119th Congress · introduced in the House · Feb 6, 2025
Disaster Resiliency and Coverage Act of 2025
Official title from Congress.gov
Latest action (Feb 6, 2025): Referred to the Subcommittee on Economic Development, Public Buildings, and Emergency Management.
View on Congress.govPolicy area: Emergency Management
Congressional Research Service summary, version: Introduced in House (Feb 6, 2025)
Disaster Resiliency and Coverage Act of 2025
This bill establishes a grant program for certain hazard mitigation measures for homes in disaster risk areas and provides a tax credit for up to 30% of expenditures on such mitigation measures. It also excludes from taxable income certain payments for residential hazard mitigation and federal emergency agricultural assistance.
The bill requires the Federal Emergency Management Agency (FEMA) to award grants to states and Indian tribal governments for specified hazard mitigation activities on residential properties at a high risk of experiencing a major disaster. FEMA must establish and periodically update disaster risk areas in which homes are eligible for the grant funding. Individual residential households, subject to certain income limitations, may receive up to $10,000 (adjusted for inflation) for eligible hazard mitigation activities, such as reinforcing a roof, installing a flood control system, or reducing flammable vegetation near the home. The bill also provides an income tax credit to individuals and businesses for up to 30% of expenditures on the specified residential mitigation activities eligible under the grant program.
Additionally, under current law, payments for disaster relief and payments under federal hazard mitigation programs are excluded from taxable income. The bill specifically excludes from taxable income payments to an individual for hazard mitigation improvements to their residence under any program established or administered by a state or local government. The bill also excludes certain federal emergency and disaster agricultural assistance from taxable income as a type of disaster relief payment.
Includes amendment, cloture, and procedural votes. Each is labeled with its exact question; only a passage question is a vote to pass the bill.
No recorded roll calls on this bill in coverage.
Referred to the Subcommittee on Economic Development, Public Buildings, and Emergency Management.
Referred to the Committee on Ways and Means, and in addition to the Committee on Transportation and Infrastructure, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Referred to the Committee on Ways and Means, and in addition to the Committee on Transportation and Infrastructure, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Introduced in House
Introduced in House
Actions from Congress.gov, newest first.
LD-2 reports whose issue descriptions explicitly cite this bill (bill type and number validated against Congress.gov records). A citation does not establish the client's position or any contact with a member.
Loading lobbying reportsCoverage: reports for 2025 onward, posted Jan 1, 2025 through Oct 23, 2026.
105 citations; showing the 25 most recently posted.
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES · lobbying firm or registrant: NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 21, 2026 · issue area: Disaster Planning/Emergencies
$520,000
Spent on own lobbying
…nal Revenue Code of 1986 to increase the dollar threshold applicable to information reporting with respect to payments for qualified natural disaster expenses. H.R.1105 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require the President to establish an individual household disaster mitigatio…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF REALTORS · lobbying firm or registrant: NATIONAL ASSOCIATION OF REALTORS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Housing
$27,400,000
Spent on own lobbying
…er Related Extension of Deadlines Act and H.R. 517 The Filing Relief for Natural Disasters Act. Communications with the House of Representatives supporting the H.R. 1105 Disaster Resiliency and Coverage Act that would provide pre-disaster mitigation grants and tax incentives for households to reduce the risk of real property da…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF REALTORS · lobbying firm or registrant: NATIONAL ASSOCIATION OF REALTORS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Taxation/Internal Revenue Code
$27,400,000
Spent on own lobbying
…nd Mainstreets Act 199A Deduction H.R.1 - One Big Beautiful Bill Act S.213/HR703 Main Street Tax Certainty Act H.R. 1301 Death Tax Repeal Act Natural Disasters H.R.1105 - Disaster Resiliency and Coverage Act The Resilient Home Tax Credits Act Communications with the House of Representatives supporting H.R. 1491 Disaster Relate…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF REALTORS · lobbying firm or registrant: NATIONAL ASSOCIATION OF REALTORS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$27,400,000
Spent on own lobbying
…for Natural Disasters Act. FEMA Act Association Health Plans H.R> 2528 Association Health Plans Act Communications with the House of Representatives supporting H.R. 1105, the Disaster Resiliency and Coverage Act that would provide pre-disaster mitigation grants and tax incentives for households to reduce the risk of real proper…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF REALTORS · lobbying firm or registrant: NATIONAL ASSOCIATION OF REALTORS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Environment/Superfund
$27,400,000
Spent on own lobbying
…h the House of Representatives regarding the H.R. 4669 Fixing Emergency Management for Americans (FEMA) Act. House of Representatives Communications supporting H.R. 1105, the Disaster Resiliency and Coverage Act that would provide pre-disaster mitigation grants and tax incentives for households to reduce the risk of real proper…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF HOME BUILDERS · lobbying firm or registrant: NATIONAL ASSOCIATION OF HOME BUILDERS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Disaster Planning/Emergencies
$1,160,000
Spent on own lobbying
FAA-Reauthorization, Building Codes Flexibility, H.R.501/S.333 (the Promoting Resilient Buildings Act), H.R. 4669 (FEMA Act of 2025), H.R.1105 (The Disaster Resiliency and Coverage Act), S. 1071 (The National Defense Authorization Act for FY 26)
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
CALIFORNIA ASSOCIATION OF REALTORS · lobbying firm or registrant: CALIFORNIA ASSOCIATION OF REALTORS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$40,805
Spent on own lobbying
H.R. 1105 - the Disaster Resiliency and Coverage Act; The bill would incentivize and facilitate property mitigation and hardening efforts through tax incentives and gran…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
ALLSTATE INSURANCE COMPANY · lobbying firm or registrant: ALLSTATE INSURANCE COMPANY
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Disaster Planning/Emergencies
$790,000
Spent on own lobbying
…tural disaster preparedness, mitigation and resiliency Value and impact of NOAA weather data Value and impact of FEMA pre and post disaster mitigation programs HR1105Disaster Resiliency and Coverage Act of 2025 Resilient AMERICA Act focused on disaster and risk mitigation funding H.R. 4669 Fixing Emergency Management for Ame…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
REINSURANCE ASSN OF AMERICA · lobbying firm or registrant: REINSURANCE ASSN OF AMERICA
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 16, 2026 · issue area: Taxation/Internal Revenue Code
$430,000
Spent on own lobbying
H.R. 1105 - Disaster Resiliency and Coverage Act of 2025 H.R. 1481 - Catastrophic Risk Transfer (CART) Act of 2025 H.R. 1849 - Disaster Mitigation and Tax Parity Act of…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
WASHINGTON COUNTY · lobbying firm or registrant: MARCUS G. FAUST, PC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 16, 2026 · issue area: Homeland Security
$10,000
Paid to lobbying firm
●H.R. 4669 - Fixing Emergency Management for Americans Act of 2025 (FEMA Act of 2025) Act ●H.R.1105 - Disaster Resiliency and Coverage Act of 2025
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
TRUCKEE RIVER FLOOD PROJECT · lobbying firm or registrant: MARCUS G. FAUST, PC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 16, 2026 · issue area: Natural Resources
$30,000
Paid to lobbying firm
…t (Flood Mitigation Parcels) ●S. 4367 - Thomas R. Carper Water Resources Development Act of 2024 (Flood Control Project) - Public Law 118-272 - Implementation ●H.R.1105 - Disaster Resiliency and Coverage Act of 2025 ●S.5653 - Bipartisan American Affordability and Jobs Act of 2026 ●H.R.4776 - Standardizing Permitting and Expedi…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
TRUCKEE RIVER FLOOD PROJECT · lobbying firm or registrant: MARCUS G. FAUST, PC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 16, 2026 · issue area: Homeland Security
$30,000
Paid to lobbying firm
H.R. 4669, Fixing Emergency Management for Americans Act of 2025 (FEMA Act of 2025) Act H.R.1105, Disaster Resiliency and Coverage Act of 2025
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
DOUGLAS COUNTY NEVADA · lobbying firm or registrant: MARCUS G. FAUST, PC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 16, 2026 · issue area: Homeland Security
$20,000
Paid to lobbying firm
…flood mapping review, rules and regulations, and emergency response. ●H.R. 4669 - Fixing Emergency Management for Americans Act of 2025 (FEMA Act of 2025) Act ●H.R.1105 - Disaster Resiliency and Coverage Act of 2025
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
CITY OF ST GEORGE · lobbying firm or registrant: MARCUS G. FAUST, PC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 16, 2026 · issue area: Homeland Security
$30,000
Paid to lobbying firm
●H.R. 4669 - Fixing Emergency Management for Americans Act of 2025 (FEMA Act of 2025) ●H.R.1105 - Disaster Resiliency and Coverage Act of 2025
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA · lobbying firm or registrant: INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 16, 2026 · issue area: Disaster Planning/Emergencies
$210,000
Spent on own lobbying
HR.471/S.1462 - Fix Our Forests Act; HR.501/S.388 - Promoting Resilient Buildings Act of 2025; HR.1849/S.336 - Disaster Mitigation and Tax Parity Act of 2025; HR.1105 - Disaster Resiliency and Coverage Act of 2025; HR.1245 - Disaster Survivors Fairness Act of 2025; S.1323 - The Facilitating Increased Resilience, Environmenta…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
CALIFORNIA AND NEVADA CREDIT UNION LEAGUES · lobbying firm or registrant: CALIFORNIA AND NEVADA CREDIT UNION LEAGUES
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 14, 2026 · issue area: Taxation/Internal Revenue Code
$120,000
Spent on own lobbying
Preserving the credit union model; protect credit union tax exemption; Tax Cuts and Jobs Act; HR 1105, creating a natural disaster mitigation tax credit program
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
SIERRA CLUB · lobbying firm or registrant: SIERRA CLUB
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 14, 2026 · issue area: Disaster Planning/Emergencies
$220,000
Spent on own lobbying
HOUSE: H.R. 582: Community Protection and Wildfire Resilience Act (Support) H.R. 1105: Disaster Resiliency and Coverage Act (Support) H.R. 948: SAFE HOME Act (Support) SENATE: S. 1323: FIREWALL Act (Support) S. 902: Wildfire Response and Prepare…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
CALIFORNIA AND NEVADA CREDIT UNION LEAGUES · lobbying firm or registrant: CALIFORNIA AND NEVADA CREDIT UNION LEAGUES
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 30, 2026 · issue area: Taxation/Internal Revenue Code
$110,000
Spent on own lobbying
Preserving the credit union model; protect credit union tax exemption; Tax Cuts and Jobs Act; HR 1105, creating a natural disaster mitigation tax credit program
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
REINSURANCE ASSN OF AMERICA · lobbying firm or registrant: REINSURANCE ASSN OF AMERICA
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · amended · posted Jul 23, 2026 · issue area: Taxation/Internal Revenue Code
$370,000
Spent on own lobbying
H.R. 1105 - Disaster Resiliency and Coverage Act of 2025 H.R. 1481 - Catastrophic Risk Transfer (CART) Act of 2025 H.R. 1849 - Disaster Mitigation and Tax Parity Act of…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
ALLSTATE INSURANCE COMPANY · lobbying firm or registrant: ALLSTATE INSURANCE COMPANY
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Disaster Planning/Emergencies
$380,000
Spent on own lobbying
…tural disaster preparedness, mitigation and resiliency Value and impact of NOAA weather data Value and impact of FEMA pre and post disaster mitigation programs HR1105Disaster Resiliency and Coverage Act of 2025 Resilient AMERICA Act focused on disaster and risk mitigation funding H.R. 4669 Fixing Emergency Management for Ame…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES · lobbying firm or registrant: NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Disaster Planning/Emergencies
$540,000
Spent on own lobbying
…nal Revenue Code of 1986 to increase the dollar threshold applicable to information reporting with respect to payments for qualified natural disaster expenses. H.R.1105 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require the President to establish an individual household disaster mitigatio…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
WASHINGTON COUNTY · lobbying firm or registrant: MARCUS G. FAUST, PC
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Homeland Security
$10,000
Paid to lobbying firm
H.R. 4669, Fixing Emergency Management for Americans Act of 2025 (FEMA Act of 2025) Act H.R.1105, Disaster Resiliency and Coverage Act of 2025
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
TRUCKEE RIVER FLOOD PROJECT · lobbying firm or registrant: MARCUS G. FAUST, PC
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Natural Resources
$30,000
Paid to lobbying firm
…d Mitigation Parcels) H.R. 8812/S. 4367, Thomas R. Carper Water Resources Development Act of 2024 (Flood Control Project) - Public Law 118-227 - Implementation H.R.1105 - Disaster Resiliency and Coverage Act of 2025 H.R.4776 - Standardizing Permitting and Expediting Economic Development Act (SPEED Act) H.R.2317, Northern Nevad…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
TRUCKEE RIVER FLOOD PROJECT · lobbying firm or registrant: MARCUS G. FAUST, PC
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Homeland Security
$30,000
Paid to lobbying firm
H.R. 4669, Fixing Emergency Management for Americans Act of 2025 (FEMA Act of 2025) Act H.R.1105, Disaster Resiliency and Coverage Act of 2025
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA · lobbying firm or registrant: INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA
2026 Q2 report (Apr 1, 2026 – Jun 30, 2026) · posted Jul 20, 2026 · issue area: Disaster Planning/Emergencies
$280,000
Spent on own lobbying
HR.471/S.1462 - Fix Our Forests Act; HR.501/S.388 - Promoting Resilient Buildings Act of 2025; HR.1849/S.336 - Disaster Mitigation and Tax Parity Act of 2025; HR.1105 - Disaster Resiliency and Coverage Act of 2025; HR.1245 - Disaster Survivors Fairness Act of 2025; S.1323 - The Facilitating Increased Resilience, Environmenta…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing