119th Congress · introduced in the House · Aug 31, 2026
Consumer Financial Protection Accountability and Reform Act of 2026
Official title from Congress.gov
Latest action (Sep 16, 2026): Ordered to be Reported (Amended) by the Yeas and Nays: 28 - 21.
View on Congress.govPolicy area: Finance and Financial Sector
No official summary has been published for this bill.
Includes amendment, cloture, and procedural votes. Each is labeled with its exact question; only a passage question is a vote to pass the bill.
No recorded roll calls on this bill in coverage.
Ordered to be Reported (Amended) by the Yeas and Nays: 28 - 21.
Committee Consideration and Mark-up Session Held
Referred to the Committee on Financial Services, and in addition to the Committees on the Judiciary, Small Business, and Oversight and Government Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Referred to the Committee on Financial Services, and in addition to the Committees on the Judiciary, Small Business, and Oversight and Government Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Referred to the Committee on Financial Services, and in addition to the Committees on the Judiciary, Small Business, and Oversight and Government Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Referred to the Committee on Financial Services, and in addition to the Committees on the Judiciary, Small Business, and Oversight and Government Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Introduced in House
Introduced in House
Actions from Congress.gov, newest first.
Administrative law and regulatory procedures · Bank accounts, deposits, capital · Banking and financial institutions regulation · Business records · Civil actions and liability · Congressional oversight · Consumer affairs · Consumer credit · Consumer Financial Protection Bureau · Credit and credit markets · Debt collection · Federal district courts · Financial services and investments · Fraud offenses and financial crimes · Government Accountability Office (GAO) · Government employee pay, benefits, personnel management · Government information and archives · Government lending and loan guarantees · Government studies and investigations · Inflation and prices · Small business · State and local courts · State and local government operations · User charges and fees · Wages and earnings
LD-2 reports whose issue descriptions explicitly cite this bill (bill type and number validated against Congress.gov records). A citation does not establish the client's position or any contact with a member.
Loading lobbying reportsCoverage: reports for 2025 onward, posted Jan 1, 2025 through Oct 23, 2026.
26 citations; showing the 25 most recently posted.
NATIONAL TAXPAYERS UNION · lobbying firm or registrant: NATIONAL TAXPAYERS UNION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 21, 2026 · issue area: Financial Institutions/Investments/Securities
$30,000
Spent on own lobbying
HR 7866American Lending Fairness Act HR 10184Consumer Financial Protection Accountability and Reform Act Credit Card Competition Act Credit Scoring S 875FIRM Act Debanking HR 10357Digital Asset Tax Certain…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES · lobbying firm or registrant: NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 21, 2026 · issue area: Consumer Issues/Safety/Products
$520,000
Spent on own lobbying
…TE Act H.R.8413 - SECURE Data Act H.R.8777 - To restore certain guidance and rules of the Bureau of Consumer Financial Protection. S.4833 - No Robot Bosses Act H.R.10184 - Consumer Financial Protection Accountability and Reform Act of 2026
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
CENTER FOR RESPONSIBLE LENDING A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP · lobbying firm or registrant: CENTER FOR RESPONSIBLE LENDING, A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 21, 2026 · issue area: Banking
$70,000
Spent on own lobbying
H.R. 7866 - American Lending Fairness Act of 2026, concerning state authority to apply interest-rate limits to loans by out-of-state state-chartered banks. H.R. 10184 - Consumer Financial Protection Accountability and Reform Act of 2026, opposing limits on Consumer Financial Protection Bureau funding, supervision, enforcemen…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
CENTER FOR RESPONSIBLE LENDING A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP · lobbying firm or registrant: CENTER FOR RESPONSIBLE LENDING, A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 21, 2026 · issue area: Consumer Issues/Safety/Products
$70,000
Spent on own lobbying
…9330 - Earned Wage Access Consumer Protection Act, opposing exemptions from state usury limits, the Military Lending Act, and the Equal Credit Opportunity Act. H.R. 10184 - Consumer Financial Protection Accountability and Reform Act of 2026, opposing limits on Consumer Financial Protection Bureau authority and consumer restituti…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
GOWEST CREDIT UNION ASSOCIATION · lobbying firm or registrant: GOWEST CREDIT UNION ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Financial Institutions/Investments/Securities
$60,000
Spent on own lobbying
…392; H.R. 3633; H.R. 5900; H.R. 6644; H.R. 6936; H.R. 6955; H.R. 7056; H.R. 7148; H.R. 7548; H.R. 7647; H.R. 7775; H.R. 8087; H.R. 9331; H.R. 4167; H.R. 10082; H.R. 10184; S.J. Res. 18; H.J. Res. 50; H.J. Res. 59.
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
GOWEST CREDIT UNION ASSOCIATION · lobbying firm or registrant: GOWEST CREDIT UNION ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Banking
$60,000
Spent on own lobbying
…392; H.R. 3633; H.R. 5900; H.R. 6644; H.R. 6936; H.R. 6955; H.R. 7056; H.R. 7148; H.R. 7548; H.R. 7647; H.R. 7775; H.R. 8087; H.R. 9331; H.R. 4167; H.R. 10082; H.R. 10184; S.J. Res. 18; H.J. Res. 50; H.J. Res. 59.
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION · lobbying firm or registrant: AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Consumer Issues/Safety/Products
$1,600,000
Spent on own lobbying
…er: Data Privacy S. 245 Cyber Insurance Working Group S. 389 Lithium-Ion Batterie Safety H.R. 5079 Cyber Breaches H.R. 7757 Data Privacy H.R. 8413 Data Privacy H.R. 10184 Data Privacy S. 5226 Data Privacy
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN BAR ASSOCIATION · lobbying firm or registrant: AMERICAN BAR ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Financial Institutions/Investments/Securities
$210,000
Spent on own lobbying
…to "Anti-Money Laundering Regulations for Residential Real Estate Transfers". H.R. 3213, the Restoring Court Authority Over Litigation Act; and Section 204 of H.R. 10184, the Consumer Financial Protection Accountability Act [which includes key provisions of the Restoring Court Authority Over Litigation Act]. Support favorable a…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
ACA INTERNATIONAL · lobbying firm or registrant: ACA INTERNATIONAL
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Consumer Issues/Safety/Products
$190,000
Spent on own lobbying
H.R. 654TABS Act H.R. 10184 Consumer Financial Protection Accountability and Reform Act of 2026 H.R.1653Civil Investigative Demand Reform Act of 2025 H.R. 1652Rectifying UDAAP Act H.R.218…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
FIRST AMERICAN FINANCIAL CORPORATION · lobbying firm or registrant: FIRST AMERICAN FINANCIAL CORPORATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Insurance
$80,000
Spent on own lobbying
H.R. 3206: PROTECTING AMERICA'S PROPERTY RIGHTS ACT; PROVISIONS RELATED TO GOVERNMENT SPONSORED ENTERPRISES (GSE) TITLE INSURANCE AND OTHER REQUIREMENTS H.R. 10184: CONSUMER FINANCIAL PROTECTION ACCOUNTABILITY AND REFORM ACT OF 2026; PROVISIONS RELATED TO INSURANCE AND THE CONSUMER FINANCIAL PROTECTION BUREAU REFORM (NOT…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
FIRST AMERICAN FINANCIAL CORPORATION · lobbying firm or registrant: FIRST AMERICAN FINANCIAL CORPORATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Consumer Issues/Safety/Products
$80,000
Spent on own lobbying
H.R. 10184: CONSUMER FINANCIAL PROTECTION ACCOUNTABILITY AND REFORM ACT OF 2026; PROVISIONS RELATED TO INSURANCE AND THE CONSUMER FINANCIAL PROTECTION BUREAU REFORM
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
FIRST AMERICAN FINANCIAL CORPORATION · lobbying firm or registrant: FIRST AMERICAN FINANCIAL CORPORATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Financial Institutions/Investments/Securities
$80,000
Spent on own lobbying
H.R. 10184: CONSUMER FINANCIAL PROTECTION ACCOUNTABILITY AND REFORM ACT OF 2026; PROVISIONS RELATED TO INSURANCE AND THE CONSUMER FINANCIAL PROTECTION BUREAU REFORM (NOT…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN LAND TITLE ASSOCIATION · lobbying firm or registrant: AMERICAN LAND TITLE ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Financial Institutions/Investments/Securities
$250,000
Spent on own lobbying
…for Information: Promoting Access to Mortgage Credit: Docket (CFPB-2026-0018) House Financial Services Republicans Request for Information (RFI) on CFPB Reform HR 10184, Consumer Financial Protection Accountability and Reform Act of 2026
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN BANKERS ASSOCIATION · lobbying firm or registrant: AMERICAN BANKERS ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Consumer Issues/Safety/Products
$3,100,000
Spent on own lobbying
…Liability Harmonization Act H.R. 2978, Guarding Unprotected Aging Retirees from Deception (GUARD Act) H.R. 1653, Civil Investigative Demand Reform Act of 2025 H.R. 10184, Consumer Financial Protection Accountability and Reform Act of 2026
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN FINTECH COUNCIL · lobbying firm or registrant: AMERICAN FINTECH COUNCIL
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Financial Institutions/Investments/Securities
$120,000
Spent on own lobbying
…Access Consumer Protection Act: provisions related to earned wage access. H.R. 9331 - STOP Payments Fraud Act of 2026: provisions related to regulatory reform. H.R. 10184 - Consumer Financial Protection Accountability and Reform Act of 2026: provisions related to earned wage access, governance, nonbank supervision, and consumer…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN ASSOCIATION FOR JUSTICE · lobbying firm or registrant: AMERICAN ASSOCIATION FOR JUSTICE
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Financial Institutions/Investments/Securities
$1,580,000
Spent on own lobbying
…999. H.R.8141 - Fair Credit Reporting Reseller Accuracy Act. H.R.9330 - Earned Wage Access Consumer Protection Act. Draft legislation on Chapter 15 Bankruptcy. H.R.10184 - Consumer Financial Protection Accountability and Reform Act of 2026.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
MORTGAGE BANKERS ASSOCIATION · lobbying firm or registrant: MORTGAGE BANKERS ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Banking
$840,000
Spent on own lobbying
H.R. 8141Fair Credit Reporting Reseller Accuracy Act H.R. 10184Consumer Financial Protection Accountability and Reform Act of 2026 H.R. 1653Civil Investigative Demand (CID) Reform Act of 2025 H.R. 3230Financial Institution…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
CHAMBER OF COMMERCE OF THE U.S.A. · lobbying firm or registrant: CHAMBER OF COMMERCE OF THE U.S.A.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Banking
$16,480,000
Spent on own lobbying
….R. 8413, Securing and Establishing Consumer Uniform Rights and Enforcement over Data (SECURE Data) Act H.R. 10165, EXIM Bank Continuity in Competitiveness Act H.R. 10184, Consumer Financial Protection Accountability and Reform Act of 2026 S. 3772, Export-Import Bank Reauthorization Act of 2026 S. 4585, Discount Window Preparedn…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
HOUSING POLICY COUNCIL · lobbying firm or registrant: THE SMITH-FREE GROUP, LLC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Housing
$60,000
Paid to lobbying firm
…e Loan Program Reform Act Discussions involving H.R. 9460, the Sustainable Homeownership Act Discussions involving housing finance reform legislation Monitored H.R. 10184, the Consumer Financial Protection Accountability and Reform Act of 2026 Monitored H.R. 3694 / S. 1932, the Veterans Affairs Loan Informed Disclosure Act of 20…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
EXPERIAN NORTH AMERICA · lobbying firm or registrant: EXPERIAN NORTH AMERICA
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Financial Institutions/Investments/Securities
$440,000
Spent on own lobbying
…r Use, Access, and Responsible Disclosure ("GUARD") of Financial Data Act (H.R. 8308); and Consumer Financial Protection Accountability and Reform Act of 2026 (H.R. 10184).
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
TRANS UNION LLC · lobbying firm or registrant: TRANS UNION LLC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Banking
$540,000
Spent on own lobbying
…servicemembers' credit monitoring. H.R. 5775 - FCRA Liability Harmonization Act: Provisions pertaining to liability statutes in the Fair Credit Reporting Act. H.R. 10184 - Consumer Financial Protection Accountability and Reform Act: Provisions pertaining to structural reform of the Consumer Financial Protection Bureau. H.R. 758…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
U.S. PUBLIC INTEREST RESEARCH GROUP · lobbying firm or registrant: U.S. PUBLIC INTEREST RESEARCH GROUP
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 19, 2026 · issue area: Financial Institutions/Investments/Securities
$10,000
Spent on own lobbying
House: Coalition letter addressed to the House Financial Services Committee, in opposition to the discussion draft and introduced version of H.R.10184 - Consumer Financial Protection Accountability and Reform Act of 2026.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERICAN COUNCIL OF LIFE INSURERS · lobbying firm or registrant: AMERICAN COUNCIL OF LIFE INSURERS
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 19, 2026 · issue area: Insurance
$1,002,681
Spent on own lobbying
…rance Office of the Department of the Treasury and establish a United States Insurance Representative within the Department of the Treasury. Issue: FIO Reform. H.R. 10184 - Consumer Financial Protection Accountability and Reform Act of 2026. The bill would make reforms to the Bureau of Consumer Financial Protection (CFPB). Issue…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL TREASURY EMPLOYEES UNION · lobbying firm or registrant: NATIONAL TREASURY EMPLOYEES UNION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 19, 2026 · issue area: Government Issues
$310,000
Spent on own lobbying
…gressional Authorization for Federal Building Names Act H.R. 10061, Wildfire Response and Readiness Act H.R. 10142, Multi-State Worker Tax Fairness Act of 2026 H.R. 10184, Consumer Financial Protection Accountability and Reform Act of 2026 H.R. 10200, Family Leave for Parental Involvement in Education Act H.R. 10198, Federal Wor…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
CMFG LIFE INSURANCE COMPANY · lobbying firm or registrant: CMFG LIFE INSURANCE COMPANY
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 12, 2026 · issue area: Insurance
$130,000
Spent on own lobbying
…ct - keeps insurance regulated by the states and not by the Consumer Financial Protection Bureau or set by international bodies. This bill has been folded into H.R. 10184, the Consumer Financial Protection Accountability and Reform Act of 2026. Oppose H.R. 10439 Veterans and Consumers Fair Credit - would apply all in APR to stat…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing