119th Congress · introduced in the House · Feb 26, 2025
Safe Access to Cash Act of 2025
Official title from Congress.gov
Latest action (Feb 26, 2025): Referred to the House Committee on the Judiciary.
View on Congress.govPolicy area: Crime and Law Enforcement
Congressional Research Service summary, version: Introduced in House (Feb 26, 2025)
Safe Access to Cash Act of 2025
This bill specifies that robbery offenses involving ATMs and related cash constitute crimes under the federal bank robbery statute.
Currently, the federal bank robbery statute makes it a federal crime to take or attempt to take, by force and violence or by intimidation, money or other property belonging to or in the care, custody, control, management, or possession of any bank, credit union, or savings and loan association.
However, federal circuit courts have split on whether forcing someone to withdraw money from an ATM constitutes an offense under the federal bank robbery statute. The Fifth Circuit Court of Appeals has held that directly forcing a bank customer to withdraw money from an ATM does not constitute a federal bank robbery because the funds were in the possession of the customer, not the bank. In contrast, the Tenth and Seventh Circuits have held that directly forcing a bank customer to withdraw money from an ATM constitutes a federal bank robbery because the funds belonged to the bank when the withdrawal occurred.
This bill specifies that for purposes of the federal bank robbery statute, an ATM and any cash in transit to, being loaded into, or being unloaded from an ATM is in the care, custody, control, management, or possession of, any bank, credit union, or any savings and loan association, regardless of whether the ATM is located on the physical premises of such an institution or owned or operated by such an institution.
Includes amendment, cloture, and procedural votes. Each is labeled with its exact question; only a passage question is a vote to pass the bill.
No recorded roll calls on this bill in coverage.
Referred to the House Committee on the Judiciary.
Introduced in House
Introduced in House
Actions from Congress.gov, newest first.
Banking and financial institutions regulation · Crimes against property
LD-2 reports whose issue descriptions explicitly cite this bill (bill type and number validated against Congress.gov records). A citation does not establish the client's position or any contact with a member.
Loading lobbying reportsCoverage: reports for 2025 onward, posted Jan 1, 2025 through Oct 24, 2026.
36 citations; showing the 25 most recently posted.
PATHWARD, N.A. · lobbying firm or registrant: PATHWARD, N.A.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Banking
$160,000
Spent on own lobbying
…Amendment threshold. Cryptocurrency market structure. S. 3849, Community Bank Relief Act. H.R. 3174/S. 1555, Made in America Manufacturing Finance Act of 2025. H.R. 1631/S. 3798, Safe Access to Cash Act. Community Reinvestment Act regulations/CRA modernization. Third-Party Risk Management. Confidential Supervisory Information d…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN BANKERS ASSOCIATION · lobbying firm or registrant: AMERICAN BANKERS ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Law Enforcement/Crime/Criminal Justice
$3,100,000
Spent on own lobbying
Anti-Money Laundering/ BSA Implementation of the Anti-Money Laundering Act of 2020 and the Corporate Transparency Act De-risking SEC Cyber Disclosures H.R.1631, Safe Access to Cash Act of 2025 S.3798, the Safe Access to Cash Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NCR ATLEOS · lobbying firm or registrant: TROUTMAN STRATEGIES
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Financial Institutions/Investments/Securities
$20,000
Paid to lobbying firm
Issues related to self-service banking technology including H.R. 1631, Safe Access to Cash Act of 2025; H.R. 1138, Payment Choice Act of 2025, the Clarity Act involving issues related to digital asset kiosks; and S. 3798 - Safe A…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ARMORED CAR ASSOCIATION · lobbying firm or registrant: ULMAN PUBLIC POLICY & FEDERAL RELATIONS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 19, 2026 · issue area: Law Enforcement/Crime/Criminal Justice
Amount not reported
Support for H.R. 1631, the Safe Access to Cash Act of 2025 Support for S. 3798, the Safe Access to Cash Act of 2026
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. View filing
NCR ATLEOS · lobbying firm or registrant: CASSIDY & ASSOCIATES, INC.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 19, 2026 · issue area: Law Enforcement/Crime/Criminal Justice
$30,000
Paid to lobbying firm
H.R. 1631/S. 3798 - The Safe Access to Cash Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NCR ATLEOS · lobbying firm or registrant: NCR ATLEOS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 6, 2026 · issue area: Law Enforcement/Crime/Criminal Justice
$80,000
Spent on own lobbying
Addressing safer access to ATMs not located at or within a bank branch. H.R. 1631, The Safe Access to Cash Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN BANKERS ASSOCIATION · lobbying firm or registrant: AMERICAN BANKERS ASSOCIATION
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Law Enforcement/Crime/Criminal Justice
$3,510,000
Spent on own lobbying
Anti-Money Laundering/ BSA Implementation of the Anti-Money Laundering Act of 2020 and the Corporate Transparency Act De-risking SEC Cyber Disclosures H.R.1631, Safe Access to Cash Act of 2025 S.3798, the Safe Access to Cash Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NCR ATLEOS · lobbying firm or registrant: TROUTMAN STRATEGIES
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Financial Institutions/Investments/Securities
$20,000
Paid to lobbying firm
Issues related to self-service banking technology including H.R. 1631, Safe Access to Cash Act of 2025; H.R. 1138, Payment Choice Act of 2025, the Clarity Act involving issues related to digital asset kiosks; and S. 3798 - Safe A…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ARMORED CAR ASSOCIATION · lobbying firm or registrant: ULMAN PUBLIC POLICY & FEDERAL RELATIONS
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Law Enforcement/Crime/Criminal Justice
Amount not reported
Support for H.R. 1631, the Safe Access to Cash Act of 2025 Support for S. 3798, the Safe Access to Cash Act of 2026
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. View filing
NCR ATLEOS · lobbying firm or registrant: CASSIDY & ASSOCIATES, INC.
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 15, 2026 · issue area: Law Enforcement/Crime/Criminal Justice
$30,000
Paid to lobbying firm
H.R. 1631/S. 3798 - The Safe Access to Cash Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NCR ATLEOS · lobbying firm or registrant: NCR ATLEOS
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 13, 2026 · issue area: Law Enforcement/Crime/Criminal Justice
$110,000
Spent on own lobbying
Addressing safer access to ATMs not located at or within a bank branch. H.R. 1631, The Safe Access to Cash Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN BANKERS ASSOCIATION · lobbying firm or registrant: AMERICAN BANKERS ASSOCIATION
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Law Enforcement/Crime/Criminal Justice
$3,140,000
Spent on own lobbying
Anti-Money Laundering/ BSA Implementation of the Anti-Money Laundering Act of 2020 and the Corporate Transparency Act De-risking SEC Cyber Disclosures H.R.1631, Safe Access to Cash Act of 2025 S.3798, the Safe Access to Cash Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NCR ATLEOS · lobbying firm or registrant: TROUTMAN STRATEGIES
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Financial Institutions/Investments/Securities
$20,000
Paid to lobbying firm
Issues related to self-service banking technology including H.R. 1631, Safe Access to Cash Act of 2025; H.R. 1138, Payment Choice Act of 2025, the Clarity Act involving issues related to digital asset kiosks; and S. 3798 - Safe A…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ARMORED CAR ASSOCIATION · lobbying firm or registrant: ULMAN PUBLIC POLICY & FEDERAL RELATIONS
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Law Enforcement/Crime/Criminal Justice
Amount not reported
Support for H.R. 1631, the Safe Access to Cash Act of 2025
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. View filing
NCR ATLEOS · lobbying firm or registrant: CASSIDY & ASSOCIATES, INC.
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 15, 2026 · issue area: Law Enforcement/Crime/Criminal Justice
$30,000
Paid to lobbying firm
H.R. 1631/S. 3798 - The Safe Access to Cash Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NCR ATLEOS · lobbying firm or registrant: NCR ATLEOS
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 7, 2026 · issue area: Law Enforcement/Crime/Criminal Justice
$70,000
Spent on own lobbying
Addressing safer access to ATMs not located at or within a bank branch. H.R. 1631, The Safe Access to Cash Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN BANKERS ASSOCIATION · lobbying firm or registrant: AMERICAN BANKERS ASSOCIATION
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 20, 2026 · issue area: Banking
$1,700,000
Spent on own lobbying
…Act H.R.1602, Financial Privacy Act of 2025 Foreign Affiliate Sharing Pilot Program Extension Act Financial Innovation and Technology for the 21st Century Act H.R.1631, Safe Access to Cash Act of 2025 H.R.2885, Bank Loan Privacy Act H.R. 941, Small Lender Act Regulation II: Debit Card Interchange Fees and Routing Implementati…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ARMORED CAR ASSOCIATION · lobbying firm or registrant: ULMAN PUBLIC POLICY & FEDERAL RELATIONS
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 20, 2026 · issue area: Law Enforcement/Crime/Criminal Justice
Amount not reported
Support for H.R. 1631, the Safe Access to Cash Act of 2025
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. View filing
NCR ATLEOS · lobbying firm or registrant: NCR ATLEOS
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 19, 2026 · issue area: Law Enforcement/Crime/Criminal Justice
$90,000
Spent on own lobbying
Addressing safer access to ATMs not located at or within a bank branch. H.R. 1631, The Safe Access to Cash Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NCR ATLEOS · lobbying firm or registrant: CASSIDY & ASSOCIATES, INC.
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 19, 2026 · issue area: Law Enforcement/Crime/Criminal Justice
$30,000
Paid to lobbying firm
H.R.1631- The Safe Access to Cash Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NCR ATLEOS · lobbying firm or registrant: TROUTMAN STRATEGIES
2025 Q4 report (Oct 1, 2025 – Dec 31, 2025) · posted Jan 16, 2026 · issue area: Financial Institutions/Investments/Securities
$20,000
Paid to lobbying firm
Issues related to self-service banking technology including H.R. 1631, Safe Access to Cash Act of 2025; H.R. 1138, Payment Choice Act of 2025 and the Clarity Act involving issues related to digital asset kiosks.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN BANKERS ASSOCIATION · lobbying firm or registrant: AMERICAN BANKERS ASSOCIATION
2025 Q3 report (Jul 1, 2025 – Sep 30, 2025) · posted Oct 20, 2025 · issue area: Banking
$2,170,000
Spent on own lobbying
…Act H.R.1602, Financial Privacy Act of 2025 Foreign Affiliate Sharing Pilot Program Extension Act Financial Innovation and Technology for the 21st Century Act H.R.1631, Safe Access to Cash Act of 2025 H.R.2885, Bank Loan Privacy Act H.R. 941, Small Lender Act Regulation II: Debit Card Interchange Fees and Routing Implementati…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NCR ATLEOS · lobbying firm or registrant: TROUTMAN STRATEGIES
2025 Q3 report (Jul 1, 2025 – Sep 30, 2025) · posted Oct 17, 2025 · issue area: Financial Institutions/Investments/Securities
$20,000
Paid to lobbying firm
Issues related to self-service banking technology including H.R. 1631, Safe Access to Cash Act of 2025, and H.R. 1138, Payment Choice Act of 2025.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ARMORED CAR ASSOCIATION · lobbying firm or registrant: ULMAN PUBLIC POLICY & FEDERAL RELATIONS
2025 Q3 report (Jul 1, 2025 – Sep 30, 2025) · posted Oct 17, 2025 · issue area: Law Enforcement/Crime/Criminal Justice
Amount not reported
Support for H.R. 1631, the Safe Access to Cash Act of 2025
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. View filing
NCR ATLEOS · lobbying firm or registrant: CASSIDY & ASSOCIATES, INC.
2025 Q3 report (Jul 1, 2025 – Sep 30, 2025) · posted Oct 14, 2025 · issue area: Law Enforcement/Crime/Criminal Justice
$30,000
Paid to lobbying firm
H.R.1631- The Safe Access to Cash Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing