying
…on Act (draft legislation). Earned Wage Access (EWA) products. Durbin Amendment threshold. Cryptocurrency market structure. S. 3849, Community Bank Relief Act. H.R. 3174/S. 1555, Made in America Manufacturing Finance Act of 2025.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF DEVELOPMENT COMPANIES · lobbying firm or registrant: NATIONAL ASSOCIATION OF DEVELOPMENT COMPANIES
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 14, 2026 · issue area: Small Business
$51,000
Spent on own lobbying
Main Street Parity Act (H.R. 5763) 504 Program Risk Oversight Act (H.R. 5788) Made in America Manufacturing Finance Act (S. 1555/H.R. 3174) SBA 504 Loan Program (Small Business Investment Act of 1958) 504 Modernization and Small Manufacturer Enhancement Act of 2025 (S. 2662) 504 Credit Risk Manage…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF GOVERNMENT GUARANTEED LENDERS INC · lobbying firm or registrant: NATIONAL ASSOCIATION OF GOVERNMENT GUARANTEED LENDERS, INC.
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 10, 2026 · issue area: Budget/Appropriations
$180,000
Spent on own lobbying
…appropriations, authorization level, including regulatory and other Agency policy changes; H.R. 2987, Capping Excessive Awarding of SBLC Entrants (CEASE) Act; H.R. 3174, Made in America Manufacturing Finance Act; S. 1555, Made in America Manufacturing Finance Act of 2025; H.R. 1893, Loans In Our Neighborhoods (LIONs) Act of 20…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF GOVERNMENT GUARANTEED LENDERS INC · lobbying firm or registrant: NATIONAL ASSOCIATION OF GOVERNMENT GUARANTEED LENDERS, INC.
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 10, 2026 · issue area: Small Business
$180,000
Spent on own lobbying
…appropriations, authorization level, including regulatory and other Agency policy changes; H.R. 2987, Capping Excessive Awarding of SBLC Entrants (CEASE) Act; H.R. 3174, Made in America Manufacturing Finance Act; S. 1555, Made in America Manufacturing Finance Act of 2025; H.R. 1893, Loans In Our Neighborhoods (LIONs) Act of 20…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF GOVERNMENT GUARANTEED LENDERS INC · lobbying firm or registrant: NATIONAL ASSOCIATION OF GOVERNMENT GUARANTEED LENDERS, INC.
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 10, 2026 · issue area: Banking
$180,000
Spent on own lobbying
…appropriations, authorization level, including regulatory and other Agency policy changes; H.R. 2987, Capping Excessive Awarding of SBLC Entrants (CEASE) Act; H.R. 3174, Made in America Manufacturing Finance Act; S. 1555, Made in America Manufacturing Finance Act of 2025; H.R. 1893, Loans In Our Neighborhoods (LIONs) Act of 20…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
LIVE OAK BANK · lobbying firm or registrant: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 8, 2026 · issue area: Small Business
$180,000
Spent on own lobbying
- S. 1555 and H.R. 3174, Made in America Manufacturing Finance Act of 2025 - Issues related to SBAs potential Standard Operating Procedures SOP I changes - Issues related to USDA/SBA…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
JOB CREATORS NETWORK · lobbying firm or registrant: HARNED STRATEGIES LLC
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jun 28, 2026 · issue area: Budget/Appropriations
$5,250
Paid to lobbying firm
…ich would extend federal spending caps through fiscal year 2029. Support H.R. 4, the Rescissions Act of 2025, which would help cut government spending. Support H.R. 3174, the Made in America Manufacturing Finance Act, which would expand access to credit for American manufacturers under the Small Business Administrations 7(a) an…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
HARVEST SMALL BUSINESS FINANCE, LLC · lobbying firm or registrant: ATRIO CONSULTING GROUP, LLC
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 21, 2026 · issue area: Small Business
$40,000
Paid to lobbying firm
…ated to the Small Business Administration's (SBA) 7(a) and 504 Loan Programs, including Certified Development Companies (CDCs). (H.R.2987 - CEASE Act of 2025) (H.R.3174 - Made in America Manufacturing Finance Act & S.1555 - Made in America Manufacturing Finance Act of 2025)
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
HUNTINGTON BANCSHARES INCORPORATED · lobbying firm or registrant: HUNTINGTON BANCSHARES INCORPORATED
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 21, 2026 · issue area: Banking
$150,000
Spent on own lobbying
…opriations, Agriculture, Legislative Branch, Military Construction and Veterans Affairs, and Extensions Act, 2026, impact of shutdown on business and consumers H.R.3174, Made in America Manufacturing Finance Act H.R. 6553, the Tailoring and Indexing Enhanced Regulations (TIER) Act H.R. 6644, the Housing for the 21st Century Ac…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
JPMORGAN CHASE HOLDINGS LLC · lobbying firm or registrant: JPMORGAN CHASE HOLDINGS LLC
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Small Business
$1,210,000
Spent on own lobbying
H.R. 3174, S. 1555 - Discussed small business lending and access to capital issues.
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
JOB CREATORS NETWORK · lobbying firm or registrant: HARNED STRATEGIES LLC
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · amended · posted Apr 18, 2026 · issue area: Budget/Appropriations
$5,250
Paid to lobbying firm
…ich would extend federal spending caps through fiscal year 2029. Support H.R. 4, the Rescissions Act of 2025, which would help cut government spending. Support H.R. 3174, the Made in America Manufacturing Finance Act, which would expand access to credit for American manufacturers under the Small Business Administrations 7(a) an…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF DEVELOPMENT COMPANIES · lobbying firm or registrant: NATIONAL ASSOCIATION OF DEVELOPMENT COMPANIES
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 17, 2026 · issue area: Small Business
$51,000
Spent on own lobbying
Main Street Parity Act (H.R. 5763) 504 Program Risk Oversight Act (H.R. 5788) Made in America Manufacturing Finance Act (S. 1555/H.R. 3174) SBA 504 Loan Program (Small Business Investment Act of 1958) 504 Modernization and Small Manufacturer Enhancement Act of 2025 (S. 2662) 504 Credit Risk Manage…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF GOVERNMENT GUARANTEED LENDERS INC · lobbying firm or registrant: NATIONAL ASSOCIATION OF GOVERNMENT GUARANTEED LENDERS, INC.
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 16, 2026 · issue area: Budget/Appropriations
$180,000
Spent on own lobbying
…check Protection Program - program policy, implementation, modification, second draw loans; H.R. 2987, Capping Excessive Awarding of SBLC Entrants (CEASE) Act; H.R. 3174, Made in America Manufacturing Finance Act; H.R. 5166, Financial Services and General Government Appropriations Act, 2026 - issues related to SBA and 7(a) prog…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF GOVERNMENT GUARANTEED LENDERS INC · lobbying firm or registrant: NATIONAL ASSOCIATION OF GOVERNMENT GUARANTEED LENDERS, INC.
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 16, 2026 · issue area: Small Business
$180,000
Spent on own lobbying
…check Protection Program - program policy, implementation, modification, second draw loans; H.R. 2987, Capping Excessive Awarding of SBLC Entrants (CEASE) Act; H.R. 3174, Made in America Manufacturing Finance Act; H.R. 5166, Financial Services and General Government Appropriations Act, 2026 - issues related to SBA and 7(a) prog…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF GOVERNMENT GUARANTEED LENDERS INC · lobbying firm or registrant: NATIONAL ASSOCIATION OF GOVERNMENT GUARANTEED LENDERS, INC.
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 16, 2026 · issue area: Banking
$180,000
Spent on own lobbying
…check Protection Program - program policy, implementation, modification, second draw loans; H.R. 2987, Capping Excessive Awarding of SBLC Entrants (CEASE) Act; H.R. 3174, Made in America Manufacturing Finance Act; H.R. 5166, Financial Services and General Government Appropriations Act, 2026 - issues related to SBA and 7(a) prog…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
LIVE OAK BANK · lobbying firm or registrant: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 9, 2026 · issue area: Small Business
$180,000
Spent on own lobbying
- S. 1555 and H.R. 3174, Made in America Manufacturing Finance Act of 2025 - Issues related to SBAs potential Standard Operating Procedures SOP technical changes - Issues related to U…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing