119th Congress · introduced in the House · Mar 11, 2025
WISH Act
Official title from Congress.gov
Latest action (Mar 11, 2025): Referred to the House Committee on Ways and Means.
View on Congress.govPolicy area: Social Welfare
Congressional Research Service summary, version: Introduced in House (Mar 11, 2025)
Well-Being Insurance for Seniors to be at Home Act or the WISH Act
This bill establishes a federal long-term care insurance benefit and provides specified funds for the program.
To be eligible, an individual must have reached retirement age (currently between 65 and 67, depending on the individual’s year of birth) and have had a continual serious functional disability for between one and five years, depending on the individual’s income.
Under the bill, an individual has a continual serious functional disability if a licensed health care practitioner has certified that the individual
• has been unable to perform at least two activities of daily living (including eating, bathing, dressing, and using the bathroom) without substantial assistance for at least 90 days, or has a similar level of disability; or
• requires substantial supervision to protect them from threats to health and safety due to severe cognitive impairment.
The individual must also be expected to remain disabled for at least one year.
The bill also establishes a Federal Long-Term Care Insurance Trust Fund and provides specified funds for the initial establishment of the benefit program, benefit payments during FY2026-FY2028, and public education related to the program.
Finally, the Government Accountability Office must periodically report to Congress on consumer understanding of long-term insurance offerings, the likelihood of manipulation of eligibility criteria by beneficiaries, and the likelihood of financial exploitation or mistreatment by others on whom a beneficiary is dependent.
Show less of the summaryIncludes amendment, cloture, and procedural votes. Each is labeled with its exact question; only a passage question is a vote to pass the bill.
No recorded roll calls on this bill in coverage.
Referred to the House Committee on Ways and Means.
Introduced in House
Introduced in House
Actions from Congress.gov, newest first.
LD-2 reports whose issue descriptions explicitly cite this bill (bill type and number validated against Congress.gov records). A citation does not establish the client's position or any contact with a member.
Loading lobbying reportsCoverage: reports for 2025 onward, posted Jan 1, 2025 through Oct 24, 2026.
50 citations; showing the 25 most recently posted.
AMERICA'S HEALTH INSURANCE PLANS INC (AHIP) · lobbying firm or registrant: AMERICA'S HEALTH INSURANCE PLANS, INC. (AHIP)
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$3,010,000
Spent on own lobbying
…- New Health Options Act - Rep. Palmer, Gary - ACA reinsurance H.R. 2079 - Insurance Fraud Accountability Act - Rep. Ross, Deborah - fraudulent ACA enrollments H.R. 2082 - WISH Act - Rep. Suozzi, Thomas - Long-term care insurance benefits H.R. 2199 - Restore Protections for Dialysis Patients Act - Rep. Kelly, Mike - ESRD covera…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NEW YORK LIFE INSURANCE COMPANY · lobbying firm or registrant: NEW YORK LIFE INSURANCE COMPANY
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Taxation/Internal Revenue Code
$440,000
Spent on own lobbying
Issues related to the tax treatment of life insurance products and companies. H.R. 2082, Well-Being Insurance for Seniors to be at Home Act, all provisions. H.R. 6324 and S. 5156, Retirement Simplification and Clarity Act, all provisions.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ALLIANCE ON MENTAL ILLNESS · lobbying firm or registrant: NATIONAL ALLIANCE ON MENTAL ILLNESS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$10,000
Spent on own lobbying
…in states with no Medicaid expansion funds. H.R. 957: Parity Enforcement Act of 2025 create civil penalties for violating mental health parity requirements. -- H.R. 2082: WISH Act provides long-term care insurance benefits for seniors. H.R. 3758: Workers Disability Benefits Parity Act of 2025 mandates equal treatment of mental,…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
GENWORTH NORTH AMERICA CORPORATION · lobbying firm or registrant: CORNERSTONE GOVERNMENT AFFAIRS, INC.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 19, 2026 · issue area: Taxation/Internal Revenue Code
$50,000
Paid to lobbying firm
Advised and monitored H.R. 2082 - the Well Being Insurance for Seniors to be at Home (WISH) Act.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
GENWORTH NORTH AMERICA CORPORATION · lobbying firm or registrant: CORNERSTONE GOVERNMENT AFFAIRS, INC.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 19, 2026 · issue area: Insurance
$50,000
Paid to lobbying firm
Advised on long-term care insurance issues; Advised and monitored H.R. 2082 - the Well Being Insurance for Seniors to be at Home (WISH) Act.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
PACIFIC LIFE INSURANCE COMPANY · lobbying firm or registrant: PACIFIC LIFE INSURANCE COMPANY
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 21, 2026 · issue area: Retirement
$480,000
Spent on own lobbying
…vest in Collective Investment Trust or Separate Accounts Insurance Products to establish investment parity with other defined contribution plans, like 401(k)s. H.R. 2082-WISH Act-- provide for long-term care insurance benefits H.R.2089 Generating Retirement Ownership through Long-Term Holding (GROWTH): The legislation provides…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ALLIANCE ON MENTAL ILLNESS · lobbying firm or registrant: NATIONAL ALLIANCE ON MENTAL ILLNESS
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Insurance
$20,000
Spent on own lobbying
…in states with no Medicaid expansion funds. H.R. 957: Parity Enforcement Act of 2025 create civil penalties for violating mental health parity requirements. -- H.R. 2082: WISH Act provides long-term care insurance benefits for seniors. H.R. 3758: Workers Disability Benefits Parity Act of 2025 mandates equal treatment of mental,…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NEW YORK LIFE INSURANCE COMPANY · lobbying firm or registrant: NEW YORK LIFE INSURANCE COMPANY
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Taxation/Internal Revenue Code
$620,000
Spent on own lobbying
Issues related to the tax treatment of life insurance products and companies. H.R. 2082, Well-Being Insurance for Seniors to be at Home Act, all provisions. H.R. 6324, Retirement Simplification and Clarity Act, all provisions.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
ALLIANCE FOR RETIRED AMERICANS · lobbying firm or registrant: ALLIANCE FOR RETIRED AMERICANS
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 17, 2026 · issue area: Health Issues
$85,000
Spent on own lobbying
…Revenue Code of 1986 to extend the temporary enhanced premium credits, entire bill 11. H.R. 5145, Bipartisan Premium Tax Credit Extension Act, entire bill 12. H.R. 2082, Well-Being Insurance for Seniors to be at Home Act, entire bill 13. S. 3829, Corporate Crimes Against Health Care Act, entire bill
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
GENWORTH NORTH AMERICA CORPORATION · lobbying firm or registrant: CORNERSTONE GOVERNMENT AFFAIRS, INC.
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 13, 2026 · issue area: Insurance
$50,000
Paid to lobbying firm
Advised on long-term care insurance issues; Advised and monitored H.R. 2082 - the Well Being Insurance for Seniors to be at Home (WISH) Act.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
GENWORTH NORTH AMERICA CORPORATION · lobbying firm or registrant: CORNERSTONE GOVERNMENT AFFAIRS, INC.
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 13, 2026 · issue area: Taxation/Internal Revenue Code
$50,000
Paid to lobbying firm
Advised and monitored H.R. 2082 - the Well Being Insurance for Seniors to be at Home (WISH) Act.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
JEWISH FEDERATIONS OF NORTH AMERICA · lobbying firm or registrant: THE JEWISH FEDERATIONS OF NORTH AMERICA
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 22, 2026 · issue area: Health Issues
$190,733
Spent on own lobbying
H.R.2082 : WISH Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
JEWISH FEDERATIONS OF NORTH AMERICA · lobbying firm or registrant: THE JEWISH FEDERATIONS OF NORTH AMERICA
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 22, 2026 · issue area: Taxation/Internal Revenue Code
$190,733
Spent on own lobbying
H.R 2891: IRA Charitable Rollover Facilitation and Enhancement Act of 2025 H.R.2082 : WISH Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
PACIFIC LIFE INSURANCE COMPANY · lobbying firm or registrant: PACIFIC LIFE INSURANCE COMPANY
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Retirement
$420,000
Spent on own lobbying
…vest in Collective Investment Trust or Separate Accounts Insurance Products to establish investment parity with other defined contribution plans, like 401(k)s. H.R. 2082-WISH Act-- provide for long-term care insurance benefits H.R.2089 Generating Retirement Ownership through Long-Term Holding (GROWTH): The legislation provides…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN SENIORS HOUSING ASSOCIATION · lobbying firm or registrant: AMERICAN SENIORS HOUSING ASSOCIATION
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Taxation/Internal Revenue Code
$75,000
Spent on own lobbying
- H.R. 1177 - Improve and Enhance the Work Opportunity Tax Credit Act - H.R. 2036 / S. 925 - Credit for Caring Act - H.R. 2082 - Well-Being Insurance for Seniors to be at Home (WISH) Act - H.R. 1321 / S. 3332 - More Homes on the Market Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
ARC OF THE UNITED STATES · lobbying firm or registrant: THE ARC OF THE UNITED STATES
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Medicare/Medicaid
$40,000
Spent on own lobbying
PL 119-21 -the budget reconciliation laws changes to Medicaid; HCBS Access Act, a bill to increase access to Medicaid home and community-based services; HR 2082 Well-Being Insurance for Seniors to be at Home Act; Home Care Worker Protection Act; LTC Workforce Support Act - a bill to increase funding for HCBS and to pro…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NEW YORK LIFE INSURANCE COMPANY · lobbying firm or registrant: NEW YORK LIFE INSURANCE COMPANY
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Taxation/Internal Revenue Code
$1,100,000
Spent on own lobbying
Issues related to the tax treatment of life insurance products and companies. H.R. 2082, Well-Being Insurance for Seniors to be at Home Act, all provisions. H.R. 6324, Retirement Simplification and Clarity Act, all provisions.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
ALLIANCE FOR RETIRED AMERICANS · lobbying firm or registrant: ALLIANCE FOR RETIRED AMERICANS
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 18, 2026 · issue area: Health Issues
$95,000
Spent on own lobbying
…Revenue Code of 1986 to extend the temporary enhanced premium credits, entire bill 11. H.R. 5145, Bipartisan Premium Tax Credit Extension Act, entire bill 12. H.R. 2082, Well-Being Insurance for Seniors to be at Home Act, entire bill 13. S. 3829, Corporate Crimes Against Health Care Act, entire bill
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ALLIANCE ON MENTAL ILLNESS · lobbying firm or registrant: NATIONAL ALLIANCE ON MENTAL ILLNESS
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 16, 2026 · issue area: Insurance
$10,000
Spent on own lobbying
…in states with no Medicaid expansion funds. H.R. 957: Parity Enforcement Act of 2025 create civil penalties for violating mental health parity requirements. -- H.R. 2082: WISH Act provides long-term care insurance benefits for seniors. H.R. 3758: Workers Disability Benefits Parity Act of 2025 mandates equal treatment of mental,…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
GENWORTH NORTH AMERICA CORPORATION · lobbying firm or registrant: CORNERSTONE GOVERNMENT AFFAIRS, INC.
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 15, 2026 · issue area: Taxation/Internal Revenue Code
$50,000
Paid to lobbying firm
Advised and monitored H.R. 2082 - the Well Being Insurance for Seniors to be at Home (WISH) Act.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
GENWORTH NORTH AMERICA CORPORATION · lobbying firm or registrant: CORNERSTONE GOVERNMENT AFFAIRS, INC.
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 15, 2026 · issue area: Insurance
$50,000
Paid to lobbying firm
Advised on long-term care insurance issues; Advised and monitored H.R. 2082 - the Well Being Insurance for Seniors to be at Home (WISH) Act.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
PACIFIC LIFE INSURANCE COMPANY · lobbying firm or registrant: PACIFIC LIFE INSURANCE COMPANY
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 20, 2026 · issue area: Retirement
$290,000
Spent on own lobbying
…nsfer bulletin, 95-1. Issue: Technical corrections on catch up contributions under SECURE 2.0 Issue: SEC market conduct rulemakings Issue: Fiduciary rulemaking H.R. 2082-WISH Act-- provide for long-term care insurance benefits H.R.2869 EBSA Investigations Transparency Act: This legislation requires the Department of Labors Empl…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN SENIORS HOUSING ASSOCIATION · lobbying firm or registrant: AMERICAN SENIORS HOUSING ASSOCIATION
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 20, 2026 · issue area: Taxation/Internal Revenue Code
$75,000
Spent on own lobbying
…Revitalizing Downtowns and Main Streets Act - Incentivize Adaptive Reuse of Underutilized Commercial Properties - H.R. 2036 / S. 925 - Credit for Caring Act - H.R. 2082 - Well-Being Insurance for Seniors to be at Home (WISH) Act - H.R. 1321 / S. 3332 - More Homes on the Market Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ALLIANCE ON MENTAL ILLNESS · lobbying firm or registrant: NATIONAL ALLIANCE ON MENTAL ILLNESS
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 20, 2026 · issue area: Insurance
$10,000
Spent on own lobbying
…in states with no Medicaid expansion funds. H.R. 957: Parity Enforcement Act of 2025 create civil penalties for violating mental health parity requirements. -- H.R. 2082: WISH Act provides long-term care insurance benefits for seniors. H.R. 3758: Workers Disability Benefits Parity Act of 2025 mandates equal treatment of mental,…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NEW YORK LIFE INSURANCE COMPANY · lobbying firm or registrant: NEW YORK LIFE INSURANCE COMPANY
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 20, 2026 · issue area: Taxation/Internal Revenue Code
$490,000
Spent on own lobbying
Issues related to the tax treatment of life insurance products and companies. H.R. 2082, Well-Being Insurance for Seniors to be at Home Act, all provisions. H.R. 6324, Retirement Simplification and Clarity Act, all provisions.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing