119th Congress · introduced in the House · Sep 8, 2026
To increase the mandatory contribution amount of Federal Home Loan Banks to the Affordable Housing Program, and for other purposes.
Official title from Congress.gov
Latest action (Sep 16, 2026): Ordered to be Reported Unfavorably (Amended) by the Yeas and Nays: 21 - 28.
View on Congress.govPolicy area: Finance and Financial Sector
Congressional Research Service summary, version: Introduced in House (Sep 8, 2026)
This bill increases the required contributions of Federal Home Loan Banks to the Affordable Housing Program established by each bank. These programs subsidize interest rates for member banks to finance (1) mortgages for low- and moderate-income individuals; and (2) the purchase, construction, or rehabilitation of affordable rental housing.
Specifically, the bill increases the percentage of yearly net income that each Federal Home Loan Bank must contribute to these programs from 10% to 15%.
No cosponsors.
Includes amendment, cloture, and procedural votes. Each is labeled with its exact question; only a passage question is a vote to pass the bill.
No recorded roll calls on this bill in coverage.
Ordered to be Reported Unfavorably (Amended) by the Yeas and Nays: 21 - 28.
Committee Consideration and Mark-up Session Held
Referred to the House Committee on Financial Services.
Introduced in House
Introduced in House
Actions from Congress.gov, newest first.
Government lending and loan guarantees · Housing and community development funding · Housing supply and affordability
LD-2 reports whose issue descriptions explicitly cite this bill (bill type and number validated against Congress.gov records). A citation does not establish the client's position or any contact with a member.
Loading lobbying reportsCoverage: reports for 2025 onward, posted Jan 1, 2025 through Oct 23, 2026.
8 citations.
CENTER FOR RESPONSIBLE LENDING A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP · lobbying firm or registrant: CENTER FOR RESPONSIBLE LENDING, A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 21, 2026 · issue area: Housing
$70,000
Spent on own lobbying
…on-judicial foreclosure sales and a related GAO study of barriers facing FHA-financed homebuyers. Federal Home Loan Bank System reform and oversight, including H.R. 10325 and contributions to the Affordable Housing Program. H.R. 6644 / S. 7 - 21st Century ROAD to Housing Act, final passage, enactment, and implementation. Real es…
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF REALTORS · lobbying firm or registrant: NATIONAL ASSOCIATION OF REALTORS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Banking
$27,400,000
Spent on own lobbying
…4942/H.R. 9471 SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5402/S. 1465 Credit Access and Inclusion Act H.R. 10325 To increase the mandatory contribution amount of Federal Home Loan Banks to the Affordable Housing Program, and for other purposes. Discussions with the House…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
MORTGAGE BANKERS ASSOCIATION · lobbying firm or registrant: MORTGAGE BANKERS ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Housing
$840,000
Spent on own lobbying
…re the Secretary of Veterans Affairs to submit to Congress a quarterly report on housing loans insured, guaranteed, or under laws administered by the Secretary H.R. 10325To increase the mandatory contribution amount of Federal Home Loan Banks to the Affordable Housing Program, and for other purposes. H.R. 9379Affordable Homes fo…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
INDEPENDENT BANKERS ASSOCIATION OF TEXAS · lobbying firm or registrant: INDEPENDENT BANKERS ASSOCIATION OF TEXAS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 15, 2026 · issue area: Banking
Amount not reported
…t Capital Access. Discussed opposition of HR 3633 Digital Asset Market CLARITY Act. Support on HR 9331 STOP Payments Fraud Act of 2026. Discussed opposition of HR 10325 Federal Home Loan Bank affordable housing legislation.
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. View filing
COMMUNITY BANKERS ASSOCIATION OF ILLINOIS · lobbying firm or registrant: COMMUNITY BANKERS ASSOCIATION OF ILLINOIS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 7, 2026 · issue area: Banking
$70,000
Spent on own lobbying
…offered by Senators Justice and Welch concerning allowing Farm Credit to expand the definition of rural communities in which they can make home loans (Senate) H.R. 10325 (All Sections) a bill to increase the mandatory contribution Federal Home Loan Banks make to Affordable Housing Programs (AHPs) All Sections (House) H.R. 6644…
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
COMMUNITY BANKERS ASSOCIATION OF ILLINOIS · lobbying firm or registrant: COMMUNITY BANKERS ASSOCIATION OF ILLINOIS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 7, 2026 · issue area: Financial Institutions/Investments/Securities
$70,000
Spent on own lobbying
…offered by Senators Justice and Welch concerning allowing Farm Credit to expand the definition of rural communities in which they can make home loans (Senate) H.R. 10325 (All Sections) a bill to increase the mandatory contribution Federal Home Loan Banks make to Affordable Housing Programs (AHPs) All Sections (House) H.R. 6644…
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
COMMUNITY BANKERS ASSOCIATION OF ILLINOIS · lobbying firm or registrant: COMMUNITY BANKERS ASSOCIATION OF ILLINOIS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 7, 2026 · issue area: Consumer Issues/Safety/Products
$70,000
Spent on own lobbying
…Housing Act including the inclusion of the provisions in H.R. 6644 (Housing for the 21st Century Act (Title VI) and regarding final passage (House and Senate) H.R. 10325 (All Sections) a bill to increase the mandatory contribution Federal Home Loan Banks make to Affordable Housing Programs (AHPs) All Sections (House) Letters -…
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
COMMUNITY BANKERS ASSOCIATION OF ILLINOIS · lobbying firm or registrant: COMMUNITY BANKERS ASSOCIATION OF ILLINOIS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 7, 2026 · issue area: Economics/Economic Development
$70,000
Spent on own lobbying
…Housing Act including the inclusion of the provisions in H.R. 6644 (Housing for the 21st Century Act (Title VI) and regarding final passage (House and Senate) H.R. 10325 (All Sections) a bill to increase the mandatory contribution Federal Home Loan Banks make to Affordable Housing Programs (AHPs) All Sections (House) Letters -…
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing