119th Congress · introduced in the House · Aug 3, 2026
SMART Savings Act of 2026
Official title from Congress.gov
Latest action (Aug 3, 2026): Referred to the House Committee on Ways and Means.
View on Congress.govPolicy area: Taxation
No official summary has been published for this bill.
No cosponsors.
Includes amendment, cloture, and procedural votes. Each is labeled with its exact question; only a passage question is a vote to pass the bill.
No recorded roll calls on this bill in coverage.
Referred to the House Committee on Ways and Means.
Introduced in House
Introduced in House
Actions from Congress.gov, newest first.
LD-2 reports whose issue descriptions explicitly cite this bill (bill type and number validated against Congress.gov records). A citation does not establish the client's position or any contact with a member.
Loading lobbying reportsCoverage: reports for 2025 onward, posted Jan 1, 2025 through Oct 24, 2026.
7 citations.
INSURED RETIREMENT INSTITUTE · lobbying firm or registrant: INSURED RETIREMENT INSTITUTE
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 21, 2026 · issue area: Insurance
$180,000
Spent on own lobbying
…cCarran-Ferguson Protection Act (H.R.7130 - 119th Congress). The Form 5500 Filing Simplification Act (H.R.7362 - 119th Congress). The SMART Savings Act (S.5204/H.R.10039 - 119th Congress).
Congress stated in the filing; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
PACIFIC LIFE INSURANCE COMPANY · lobbying firm or registrant: PACIFIC LIFE INSURANCE COMPANY
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Retirement
$380,000
Spent on own lobbying
…383 -- Incentivizing New Ventures and Economic Strength Through Capital Formation (INVEST) Act of 2025 -- expand access to capital and investment opportunities HR 10039/S 5204 -- SMART Savings Act -- modernize Individual Retirement Account (IRA) regulations and remove IRAs from Department of Labor (DOL) prohibited transaction…
Congress inferred from the report year; bill number matches Congress.gov records and the bill predates the report; no title was cited with it. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
AMERIPRISE FINANCIAL, INC. · lobbying firm or registrant: AMERIPRISE FINANCIAL, INC.
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Retirement
$340,000
Spent on own lobbying
…H.R. 9568 - Helping Undergraduate Students Thrive with Long-Term Earnings Act (HUSTLE Act); entire bill H.R. 10015 - Great American Healthcare Act; entire bill H.R. 10039 - Simplifying Modern Access to Retirement Tools for Savings Act (SMART); entire bill S. 424 - Retirement Fairness for Charities and Educational Institutions Ac…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
NATIONAL ASSOCIATION FOR FIXED ANNUITIES · lobbying firm or registrant: CAPCITY ADVOCATES, LLC
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Retirement
$30,000
Paid to lobbying firm
…6324, The Retirement Simplification and Clarity Act. H.R. 4718, The Helping Young Americans Save for Retirement Act. H.R. 6722, The Automatic IRA Act of 2025. H.R. 10039, The Simplifying Modern Access to Retirement Tools for Savings Act of 2026. S. 1707, The Helping Young Americans Save for Retirement Act. S. 1831, The Auto Ree…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
CHARLES SCHWAB CORPORATION · lobbying firm or registrant: THE CHARLES SCHWAB CORPORATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 20, 2026 · issue area: Retirement
$480,000
Spent on own lobbying
S. 5204/H.R 10039, the Simplifying Modern Access to Retirement Tools for Savings (SMART Savings) Act; H.R. 8338, the Safeguarding Americans Fairly Earned Retirement (SAFER) Act;…
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
SECURITIES INDUSTRY AND FINANCIAL MARKETS ASSOCIATION · lobbying firm or registrant: SECURITIES INDUSTRY AND FINANCIAL MARKETS ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 14, 2026 · issue area: Taxation/Internal Revenue Code
$1,810,000
Spent on own lobbying
…W-9; Trump IRA program; H.R. 10357, the Digital Asset Tax Certainty Act; S. 5616, the Aligning Digital Assets with Principles of Taxation (ADAPT) Act; S. 5204/H.R. 10039, SMART Savings Act of 2026.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing
SECURITIES INDUSTRY AND FINANCIAL MARKETS ASSOCIATION · lobbying firm or registrant: SECURITIES INDUSTRY AND FINANCIAL MARKETS ASSOCIATION
2026 Q3 report (Jul 1, 2026 – Sep 30, 2026) · posted Oct 14, 2026 · issue area: Retirement
$1,810,000
Spent on own lobbying
…ical corrections related to implementation of SECURE 2.0; ERISA fiduciary legislative proposals; Trump Accounts in Public Law 119-21; TrumpIRA program; S. 5204/H.R. 10039 - The SMART Savings Act.
Congress inferred from the report year; bill number and the title cited with it match Congress.gov records, and the bill predates the report. The amount is lobbying spending for every issue on this report, not this bill alone, and none of it is paid to any member of Congress. View filing