119th Congress · introduced in the House · Feb 11, 2025
Protecting Privacy in Purchases Act
Official title from Congress.gov
Latest action (Jul 15, 2026): Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
View on Congress.govPolicy area: Finance and Financial Sector
Congressional Research Service summary, version: Introduced in House (Feb 11, 2025)
Protecting Privacy in Purchases Act
This bill prohibits payment card networks from using merchant codes that distinguish firearms retailers from general-merchandise retailers or sporting-goods retailers.
The Department of Justice must enforce this bill and report annually on the resulting investigations and cases.
Includes amendment, cloture, and procedural votes. Each is labeled with its exact question; only a passage question is a vote to pass the bill.
House · Jul 14, 2026 · Roll call 240 · Passed
House · Jul 14, 2026 · Roll call 239 · Failed
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Motion to reconsider laid on the table Agreed to without objection.
On passage Passed by the Yeas and Nays: 221 - 201 (Roll no. 240). (text: CR H4441-4442) Roll call details
Passed/agreed to in House: On passage Passed by the Yeas and Nays: 221 - 201 (Roll no. 240). Roll call details
On motion to recommit Failed by the Yeas and Nays: 208 - 217 (Roll no. 239). Roll call details
Considered as unfinished business. (consideration: CR H4451-4452)
POSTPONED PROCEEDINGS - At the conclusion of debate on H.R. 1181 the Chair put the question on the motion to recommit and by voice vote, announced the noes had prevailed. Mr. Frost demanded the yeas and nays and the Chair postponed further proceedings until a time to be announced.
The previous question on the motion to recommit was ordered pursuant to clause 2(b) of rule XIX.
Mr. Frost moved to recommit to the Committee on Financial Services. (CR H4445)
The previous question was ordered pursuant to the rule.
DEBATE - The House proceeded with one hour of debate on H.R. 1181.
Rule provides for consideration of H.R. 139, H.R. 8595, H.R. 9237 and H.R. 1181. The resolution provides for consideration of H.R. 139, H.R. 9237, and H.R. 1181 under a closed rule, and H.R. 8595 under a structured rule with one hour of debate and one motion to reconsider on each bill.
Banking and financial institutions regulation · Consumer affairs · Firearms and explosives · Retail and wholesale trades · Right of privacy
LD-2 reports whose issue descriptions explicitly cite this bill (bill type and number validated against Congress.gov records). A citation does not establish the client's position or any contact with a member.
Loading lobbying reportsConsidered under the provisions of rule H. Res. 1423. (consideration: CR H4441-4445)
Rule H. Res. 1423 passed House.
Rules Committee Resolution H. Res. 1423 Reported to House. Rule provides for consideration of H.R. 139, H.R. 8595, H.R. 9237 and H.R. 1181. The resolution provides for consideration of H.R. 139, H.R. 9237, and H.R. 1181 under a closed rule, and H.R. 8595 under a structured rule with one hour of debate and one motion to reconsider on each bill.
Rules Committee Resolution H. Res. 1377 Reported to House. Rule provides for consideration of H.R. 1181, H.R. 9022, H.R. 8595 and H.R. 9237. The resolution provides for consideration of H.R. 1181 and H.R. 9237 under a closed rule and H.R. 9022 and H.R. 8595 under a structured rule. The resolution provides for one hour of general debate and one motion to recommit on each bill.
Placed on the Union Calendar, Calendar No. 447.
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-522.
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-522.
Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 23.
Committee Consideration and Mark-up Session Held
Committee Consideration and Mark-up Session Held
Referred to the House Committee on Financial Services.
Introduced in House
Introduced in House
Actions from Congress.gov, newest first.
Coverage: reports for 2025 onward, posted Jan 1, 2025 through Oct 23, 2026.
56 citations; showing the 25 most recently posted.
AMERICAN EXPRESS COMPANY · lobbying firm or registrant: AMERICAN EXPRESS COMPANY
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 21, 2026 · issue area: Banking
$460,000
Spent on own lobbying
…Issues related to prudential bank regulations including, the Basel III Endgame proposal Issues related to implementation of merchant category codes, including H.R. 1181, the Protecting Privacy in Purchases Act Issues generally related to merchant pricing, network routing requirements and contract regulation, including the prop…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
HUMAN RIGHTS CAMPAIGN · lobbying firm or registrant: HUMAN RIGHTS CAMPAIGN
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Foreign Relations
$203,894
Spent on own lobbying
…and other Federal laws, to improve benefits for veterans and the administration of the Department of Veterans Affairs; providing for consideration of the bill (H.R. 1181) to prohibit payment card networks and covered entities from requiring the use of or assigning merchant category codes that distinguish a firearms retailer fro…
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN BANKERS ASSOCIATION · lobbying firm or registrant: AMERICAN BANKERS ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Banking
$3,100,000
Spent on own lobbying
…ents/Basel Capital Proposal UDAAP Supervisory Policies and Adjudication Procedures Applying Community Reinvestment Act to credit unions Merchant Category Codes H.R. 1181, Protecting Privacy in Purchases Act H.R.1602, Financial Privacy Act of 2025 Foreign Affiliate Sharing Pilot Program Extension Act Financial Innovation and Tec…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
GIFFORDS · lobbying firm or registrant: GIFFORDS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Firearms/Guns/Ammunition
$50,000
Spent on own lobbying
…S.3458 Background Check Completion Act of 2025; H.R.3115 Assault Weapons Ban of 2025; S.3514 Less Than Lethal Act; H.R.7133 Merchant Codes Can Save Lives Act; H.R. 1181 Protecting Privacy in Purchases Act; H.R.7599 Federal Extreme Risk Protection Order Act of 2026; H.R. XX Gun Theft Prevention Act; S.5201 Lori Jackson-Nicolett…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
BRADY CAMPAIGN TO PREVENT GUN VIOLENCE · lobbying firm or registrant: BRADY CAMPAIGN TO PREVENT GUN VIOLENCE
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 19, 2026 · issue area: Firearms/Guns/Ammunition
$40,000
Spent on own lobbying
…nization Act; H.R. 2060/S. 966: Travelers Gun Rights Act; H.R. 4242: Innovate Less Lethal to De-Escalate Tax Modernization Act; H.R. 3770/S. 1992: FIREARM Act; H.R. 1181/S. 1715: Protecting Privacy in Purchases Act; limitations on the Dept. of Veterans Affairs' transmission of certain beneficiary information to the National Ins…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL SHOOTING SPORTS FOUNDATION · lobbying firm or registrant: NATIONAL SHOOTING SPORTS FOUNDATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 19, 2026 · issue area: Firearms/Guns/Ammunition
$2,520,000
Spent on own lobbying
…ccess for Hunters and Anglers Act (H.R.556 / S.537); Protecting Americans Right to Silence (PARTS) Act (H.R.631 / S.1039); Protecting Privacy in Purchases Act (H.R.1181 / S.1715); Protecting the Mailing of Firearms Act (H.R.3033); Raise the Age Act of 2025 (S.597 / H.R.2368); Resolution Recognizing SAAMIs 100-Year Anniversary…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION FOR GUN RIGHTS · lobbying firm or registrant: NATIONAL ASSOCIATION FOR GUN RIGHTS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 19, 2026 · issue area: Firearms/Guns/Ammunition
$169,582
Spent on own lobbying
…R. 496, H.R. 532, H.R. 543, H.R. 544, H.R. 556, H.R. 563, H.R. 607, H.R. 613, H.R. 624, H.R. 631, H.R. 645, H.R. 850, H.R. 943, H.R. 962, H.R. 1041, H.R. 1097, H.R. 1181, H.R. 1224, H.R. 1272, H.R. 1307, H.R. 1456, H.R. 1564, H.R. 1643, H.R. 1698, H.R. 1740, H.R. 2039, H.R. 2060, H.R. 2070, H.R. 2184, H.R. 2189, H.R. 2243, H.R.…
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL RIFLE ASSOCIATION OF AMERICA · lobbying firm or registrant: NATIONAL RIFLE ASSOCIATION OF AMERICA
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 19, 2026 · issue area: Financial Institutions/Investments/Securities
$520,000
Spent on own lobbying
S.401 H.R. 1181 H.R. 987
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
HERITAGE ACTION FOR AMERICA · lobbying firm or registrant: HERITAGE ACTION FOR AMERICA
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 16, 2026 · issue area: Firearms/Guns/Ammunition
$70,000
Spent on own lobbying
HR 1181 "Protecting Privacy in Purchases Act," all provisions.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL SHOOTING SPORTS FOUNDATION · lobbying firm or registrant: HOLLIER & ASSOCIATES
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 16, 2026 · issue area: Banking
$30,000
Paid to lobbying firm
S. 401 Fair Access to Banking Act S. 137, FIND Act HR 1181 Protecting Privacy in Purchase Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICANS FOR FINANCIAL REFORM · lobbying firm or registrant: AMERICANS FOR FINANCIAL REFORM
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 27, 2026 · issue area: Banking
$100,000
Spent on own lobbying
S. 4743 AI Bubble Transparency Act H.R. 1181 - Protecting Privacy in Purchases Act H.R. 941, the Small Lenders Exempt from New Data and Excessive Reporting (LENDER) Act S.J.Res. 110 A joint resolution pro…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION FOR GUN RIGHTS · lobbying firm or registrant: NATIONAL ASSOCIATION FOR GUN RIGHTS
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 22, 2026 · issue area: Firearms/Guns/Ammunition
$293,250
Spent on own lobbying
…R. 496, H.R. 532, H.R. 543, H.R. 544, H.R. 556, H.R. 563, H.R. 607, H.R. 613, H.R. 624, H.R. 631, H.R. 645, H.R. 850, H.R. 943, H.R. 962, H.R. 1041, H.R. 1097, H.R. 1181, H.R. 1224, H.R. 1272, H.R. 1307, H.R. 1456, H.R. 1564, H.R. 1643, H.R. 1698, H.R. 1740, H.R. 2039, H.R. 2060, H.R. 2070, H.R. 2184, H.R. 2189, H.R. 2243, H.R.…
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL SHOOTING SPORTS FOUNDATION · lobbying firm or registrant: HOLLIER & ASSOCIATES
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 21, 2026 · issue area: Banking
$30,000
Paid to lobbying firm
S. 401 Fair Access to Banking Act S. 137, FIND Act HR 1181 Protecting Privacy in Purchase Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN BANKERS ASSOCIATION · lobbying firm or registrant: AMERICAN BANKERS ASSOCIATION
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Banking
$3,510,000
Spent on own lobbying
…ents/Basel Capital Proposal UDAAP Supervisory Policies and Adjudication Procedures Applying Community Reinvestment Act to credit unions Merchant Category Codes H.R. 1181, Protecting Privacy in Purchases Act H.R.1602, Financial Privacy Act of 2025 Foreign Affiliate Sharing Pilot Program Extension Act Financial Innovation and Tec…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN EXPRESS COMPANY · lobbying firm or registrant: AMERICAN EXPRESS COMPANY
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 17, 2026 · issue area: Banking
$470,000
Spent on own lobbying
…Issues related to prudential bank regulations including, the Basel III Endgame proposal Issues related to implementation of merchant category codes, including H.R. 1181, the Protecting Privacy in Purchases Act Issues generally related to merchant pricing, network routing requirements and contract regulation, including the prop…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
BRADY CAMPAIGN TO PREVENT GUN VIOLENCE · lobbying firm or registrant: BRADY CAMPAIGN TO PREVENT GUN VIOLENCE
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 17, 2026 · issue area: Firearms/Guns/Ammunition
$40,000
Spent on own lobbying
…nization Act; H.R. 2060/S. 966: Travelers Gun Rights Act; H.R. 4242: Innovate Less Lethal to De-Escalate Tax Modernization Act; H.R. 3770/S. 1992: FIREARM Act; H.R. 1181/S. 1715: Protecting Privacy in Purchases Act; limitations on the Dept. of Veterans Affairs' transmission of certain beneficiary information to the National Ins…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL SHOOTING SPORTS FOUNDATION · lobbying firm or registrant: NATIONAL SHOOTING SPORTS FOUNDATION
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · amended · posted Jul 17, 2026 · issue area: Firearms/Guns/Ammunition
$1,990,000
Spent on own lobbying
…ccess for Hunters and Anglers Act (H.R.556 / S.537); Protecting Americans Right to Silence (PARTS) Act (H.R.631 / S.1039); Protecting Privacy in Purchases Act (H.R.1181 / S.1715); Resolution Recognizing SAAMIs 100-Year Anniversary (H.Res.1137); Saving Our Veterans Lives Act (H.R.1987 / S.926); Stopping Harmful and Outrageous T…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL RIFLE ASSOCIATION OF AMERICA · lobbying firm or registrant: NATIONAL RIFLE ASSOCIATION OF AMERICA
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 17, 2026 · issue area: Financial Institutions/Investments/Securities
$540,000
Spent on own lobbying
S.401 H.R. 1181 H.R. 987
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL SHOOTING SPORTS FOUNDATION · lobbying firm or registrant: NATIONAL SHOOTING SPORTS FOUNDATION
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · amended · posted May 14, 2026 · issue area: Firearms/Guns/Ammunition
$2,280,000
Spent on own lobbying
…ccess for Hunters and Anglers Act (H.R.556 / S.537); Protecting Americans Right to Silence (PARTS) Act (H.R.631 / S.1039); Protecting Privacy in Purchases Act (H.R.1181 / S.1715); Protection of Lawful Commerce in Arms Act; Resolution Recognizing SAAMIs 100-Year Anniversary (H.Res.1137); Roll back ESG To Increase Retirement Ear…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL RIFLE ASSOCIATION OF AMERICA · lobbying firm or registrant: NATIONAL RIFLE ASSOCIATION OF AMERICA
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 21, 2026 · issue area: Financial Institutions/Investments/Securities
$520,000
Spent on own lobbying
S.401 H.R. 1181 H.R. 987 FY27 Appropriations requests made to House and Senate.
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN BANKERS ASSOCIATION · lobbying firm or registrant: AMERICAN BANKERS ASSOCIATION
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Banking
$3,140,000
Spent on own lobbying
…ents/Basel Capital Proposal UDAAP Supervisory Policies and Adjudication Procedures Applying Community Reinvestment Act to credit unions Merchant Category Codes H.R. 1181, Protecting Privacy in Purchases Act H.R.1602, Financial Privacy Act of 2025 Foreign Affiliate Sharing Pilot Program Extension Act Financial Innovation and Tec…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL SHOOTING SPORTS FOUNDATION · lobbying firm or registrant: HOLLIER & ASSOCIATES
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Banking
$30,000
Paid to lobbying firm
S. 401 Fair Access to Banking Act S. 137, FIND Act HR 1181 Protecting Privacy in Purchase Act
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN EXPRESS COMPANY · lobbying firm or registrant: AMERICAN EXPRESS COMPANY
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 20, 2026 · issue area: Banking
$340,000
Spent on own lobbying
…Issues related to prudential bank regulations including, the Basel III Endgame proposal Issues related to implementation of merchant category codes, including H.R. 1181, the Protecting Privacy in Purchases Act Issues generally related to merchant pricing, network routing requirements and contract regulation, including the prop…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION FOR GUN RIGHTS · lobbying firm or registrant: NATIONAL ASSOCIATION FOR GUN RIGHTS
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 18, 2026 · issue area: Firearms/Guns/Ammunition
$289,886
Spent on own lobbying
…R. 496, H.R. 532, H.R. 543, H.R. 544, H.R. 556, H.R. 563, H.R. 607, H.R. 613, H.R. 624, H.R. 631, H.R. 645, H.R. 850, H.R. 943, H.R. 962, H.R. 1041, H.R. 1097, H.R. 1181, H.R. 1224, H.R. 1272, H.R. 1307, H.R. 1456, H.R. 1564, H.R. 1643, H.R. 1698, H.R. 1740, H.R. 2039, H.R. 2060, H.R. 2070, H.R. 2184, H.R. 2189, H.R. 2243, H.R.…
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
BRADY CAMPAIGN TO PREVENT GUN VIOLENCE · lobbying firm or registrant: BRADY CAMPAIGN TO PREVENT GUN VIOLENCE
2026 Q1 report (Jan 1, 2026 – Mar 31, 2026) · posted Apr 17, 2026 · issue area: Firearms/Guns/Ammunition
$40,000
Spent on own lobbying
…nization Act; H.R. 2060/S. 966: Travelers Gun Rights Act; H.R. 4242: Innovate Less Lethal to De-Escalate Tax Modernization Act; H.R. 3770/S. 1992: FIREARM Act; H.R. 1181/S. 1715: Protecting Privacy in Purchases Act; limitations on the Dept. of Veterans Affairs' transmission of certain beneficiary information to the National Ins…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing